In this challenging time, get the financial boost you need with our low-interest personal loan.
Never put your plans on hold with our multi-purpose, low-interest personal loan option with affordable payment terms. Consider a personal loan as your lifeline or a safety net in times when you need that financial boost. You can also use it for:
*As long as the secured portion is not financed by SB Finance
The Personal Loans offered by SB Finance Company, Inc., are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by Security Bank Corporation.
Take a look at what we can offer:
Minimum Loan Amount | PHP 200,001 |
Maximum Loan Amount | PHP 2,000,000 |
Payment Terms | 12 to 36 months |
Approval Time | within 5 banking days |
SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our 24-Hour Customer Service hotline at (+632) 8887-9188 or email us at [email protected].
Term | Monthly Add-on Rate* |
12-36 months | 1.89% |
*The Annual Percentage Rate (APR) begins at 39.53%.
*Estimated APR at 36 months is 37.53%.
*Rates shown are indicative only and may change upon approval.
Sample Computation:If you borrow P50,000 payable in 36 months using 37.53% APR, your monthly payment would be P 2,333.89.
Processing Fee | PHP 2,000 |
Notarial fee (For P100,000 loan and up) | PHP 100 |
Documentary Stamps (For Php 250,000 loan and up) | Approved Loan Amount / 200 * 1.50 |
Late Payment Fee | 3% of amount due or P500 whichever is higher
Effective October 25, 2021: 3% of unpaid amortization |
“Used a SB Personal Loan to fund my Eurotrip and I never looked back! Thank you Security Bank for making my dreams come true.”
Sarah A.“Applied for a Personal Loan at Security Bank to finish my Masters degree. It was super easy. Now I’m one step closer to my Doctorate degree.”
Erwin C.A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.
B. If Employed:
C. If Self-Employed:
Note: Additional documents may be required to process the loan.
Minimum amount that you can avail is Php 200,001.00 and maximum is Php 2,000,000.00. Loan amount will be based on credit evaluation and income documents submitted.
You have option to pay the loan amount for: 12, 18, 24 and 36 months.
Term | Monthly Add-on Rate |
12-36 months | 1.39%-1.89% |
Estimated Annual Percentage Rate (APR) at 36 months is 37.53%
If you borrow P50,000 payable in 36 months using 37.53% APR, your monthly payment would be P 2,333.89
Processing Fee | 3% of the loanable amount |
Notarial Fee (For P100,000 loan and up) | Php 100.00 |
Documentary Stamps (For Php 250,000 loan and up) | Php1.50 for every Php 200.00 |
Late Payment Fee | 3% of the amount due or P500 whichever is higher
Effective October 25, 2021: 3% of unpaid amortization |
Pre-termination Processing Fee | P2,500 |
A bank representative will notify you on the result of your application. You may also contact our Customer Service Hotline at 02-8887-9188 or you may send an email at [email protected]
Loan proceeds are released through Manager’s Check (MC) or Credit to Security Bank Account. Loan proceeds may be claimed at the Loan Releasing Area (No. 849-A GF Keyland Building Arnaiz Ave Makati City) or through branch where loan was applied. During loan availment, you must bring the following:
If you have a cancelled credit card from any bank, please get the necessary clearance before applying for a personal loan to ensure the smooth processing of your application.
Yes, you can pre-terminate the loan but there will be a processing fee of Php 2,500 (based on PN) shall be applied to your account.
You can re-avail your personal loan as long as you have already paid at least half of your original loan term, and there has been no record of missed payments. Example: Original loan term is for 12 months and you have already paid your amortizations for 6 months already, you can apply for re-availment. Upon booking, your previous loan balance will be deducted from the proceeds of your new loan.
Borrower cannot avail two separate loans at the same time. At least half of the term for the existing loan must be paid off first before they can apply for another loan.