Why Should You Get Life Insurance?
Lifestyle Protection
Live life without worry by making sure you are financially protected
Child's Education
Help your children achieve their dreams.
Retirement
Start planning for a comfortable retirement
Emergencies
Get coverage for critical illnesses
Variable Unit-Linked Plans (Investment-Linked)
Set for Life
Min. Annual Premium
(Whole Life): PHP24,000
Payment Terms:
5, 7, 10 Years/Whole Life
Coverage: Up to 100 y.o.
All Set
Min. Single Premium: PHP100,000
Payment Terms: One Time
Coverage: Up to 100 y.o.
All Set Higher
Min. Single Premium: PHP1,000,000
Payment Terms: One Time
Coverage: Up to 100 y.o.
USD All Set Higher
Min. Single Premium: USD20,000
Payment Terms: One Time
Coverage: Up to 100 y.o.
Manifest
Min. Single Premium: PHP60,000
Payment Terms: 5, 10 years
Coverage: Up to 100 y.o.
Protection Plans
Set for Health
Comprehensive protection against
42 critical illnesses
Min. Annual Premium: PHP9,000
Payment Terms: 5, 10, 20 Years
Coverage: Up to 75 y.o.
Set for Tomorrow
Easy-apply, affordable term coverage
Min. Annual Premium: PHP21,000
Payment Terms: One Time,
5, 10, or Regular Pay
Coverage: Up to 120 y.o.
Vibrant
Complete critical illness insurance plan from wellness to recovery
Min. Annual Premium: PHP25,600
Payment Terms: 5, 10 Years
Coverage: Up to 100 y.o.
Set for Health and Set for Tomorrow
FWD Life’s most comprehensive plans are now available online!
Compare Products
VUL (Variable Unit-Linked) Life Insurance
Life insurance products with an underlying investment component
| Minimum Annual Premium2 | Payment Terms | Insured’s Age of Eligibility | Basic Features | |
|
Set for Life Flexible, easy payments with benefits the way you want them! |
PHP24,000 per year for whole life or up to age 99* PHP50,000 per year for five years PHP40,000 per year for seven years PHP30,000 per year for 10 years. *For the variant with a payment term of up to age 99, riders SurePro for Owner and SurePro for Insured are not attachable. |
5, 7, 10 years, or Whole Life1 | 15 days old to 70 years old |
– Provides flexible payment and investment fund options to let you maximize your returns benefits – Optional Add-ons to maximize protection |
|
All Set Pay once and enjoy all the benefits you need! |
PHP100,000 | One-time | 15 days old to 75 years old |
– Simplified underwriting for eligible applicants – Optional Riders to maximize protection (add-on) |
|
All Set Higher Make your money work for your future |
PHP1,000,000 | One-time | 15 days old to 75 years old |
– No premium charges – All funds are invested – No medical exam required |
|
US Dollar All Set Higher Higher VUL Benefit from global diversification of your US Dollar-denominated investments |
USD20,000 | One-time | 15 days old to 75 years old |
– Access to a well-balanced portfolio of worldwide investments – No premium charges – All funds are invested |
|
Manifest Get rewarded for investing more for longer |
PHP60,000 | 5 or 10 years | 15 days to 75 years old |
Unique features: – Start-up bonus – Premium extension bonus – Guaranteed milestone increase – Investment protector bonus |
Traditional Life Insurance
| Minimum Annual Premium2 | Payment Terms | Insured’s Age of Eligibility | Basic Features | |
|
Set for Health Get covered in bad times, get rewarded in good times |
PHP9,000 | 5, 10 or 20 years |
– 5-pay option: 15 days to 60 years old – 10-pay option: 15 days to 55 years old – 20-pay option: 15 days to 45 years old |
– Financial benefit for up to three (3) unrelated major critical illnesses up to age 75 – Waiver of Premium Benefit3 – Returns 100% of premiums if the insured reaches age 75 free from any major critical illness – Death Benefit if the insured passes before age 75 |
|
Set for Tomorrow Get a solution suitable for your needs against unforeseen life risks. |
PHP21,000 | One time, 5, 10, or Regular Pay |
– Short Term Cover: 70 y.o. – Income Protector: 60 y.o. – Estate Protector: 70 y.o. |
– Three (3) available variants suitable for short and long-term needs – Get 100% benefit amount in advance upon diagnosis of a terminal illness – Additional 20% coverage amount if the unforeseen happens to you while overseas |
|
Vibrant Complete health protection from wellness to recovery. |
PHP25,600 | 5 or 10 Years | 15 days to 65 years old |
– Up to 6x Major Critical Illness Benefit – Health Screening and Health Supplement Benefits – Waiver of Premium Benefit3 – Death Benefit or Maturity Benefit |
1Whole Life VUL means paying period is until age 99
2Premium amounts depend on the Insured’s Age and Profile
3Waives future premium payments upon diagnosis of the first major critical illness
VUL fund options
Below are the underlying investment funds for Peso VULs.
Click on a fund icon to view its Monthly Performance Report.
FWD Peso Fixed Income Fund
Conservative
FWD Peso Bond Fund
Conservative
FWD Peso Balanced Fund
Moderate
FWD Peso Stable Fund
Moderate
FWD Peso Velocity Global Payout Fund
Moderate
FWD Diversity Fund
Aggressive
FWD Peso Equity Index Fund
Aggressive
FWD Peso Equity Fund
Aggressive
FWD Peso High Dividend Equity Fund
Aggressive
FWD Peso Growth Fund
Aggressive
FWD Global Good Peso ESG Fund
Aggressive
FWD Peso Nitro Global Payout Fund
Aggressive
Daily performance
See daily performance
About FWD Life Insurance Corporation
FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2021, FWD Life Insurance ranks 3rd and 5th in terms of Paid-up Capital1 and Total Premium Income2, respectively.
FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest-growing insurance markets in the world. In the Philippines, FWD has 18 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.
Established in 2013, FWD is focused on making the insurance journey simpler, faster, and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.
For more information, please visit fwd.com.ph.
1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital
2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income
Frequently asked questions
What are Variable Unit-Linked (VUL) insurance products?
Are there any risks involved in purchasing VUL insurance products?
The policy coverage in itself does not entail any risk on the part of the purchaser of the VUL product. However, because the product has an underlying investment in investment funds, which are highly dependent on the performance of the market, the amounts invested are not guaranteed of returns and are at risk of loss. The VUL insurance products are not deposit products and are not covered by the Philippine Deposit Insurance Corporation.