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Fees and Charges
Checking and Savings Accounts
| FEES AND CHARGES | PESO SAVINGS ACCOUNT | PESO CHECKING ACCOUNT | DOLLAR SAVINGS ACCOUNT | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Notarial Fee (notarization of affidavit of loss) for Lost Passbook | PHP200 | ||||||||
| Replacement of Lost Passbook or Trackbook/Recordbook (for Peso Checking Account) | PHP200 | ||||||||
| Bank Certification | PHP100 + PHP50 for visa application for British Embassy | ||||||||
| Statement of Account (SOA) | PHP100 per page (starting Oct. 15, 2018) | PHP50 per page | PHP50 per page (SOA for previous year/s) | ||||||
| Electronic Statement of Account (eSOA) | — | Free-of-charge | — | ||||||
| Dormancy Charges starting on the 61st month | PHP30 per month | PHP30 per month | PHP30 per month (based on prevailing exchange rate) | ||||||
| Minimum Balance Charges to be collected only if the account falls below minimum balance for two (2) consecutive months | PHP300 per month (starting Oct. 15, 2018) |
|
USD10 per month | ||||||
| Early Closure Charges (within 90 days) | PHP200 | USD5 | |||||||
| Over-the-Counter (OTC) Deposit Fee, for eSecure Savings Account only | PHP100 | — | — | ||||||
| Over-the-Counter (OTC) Withdrawal Fee | PHP 100 (starting Oct. 15, 2018) | PHP30 (free-of-charge, for All-Access and All-In-One Checking Account) | |||||||
| Stop Payment Order (SPO) Request | — | PHP300 per check; For more than 5 checks, maximum amount of PHP1,500 per SPO request | — | ||||||
| Cost of Checkbook | — |
|
— | ||||||
| Cost of Debit MasterCard Replacement | PHP 300 (starting Oct. 15, 2018) | PHP150 | — | ||||||
| Cost of PIN Mailer Replacement | P100 (starting Oct. 15, 2018) | PHP100 | — | ||||||
| RCOCI Charges | — | PHP1,000 per check + PHP200 per day for every PHP40,000 amount of check or a fraction thereof | — | ||||||
| Presenting Bank’s Charges on Returned Checks | — | PHP1,000 per check | — | ||||||
| Lifting of the 3 days hold on dollar notes deposit (For Cash Withdrawal) | — | — | None | ||||||
| US Dollar Notes deposits exceeding $5,000 made by a Business client during the day | — | — | 0.50% of amount in excess of USD10,000, regardless of region |
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| 3rd Currency Check Deposit | — | — |
|
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| Foreign currency checks received over-the-counter | — | — |
Note: Not applicable for SB MasterCard Dollar billings.
|
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Time Deposits
| PROCESS/TRANSACTION | FEES/CHARGES |
|---|---|
| Documentary Stamp Tax (DST) on pre-terminated TD | PHP1.50 per PHP200 or a fraction thereof for the remaining term of TD |
| Pre-termination penalty for interest rate of TD (different penalty rate to be applied on pre-termination date) | Please refer to BBG Bulletin #2017-009 |
| Bank Certification | PHP100 + PHP50 for visa application for British Embassy |
Cash Card
| PROCESS/TRANSACTION | FEES/CHARGES |
|---|---|
| Replacement of Cash Card | PHP150 (Local); PHP250 (International) |
| Replacement of PIN Mailer | PHP100 |
| Loading / Deposit (OTC) | PHP100 per transaction Notes:
|
| Withdrawal (OTC) | PHP100 per transaction |
Funds Transfer (OTC)
|
PHP100 Notes:
|
| Inactivity Fee | PHP350 per month starting on the 14th month |
| Copy of Transaction Record (OTC) | PHP50 per page |
ATM Transactions
| PROCESS/TRANSACTION | FEES/CHARGES |
|---|---|
| Interbank ATM Withdrawal Fee | PHP10; PHP300 for Cirrus/Maestro |
| Interbank ATM Balance Inquiry Fee | PHP1; PHP60 for Cirrus/Maestro |
| Declined Transaction for Cirrus Maestro | PHP60 |
| Interbank Funds Transfer (IBFT): |
|
Manager's Check
| PROCESS/TRANSACTION | FEES/CHARGES |
|---|---|
| Manager’s Check/Gift Check | PHP50 |
Worldlink Demand Draft
| PROCESS/TRANSACTION | FEES/CHARGES |
|---|---|
| Issuance Fee | USD5 |
| Handling Fee | USD4 |
| Cancellation Fee | USD10 |
| Photocopy Request Fee | USD10 |
| Documentary Stamp Tax (DST) ,if payment is made in Peso | PHP0.60 per PHP200 peso equivalent or a fraction thereof |
| Commission | 1/8 of 1% of total amount or minimum of PHP100 |
Safety Deposit Boxes (SDB)
| PROCESS / TRANSACTION | FEES / CHARGES |
|---|---|
| Rental | |
| 3 x 5 x 24 | PHP600 |
| 4 x 5 x 24 | PHP700 |
| 5 x 5 x 24 | PHP800 |
| 3 x 10 x 24 | PHP1,000 |
| 4 x 10 x 24 | PHP1,200 |
| 5 x 10 x 24 | PHP1,500 |
| 10 x 10 x 24 | PHP2,500 |
| 15 x 10 x 24 | PHP2,700 |
| 16 x 16 1/2 x 19 1/2 | PHP3,000 |
| Deposit for two (2) keys | PHP1,500 |
| Charges on client-initiated force opening: | |
| Lock & Key Replacement Fee | PHP1,500 |
| Other Charges | PHP1,500 |
Inward Remittances
INWARD REMITTANCES
| SOURCE OF REMITTANCE | DESCRIPTION OF CHARGES | RATES/FEES |
|---|---|---|
| 1. Foreign Telegraphic Transfer | ||
|
Credit to USD CASA |
Commission | USD5.50 |
|
Credit to Other FX Ccy (JPY, EUR, AUD, GBP, HKD, SGD, CAD) |
Commission | Equivalent of USD5.50
Computed as follows: |
|
Credit to PHP CASA |
Commission | USD5.50@ Selling Rate |
| DST | PHP0.60 per PHP200 and a fraction thereof | |
|
Credit USD CASA with other local banks thru PDDTS (USD) |
Commission | USD5.50 |
|
Credit PHP CASA with other local banks thru EPCS (PHP) |
Commission | USD5.50 @ Selling Rate |
| DST | PHP0.60 per PHP200 and a fraction thereof | |
| 2. Local Telegraphic Transfer (PDDTS) | ||
|
Credit to USD CASA |
Commission | USD5.50 |
|
Credit to PHP CASA |
Commission | USD5.50@ Selling Rate |
| DST | PHP0.60 per PHP200 and a fraction thereof | |
|
Return to Sender USD |
Commission | USD7.50 |
| 3. Local Telegraphic Transfer (RTGS) | ||
|
Credit to PHP CASA |
Commission | PHP100 |
| RTGS Charges Computed as: Principal amount X .00001 | ||
| For Principal Amount of up to PHP10,000,500 | Minimum of PHP100 | |
| For Principal Amount above PHP10,000,500 | Principal Amount X .00001 rounded off to the nearest Peso | |
| For Principal Amount of PHP40MM and above | Maximum of PHP400 | |
| 4. Local Telegraphic Transfer (EPCS/Peso Net) | ||
|
Credit to PHP CASA |
Service Charge | PHP0 |
|
Return to Sender |
Service Charge | PHP200 |
Outward Remittances
| DESCRIPTION OF CHARGES | RATES/FEES |
|---|---|
| 1. Foreign Telegraphic Transfer | |
|
Commission |
1/8 of 1% of Principal Amount; minimum of PHP100 |
|
Cable Cost |
USD20 or its peso equivalent @ SR |
|
DST (if principal is funded in pesos) |
PHP0.60 per PHP200 and a fraction thereof |
|
If correspondent bank charges is “OUR”* |
|
|
a. For USD and other 3rd Ccy** |
USD15 or its peso equivalent @ SR |
|
b. For YEN Ccy** |
YEN5,000 or its USD/peso equivalent @ SR |
|
c. For EUR Ccy** |
EUR40 or its USD/peso equivalent @ SR |
|
d. For HKD Ccy** |
HKD300 or its USD/peso equivalent @ SR |
|
e. For AUD Ccy** |
AUD20 or its USD/peso equivalent @ SR |
|
f. For SGD Ccy** |
SGD20 or its USD/peso equivalent @ SR |
|
g. For NZD Ccy** |
NZD60 or its USD/peso equivalent @ SR |
|
h. For GBP Ccy** |
GBP20 or its USD/peso equivalent @ SR |
|
i. For CNY Ccy** |
USD15 or its peso equivalent @ SR |
| 2. Local Telegraphic Transfer (PDDTS) | |
|
Commission |
1/8 of 1% of Principal Amount; minimum of PHP100 |
|
Cable Cost |
USD20 or its peso equivalent @ SR |
| 3. Local Telegraphic Transfer (RTGS) | |
|
Commission |
PHP100 |
|
Cable Cost |
PHP300 |
|
RTGS Charges |
|
|
|
|
|
|
If correspondent bank charges is “OUR”* |
To be collected upon receipt of billing from the beneficiary bank |
| 4. Local Telegraphic Transfer (EPCS) | |
|
Service Charge |
PHP200 |
* SBC Client is the Remitter and all charges will be debited from his account.
** Subject to change, and billing received from the Beneficiary Bank.
Updated as of October 2017
