Fast Track Secured Credit Card

Start saving and build your credit score with a secured credit card.*

*Subject to terms and conditions


The Fast Track Program* allows you to open a savings account and get a credit card fast. A secured credit card helps you build your credit score and credit history hassle-free.


  • A savings or time deposit account bundled with a secured credit card
  • Fast processing in 3 banking days upon receipt of documents
  • A credit limit that is 80% of the holdout amount
  • Waived annual fee for the first year
  • Get rebates or rewards points for every transaction
  • Build your credit history and credit score with your secured credit card

*The Fast Track Program is open to both existing Security Bank or New-to-Bank Clients.
*Exclusive for Mastercard credit cards only.


  • Must be at least 21 years old
  • Completely filled out and signed Fast Track Application Form*
  • Government-Issued Photo-Bearing ID
Required Deposit
All Access Account PHP 25,000
Savings Account PHP 25,000
Time Deposit PHP 100,000

*Non-Filipino Residents must submit his Alien Certificate of Registration (ACR), work permit or Embassy Accreditation Papers.
**If joint account, both parties must sign the hold-out agreement portion of the Fast Track Application Form.

How to Apply

Visit any branch and open a Savings or Time Deposit account.

Apply for a Credit Card. No proof of income required.

Submit your application and enjoy fast credit approval!*

*Subject to terms and conditions


Deposit Types

A minimum hold-out deposit amount of PHP 25,000 is required for any savings account and PHP 100,000 for time deposit account.

Features and Benefits

Open a savings account and get a credit card fast.

Start earning interest with your account.

Build up your credit score and credit history.

Earn points for all transactions and enjoy exclusive discounts & promos.

Find the nearest Security Bank branch

Frequently Asked Questions
  • What is FastTrack Program?

Open to all existing Security Bank or New-to-Bank Clients that are interested to get a card but who fail to meet the credit requirements (e.g. less than 6 months account tenure, non-depositors, first time card holders, included in high risk occupations and with low gross annual income).

  • How can I apply for Fast Track Program?

You may apply by visiting any Security Bank branch. Open a saving account; get faster processing of credit card application with 100% guaranteed credit approval.

Minimum deposit amount for savings account is PHP 25,000 and PHP 100,000 for Time Deposit.

  • What credit limit will I get?

The credit card limit will be 80% of the total holdout amount.

  • How long will it take to process my application?

Savings Account opening would immediately be processed on the same day of application, while credit card application would take 3 banking days.

  • When can I request the holdout amount to be lifted?

Processing of request for lifting of holdout will be subject to approval and would take 30 banking days. Note that credit card of client will be cancelled once request has been implemented. He/she would need to apply via regular route to continue use of credit card.