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Fast Track Secured Credit Card
Start saving and build your credit score with a 100% approved, secured credit card.
Overview
The Fast Track Program* allows you to open a savings account and get a 100% approved credit card fast. A secured credit card helps you build your credit score and credit history hassle-free.
Benefits
- A savings or time deposit account bundled with a 100% approved credit card
- Fast processing in 3 banking days upon receipt of documents
- A credit limit that is 80% of the holdout amount
- Waived annual fee for the first year
- Get rebates or rewards points for every transaction
- Build your credit history and credit score with your secured credit card
*The Fast Track Program is open to both existing Security Bank or New-to-Bank Clients.
*Exclusive for Mastercard credit cards only.
Requirements
- Must be at least 21-65 years old
- Must have a business or residence landline number
- Completely filled out and signed Application Form*
- Completely filled out and signed Holdout agreement form**
- Government-Issued Photo-Bearing ID
| Required Deposit | |
| Savings Account | PHP 15,000 |
| Time Deposit | PHP 100,000 |
*Non-Filipino Residents must submit his Alien Certificate of Registration (ACR), work permit or Embassy Accreditation Papers.
**If joint account, both parties must sign the holdout agreement form.
How to Apply
Visit any branch and open a Savings or Time Deposit account.
Apply for a Credit Card. No proof of income required.
Submit your application and enjoy 100% credit approval!
Eligibility
- Fast Track Program is open to all existing Security Bank or New-to-Bank Clients
- Exclusive for Mastercard products only:
Deposit Types
A minimum hold-out deposit amount of P15,000 is required for any savings account and P100,000 for time deposit account.
Features and Benefits
Open a savings account and get a credit card fast.
Start earning interest with your account.
Build up your credit score and credit history.
Earn points for all transactions and enjoy exclusive discounts & promos.
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Frequently Asked Questions
- What is FastTrack Program?
Open to all existing Security Bank or New-to-Bank Clients that are interested to get a card but who fail to meet the credit requirements (e.g. less than 6 months account tenure, non-depositors, first time card holders, included in high risk occupations and with low gross annual income).
- How can I apply for Fast Track Program?
You may apply by visiting any Security Bank branch. Open a saving account; get faster processing of credit card application with 100% guaranteed credit approval.
- What kind of accounts can I open through the Fast Track Program?
- How much is the minimum deposit amount?
Minimum deposit amount for savings account is Php 15,000 and Php 100,000 for Time Deposit.
- What credit limit will I get?
The credit card limit will be 80% of the total holdout amount.
- How long will it take to process my application?
Savings Account opening would immediately be processed on the same day of application, while credit card application would take 3 banking days.
- When can I request the holdout amount to be lifted?
Processing of request for lifting of holdout will be subject to approval and would take 30 banking days. Note that credit card of client will be cancelled once request has been implemented. He/she would need to apply via regular route to continue use of credit card.