Easy savings account

Our basic savings bank account provides a simple and convenient way to bank. PHP5,000 opening balance only!

Low opening balance

For as low as PHP5,000, you can open an account with us online for 15 minutes only.

Only 1 primary ID needed

Open an account online or at a branch using 1 valid primary ID or 2 secondary IDs.

Free Interbranch fees

Transfer money to any Security Bank accounts nationwide for free.

Fast and easy application

Opening an account online takes 15 minutes only.

For your everyday essentials

Shop, dine, pay bills with ease using an account perfect for your everyday spend.

What is Easy savings?

An Easy Savings Account is Security Bank’s simplest savings bank account designed for everyone’s use:

  • A debit and an ATM MasterCard in one, it’s your everyday partner in everything that you do: shopping, dining, paying bills, and more.
  • Enjoy exclusive promos from our partner merchants.
  • Freely transact and monitor your account anytime and anywhere through Security Bank Online.
  • Unlimited deposit.
  • Enjoy special privileges including free ATM transactions, waived fees, and many more when you upgrade to Gold!


    Opening balance PHP5,000
    Maintaining balance PHP10,000
    Balance to earn interest PHP100,000
    Interest rate (p.a.) 0.0675%


    Requirements for opening a bank account

    • For Resident Citizen, Non-resident Citizen, and Resident Alien
      1 primary valid ID or 2 secondary valid IDs. Click here for the list of valid IDs
    • For Non-resident Alien
      Passport or Alien Certification of Registration (ACR) I – Card

    How to open an account


    Wait for at least 48 hours for your account details and approval. 


    Make an initial deposit to your chosen branch of account.

    Only 1 primary ID needed to open an account with us!

    Apply online today

    Hear from our clients

    “I decided one morning that I wanted an account with Security Bank, I went to the branch nearest to me, and in 15 minutes I got my account!”

    John A.

    “The low maintaining balance of my Easy Savings let me use it as my primary spending account. It’s very convenient.”

    Hazel B.

    Frequently asked questions

    Who can open an Easy savings account?

    Anyone can open an Easy account as long you fulfill the starting and maintaining balance! You can even use it as your payroll account.

    What is an Everyday ATM Debit MasterCard?

    Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.

    What are the benefits of the Everyday ATM Debit MasterCard?

    The Everyday ATM Debit MasterCard entitles you to the ff. benefits:

    • Discount and perks from partner merchants (www.securitybank.com/promos/)
    • No annual fee
    • Free renewal of the card upon expiry
    • Free withdrawal from ANY Security Bank ATM
    How do I avail discounts and perks from partner merchants?

    Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.

    How long will it take to receive and activate an Everyday ATM Debit MasterCard?

    The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening. Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.

    Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?

    Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.

    What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?

    Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (02) 888-791-88. You may also go to any branch to have your card replaced. A card replacement fee of P300 will be charged.

    When does my Everyday ATM Debit MasterCard expire? How can I renew it?

    Your card will expire 5 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.

    I want a passbook or a checkbook with my Easy account. Is this possible?

    No. Since this is a savings account, our Easy account only comes with an Everyday Debit MasterCard. If you want to have a Passbook or checkbook, you may open an All Access Account instead.

    When can I activate my account in Digibanker and SBOL?

    This will follow the existing turnaround time:

    • Digibanker – 2 to 3 days upon enrollment
    • Security Bank Online – Within 24 hours upon enrollment

    Don’t know how to activate? Click here.

    Fine print

    Fees and Charges
    Dormancy Charges (starting on the 61st month) – per month PHP350 per month
    Charge for Fall Below Min. Bal – per month after 2 consecutive months PHP300
    Early Closure Fee (within 30 days) PPH300
    Debit Mastercard Replacement Fee PHP300
    Statement of Account (SOA) Printing PHP100 per page
    Over-the-Counter (OTC) Withdrawal Fee PHP100 (P200 starting May 5, 2021)
    PIN Replacement Fee PHP100
    InstaPay PHP25

    For further inquiries, please call the Security Bank hotline at 8-887-9188.

    List of Valid IDs
    Primary ID Secondary ID
    ACR / ICR Barangay Certification
    Digitized Persons with Disabilities (PWD) ID City Health Card / Health Certificate Card
    Driver’s License Company ID – Shall be classified as Primary ID for Security Bank employees and subsidiaries
    GSIS e-Card DSWD Certification
    Integrated Bar of the Philippines GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)]
    Maritime Industry Authority (MARINA) ID NBI Clearance
    Passport OWWA ID
    Philippine Identification (PhilID) Card Pag-IBIG Loyalty Card
    Postal ID (PVC Plastic Card) Digitized/PVC PhilHealth Insurance Card ng Bayan (PHICB)
    PRC ID Police Clearance
    School ID Postal ID (Paper-based card)
    Senior Citizen Card Seaman’s Book
    Special Resident Retiree’s Visa (SRRV) ID Solo Parent ID
    SSS Card Tax Identification Number (TIN)
    Unified Multi-Purpose ID
    Voter’s ID

    Additional identifications (IDs) or documents may be required by our branch based on the interview and the type of account to be opened. The Bank reserves the right to decline account opening request based on its evaluations.


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