Junior One Account
Give your little ones a head start on saving. Equip them with a passbook and an Everyday Debit Mastercard.
What is Junior One?
With an interest rate higher than our regular savings account rate, this account is specifically catered to help build a better future for your young ones. It also comes with a passbook and/or an Everyday Debit Mastercard. Our Junior One Account is solely for children 18 years old and below.
This account can:
- Develop your kids’ good saving habits
- Let your children start saving for their future early
- Grow their money with higher than normal interest rates
At a Glance
The perfect way to give your kids a head start on saving.
| Opening Balance | PHP 100 |
| Minimum Balance to Earn Interest | PHP 5,000 |
| Maintaining Balance | PHP 5,000 |
| Interest Rate (p.a.) | 0.5% (0.12% starting October 21,2021) |
Requirements
ID/Documentary Requirements
| For Resident Citizen, Non-resident Citizen and Resident Alien | 1 primary valid ID or 2 secondary valid IDs Click here for the list of valid IDs. Available for children aged 18 years and below. For children 6 years old and below, the account should be opened as an ITF account |
| For Non-resident Alien | Passport or Alien Certification of Registration (ACR) I – Card
Available for children aged 18 years and below. For children 6 years old and below, the account should be opened as an ITF account |
How to open an Account
- Go to the Account Opening Online or Human Switch Kit.
- Accomplish the form by filling out all the required fields.
- Wait for the confirmation text message.
- Go to the indicated branch and submit the required items.
Save for your children’s future early
Low opening balance
For as low as P100, you can easily get started on building your child’s financial needs.
Interest-earning
Starting at P5,000, earn interest to grow your child’s savings early on.
Debit and MasterCard
Freely transact online, in ATMs, and in POS terminals both here and abroad!
Easy account opening
Get your Everyday Card and SB Online Access on the same day you opened it!
Apply for an account today! Choose how you want to apply:
Make banking transactions more convenient with Online Banking
Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.
What our clients say
“My daughter gets excited when we go to a Security Bank branch, while carrying her filled up piggy bank, to deposit to her Junior One account.”
Hannah C.“Security Bank treats my son like a real client—they are very friendly and accommodating no matter how old or young you are.”
Inna L.
Frequently Asked Questions
Who can open a Junior One savings account?
Children aged 18 years and below. For children under 5 years old, a parent or legal guardian has to be a joint account holder.
Do I need to bring my child when opening a Junior One Account?
No. You may open an account as long as you are the Parent, Grandparent, Guardian, or a relative of the child/minor. At the branch, you will be asked to provide documentation as proof of your relationship to the minor.
What is an Everyday ATM Debit MasterCard?
Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.
What are the benefits of the Everyday ATM Debit MasterCard?
The Everyday ATM Debit MasterCard entitles you to the ff. benefits:
- Discount and perks from partner merchants (www.securitybank.com/promos/)
- No annual fee
- Free renewal of the card upon expiry
- Free withdrawal from ANY Security Bank ATM
How do I avail discounts and perks from partner merchants?
Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.
How long will it take to receive and activate an Everyday ATM Debit MasterCard?
The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening. Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.
Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?
Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.
What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?
Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (02) 888-791-88. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.
When does my Everyday ATM Debit MasterCard expire? How can I renew it?
Your card will expire 3 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.
When can I activate my account in Digibanker and SBOL?
This will follow the existing turnaround time:
Digibanker – 2 to 3 days upon enrollment
Security Bank Online – Within 24 hours upon enrollment
Don’t know how to activate? Click here.
For further inquiries, please call the Security Bank hotline at 8-887-9188.
List of Valid IDs
| PRIMARY ID | SECONDARY ID |
| Passport | Company ID |
| Driver's License | NBI Clearance |
| PRC ID | Police Clearance |
| Digitized Voter's ID | Postal ID (Paper-based card) |
| GSIS e-Card | Barangay Certification |
| SSS Card | OWWA ID |
| Senior Citizen Card | OFW ID |
| Unified Multi-purpose ID | Seaman's Book |
| ACR / ICR | GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)] |
| Integrated Bar of the Philippines | DSWD Certification |
| School ID | PhilHealth Insurance Card ng Bayan (PHICB) |
| NCDA ID | City Health Card / Health Certificate Card |
| Postal ID (PVC Plastic Card) | Tax Identification Number (TIN) |
