Junior One account

Give your little ones a head start on saving by opening a kiddie savings account. It’s a student bank account that comes with a passbook and a debit card.

Low opening balance

For as low as PHP100, you can easily get started on building your child’s financial needs.

Passbook and Debit card

Your child will get their own passbook and debit card powered by Mastercard.

Interest-earning

Starting at PHP5,000, earn interest to grow your child’s savings early on.

Easy account opening

Get your Everyday Card and SB Online Access on the same day you opened it!

Convertible junior account

When your child passes on being 18 years old, their account will be converted to regular savings.

What is Junior One?

With an interest rate higher than our regular savings account rate, this kids’ savings account is specifically catered to help build a better future for your young ones. It also comes with a passbook and/or an Everyday Debit Mastercard. Our Junior One Account is solely for children 18 years old and below.

This account can:

  • Develop your kids’ good saving habits
  • Let your children start saving for their future early
  • Grow their money with higher than normal interest rates

 

Opening Balance PHP100
Maintaining Balance PHP5,000
Balance to Earn Interest PHP5,000
Interest Rate (p.a.)* *0.0675%

* effective March 1, 2022

Requirements for opening a bank account

  • For Resident Citizen, Non-resident Citizen, and Resident Alien:
    1 primary valid ID or 2 secondary valid IDs. Click here for the list of valid IDs
    Available for children aged 18 years and below. For children 6 years old and below, the account should be opened as an ITF account.
  • For Non-resident Alien:
    Passport or Alien Certification of Registration (ACR) I – Card
    Available for children aged 18 years and below. For children 6 years old and below, the account should be opened as an ITF account.

How do I apply?

2

Wait for the confirmation for an online video call appointment.

3

Accomplish online video call to finalize the application.

Teach your kids how to save at their young age. Open them an account for as low as PHP100 only.

Apply online today

Hear from our clients

“My daughter gets excited when we go to a Security Bank branch, while carrying her filled up piggy bank, to deposit to her Junior One account.”

Hannah C.
Katipunan

“Security Bank treats my son like a real client—they are very friendly and accommodating no matter how old or young you are.”

Inna L.
Pasig

Frequently asked questions

Who can open a Junior One savings account?

Children aged 18 years and below. For children under 5 years old, a parent or legal guardian has to be a joint account holder.

Do I need to bring my child when opening a Junior One Account?

No. You may open an account as long as you are the Parent, Grandparent, Guardian, or a relative of the child/minor. At the branch, you will be asked to provide documentation as proof of your relationship to the minor.

What is an Everyday ATM Debit MasterCard?

Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.

What are the benefits of the Everyday ATM Debit MasterCard?

The Everyday ATM Debit MasterCard entitles you to the ff. benefits:

  • Discount and perks from partner merchants (www.securitybank.com/promos/)
  • No annual fee
  • Free renewal of the card upon expiry
  • Free withdrawal from ANY Security Bank ATM
How do I avail discounts and perks from partner merchants?

Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.

How long will it take to receive and activate an Everyday ATM Debit MasterCard?

The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening. Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.

Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?

Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.

What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?

Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (02) 888-791-88. You may also go to any branch to have your card replaced. A card replacement fee of PHP150 will be charged.

When does my Everyday ATM Debit MasterCard expire? How can I renew it?

Your card will expire 5 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.

When can I activate my account in Digibanker and SBOL?

This will follow the existing turnaround time:
Digibanker – 2 to 3 days upon enrollment
Security Bank Online – Within 24 hours upon enrollment
Don’t know how to activate? Click here.

For further inquiries, please call the Security Bank hotline at 8-887-9188.

Fine print

List of Valid IDs
Primary ID Secondary ID
ACR / ICR Barangay Certification
Digitized Persons with Disabilities (PWD) ID City Health Card / Health Certificate Card
Driver’s License Company ID – Shall be classified as Primary ID for Security Bank employees and subsidiaries
GSIS e-Card DSWD Certification
Integrated Bar of the Philippines GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)]
Maritime Industry Authority (MARINA) ID NBI Clearance
NCDA ID OFW ID
Passport OWWA ID
Philippine Identification (PhilID) Card Pag-IBIG Loyalty Card
Postal ID (PVC Plastic Card) Digitized/PVC PhilHealth Insurance Card ng Bayan (PHICB)
PRC ID Police Clearance
School ID Postal ID (Paper-based card)
Senior Citizen Card Seaman’s Book
Special Resident Retiree’s Visa (SRRV) ID Solo Parent ID
SSS Card Tax Identification Number (TIN)
Unified Multi-Purpose ID
Voter’s ID

Additional identifications (IDs) or documents may be required by our branch based on the interview and the type of account to be opened. The Bank reserves the right to decline account opening request based on its evaluations.

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