All Access Checking Account

An account for all your banking needs — Savings and Checking account in one!

What is All Access?

All Access is banking simplified: a savings and checking account in one. It comes with a passbook, checkbook, Everyday Debit/ ATM Mastercard and FREE Life Insurance.

Opening Balance PHP 5,000
Maintaining Balance PHP 25,000
Balance to earn interest PHP 100,000
Interest rate (p.a.) 0.10%
Free Life Insurance Up to 3x your ADB (up to P3M). Learn more here

Why Get All Access?

  • You’ll get a Passbook, Checkbook, Everyday EMV Mastercard Debit Card. Application only takes 15 minutes!
  • Experience the Best in Class: Our All Access account is The Asian Banker’s Philippine Country Awards 2017 – Deposit Product of the Year.
  • It also comes with FREE Life Insurance–no medical exams required!

How to Open an Account

ID/Documentary Requirements

For Resident Citizen, Non-resident Citizen and Resident Alien 1 primary valid ID or 2 secondary valid IDs
Click here for the list of valid IDs
For Non-resident Alien Passport or Alien Certification of Registration (ACR) I – Card
  1. Complete the account opening online form
  2. Wait for the confirmation for online video call appointment.
  3. Accomplish online video call to finalize application.

How do I apply?

Complete the Account
Opening Online Form

Wait for the reference number
sent to you through SMS

Visit your selected branch and
deposit the specified opening balance

Hear from our clients

“As soon as I opened my first AllAccess account, I never looked back. It has all the features I need—mobile banking, a free Debit card, with a passbook and checkbook to boot.”

Christian D.


“When it comes to online banking, I don’t think any local bank comes close to Security [Bank]. Their online facility made transferring funds and paying bills a breeze.”

Jo F.


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Frequently Asked Questions

Is the All-Access account a savings account or a checking account?

The All-Access account allows you to choose whether you want a passbook, checkbook, and/or MasterCard ATM Debit Card. This means it’s really a savings and checking account depending on what your needs are.

Who can open an All Access account?

Anyone can open an All Access account as long as you fulfill the starting and maintaining balance! You can even use it as your payroll account (with at least gross monthly salary of P25K).

How do I open an All Access Account if I already have an existing Security Bank account?

There are no issues opening an All Access account when you already have an existing Security Bank account. You will just need to go through the application process again, this time with less requirements than before.

If you’re looking to upgrade an Easy Savings Account to an All Access Checking account, please go to the nearest branch so we can assist you.

What is an Everyday ATM Debit MasterCard?

Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.

What are the benefits of the Everyday ATM Debit MasterCard?

The Everyday ATM Debit MasterCard entitles you to the ff. benefits:

  • Discount and perks from partner merchants (
  • No annual fee
  • Free renewal of the card upon expiry
  • Free withdrawal from ANY Security Bank ATM

How do I avail discounts and perks from partner merchants?

Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.

How long will it take to receive and activate an Everyday ATM Debit MasterCard?

The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening. Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.

Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?

Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.

What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?

Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (632) 8887-9188. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.

When does my Everyday ATM Debit MasterCard expire? How can I renew it?

Your card will expire 3 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.

Can I choose to defer either the checkbook, passbook, or Everyday ATM Debit MasterCard?

Yes, you may choose to avail one, a combination of any two, or all three facilities available to the All Access Account (checkbook, passbook, ATM).

When can I activate my account in Digibanker and SBOL?

This will follow the existing turnaround time: Digibanker – 2 to 3 days upon enrollment Security Bank Online – Within 24 hours upon enrollment Don’t know how to activate? Click here.

Passport Company ID
Driver’s License NBI Clearance
PRC ID Police Clearance
Digitized Voter’s ID Postal ID (Paper-based card)
GSIS e-Card Barangay Certification
Senior Citizen Card OFW ID
Unified Multi-purpose ID Seaman’s Book
ACR / ICR GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)]
Integrated Bar of the Philippines DSWD Certification
School ID PhilHealth Insurance Card ng Bayan (PHICB)
NCDA ID City Health Card / Health Certificate Card
Postal ID (PVC Plastic Card) Tax Identification Number (TIN)

Deposits are insured by PDIC up to P500,000 per depositor