All Access Checking Account

An account for all your banking needs — Savings and Checking account in one!

What is All Access?

AllAccess is a savings and checking account in one. The account comes with a passbook, checkbook, and Everyday Debit/ ATM Mastercard. This account allows you to:

  • Easily access funds for daily business or personal needs
  • Instantly transact, pay bills, and monitor your account
  • Enjoy exclusive privileges including waived fees, FREE ATM transactions, preferential loan rates and more when you upgrade to Gold.

At a Glance

Opening Balance PHP 5,000
Maintaining Balance PHP 25,000
Balance to earn interest PHP 100,000
Interest rate (p.a.) 0.10%

FREE Life Insurance with an All Access Account

  • No medical exam required!
  • Life coverage up to 3x Average Daily Balance
  • Available to clients aged 18 to 60 years old

Get Life coverage up to 3x Average Daily Balance, no medical exam required! Available to clients aged 18 to 60 years old

Why get an All Access Account

Access to all banking essentials

Includes passbook, checkbook, and Everyday Debit Mastercard.

Customizable features

You can choose the features of your account.

Convenient account opening

Open an account with just one primary valid ID in 15 minutes!

Internet and mobile banking

Monitor and manage your account wherever, whenever.


ID/Documentary Requirements

For Resident Citizen, Non-resident Citizen and Resident Alien 1 primary valid ID or 2 secondary valid IDs
Click here for the list of valid IDs
For Non-resident Alien Passport and Alien Certification of Registration (ACR) I – Card or Alien Employment Permit (AEP)

How to open an Account

all access checking account online account opening apply now philippines
  1. Go to the Account Opening Online or Human Switch Kit.
  2. Accomplish the form by filling out all the required fields.
  3. Wait for the confirmation text message.
  4. Go to the indicated branch and submit and required item.

Apply for an account today! Choose how you want to apply:

Experience BetterBanking on the Go

Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.

Hear from our clients

“As soon as I opened my first AllAccess account, I never looked back. It has all the features I need—mobile banking, a free Debit card, with a passbook and checkbook to boot.”

Christian D.


“When it comes to online banking, I don’t think any local bank comes close to Security [Bank]. Their online facility made transferring funds and paying bills a breeze.”

Jo F.


Frequently Asked Questions

Is the All-Access account a savings account or a checking account?

The All-Access account allows you to choose whether you want a passbook, checkbook, and/or MasterCard ATM Debit Card. This means it’s really a savings and checking account depending on what your needs are.

Who can open an All Access account?

Anyone can open an All Access account as long as you fulfill the starting and maintaining balance! You can even use it as your payroll account (with at least gross monthly salary of P25K).

What is an Everyday ATM Debit MasterCard?

Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.

What are the benefits of the Everyday ATM Debit MasterCard?

The Everyday ATM Debit MasterCard entitles you to the ff. benefits:

Discount and perks from partner merchants (
No annual fee
Free renewal of the card upon expiry
Free withdrawal from ANY Security Bank ATM

How do I avail discounts and perks from partner merchants?

Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.

How long will it take to receive and activate an Everyday ATM Debit MasterCard?

The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening.

Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.

Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?

Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.

What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?

Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (632) 887-91-88. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.

When does my Everyday ATM Debit MasterCard expire? How can I renew it?

Your card will expire 3 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.

Can I choose to defer either the checkbook, passbook, or Everyday ATM Debit MasterCard?

Yes, you may choose to avail one, a combination of any two, or all three facilities available to the All Access Account (checkbook, passbook, ATM).

When can I activate my account in Digibanker and SBOL?

This will follow the existing turnaround time:

Digibanker – 2 to 3 days upon enrollment
Security Bank Online – Within 24 hours upon enrollment
Don’t know how to activate? Click here.

List of Valid IDs
Passport Company ID
Driver's License NBI Clearance
PRC ID Police Clearance
Digitized Voter's ID Postal ID (Paper-based card)
GSIS e-Card Barangay Certification
Senior Citizen Card OFW ID
Unified Multi-purpose ID Seaman's Book
ACR / ICR GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)]
Integrated Bar of the Philippines DSWD Certification
School ID PhilHealth Insurance Card ng Bayan (PHICB)
NCDA ID City Health Card / Health Certificate Card
Postal ID (PVC Plastic Card) Tax Identification Number (TIN)