Corporate Mastercard

Effectively manage your company’s purchases and expenses with our Corporate Mastercard.

Corporate Mastercard

  • Worldwide acceptance. Shop at ease with affiliated merchants worldwide.
  • Free travel insurance coverage of up to PHP5,000,000. Get coverage on accidents and more when you charge your travel expenses to your card.
  • 50% of your card limit is available as Cash Advance. Access it at any Security Bank, BancNet, and Megalink ATMs nationwide; or at any Mastercard, Cirrus, and Maestro ATMs worldwide.

Features and benefits

Extended credit line

Enjoy a simplified purchase and reimbursement process and manual check issuance.

ChargeLight

Pay big purchases in light installments with our lower rates.

Merchant category code restriction

You can restrict card usage by vendor MCC code (e.g. gambling, supermarket, etc)

Custom statements

Streamline the monitoring of business activity through individual and consolidated SOAs.

Auto-charge payments

Consolidate utility bills like phone and internet to save time and effort.

Simplified reporting

Maximize Mastercard’s smart web-based expense management system.

Marhaba Lounge access

Access Marhaba Lounge NAIA Terminals 1 and 3. Your card should be active and valid to access the lounge.

Marhaba Lounge access (fees)

The cardholder is subject to a USD17 fee per visit. Travel companions are subject to a USD19 fee per person per visit.

Manage your business better with our Corporate Mastercard

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Eligibility

  • Duly registered to operate as a business in the Philippines
  • Must be operating and profitable for at least 3 years
  • Hold amount of PHP125,000 for a newly established company (less than 3 years)
  • Must have no outstanding debt that exceeds 40% of the company’s monthly income

Required documents

  • AFS with BIR Stamp for the last 3 years, or in house FS showing positive net income for the past 3 years
  • Latest General Information Sheet (GIS)
  • List of customers and suppliers with the contact person and contact number
  • Income Tax Return (ITR) with BIR stamps for the last 3 years
  • Company Profile
  • Company Application Form
  • SEC Registration
  • Articles of Incorporation and By-Laws
  • Valid ID of authorized signatory
  • Hold amount of PHP125,000 for newly established company (less than 3 years)

Hear from our clients

“When we travel, they really call you and they really check. I’ve been with another bank for a very long time also and they never do that.”

Juana & Rick Yupangco
The Writer and The Builder

“When we travel, they really call you and they really check. I’ve been with another bank for a very long time also and they never do that.”

Juana & Rick Yupangco
The Writer and The Builder

“When we travel, they really call you and they really check. I’ve been with another bank for a very long time also and they never do that.”

Juana & Rick Yupangco
The Writer and The Builder

Frequently asked questions

What is a Security Bank Corporate Mastercard credit card?

This is a company-guaranteed credit card issued to select employees for business-related expenses within the approved corporate line.

Does Security Bank Mastercard require a minimum number of employees to be issued a Corporate Mastercard?

There is no minimum number. The company can opt to issue just one (1) corporate card.

Who assigns credit limits for employees?

Your company — through the Authorized Representative (as pre-selected) — will assign the credit limit per employee.

Does Corporate Mastercard have an installment facility?

Yes. Corporate Mastercard cardholders may use their credit cards for installment purchases at participating merchants.

Can Corporate Mastercard cardholders avail supplementary cards?

No. Employees issued a Corporate Mastercard cannot request a supplementary card.

If purchases are made outside the Philippines, in what currency will our company be billed?

All purchases shall be billed and paid in Philippine Pesos.

What are the payment options available?

The company can pay Security Bank Mastercard via any of the following:

  • Automatic Debit Arrangement from the Company account
  • Over-the-counter at any of our Security Bank branches nationwide
  • DigiBanker (Cash Management System)
Is the annual fee waived?

The annual fee is waived for the first year.

Are Security Bank Corporate Mastercard credit cards transferable?

No. Security Bank Corporate Mastercard credit cards are non-transferable.

How soon can a card cancellation be effected if the request is initiated by the company?

Same day on a 12noon cut-off. For lost cards, please call our 24-hour Customer Service Hotline at (02) 8887-9188 for immediate blocking.

What can the company do to ensure that all expenses made by employee cardholders are for business-related activities and not for personal use?

The company should put in place the Policies and Procedures covering its Corporate Card Program. The best practice is to have the cardholder sign an agreement certifying that he/she has read and agrees to comply with the Terms and Conditions governing the use of his/her corporate card.

Fine print

Terms and Conditions

Click here to view the full Terms and Conditions.

Fees and Charges

Below is the table of fees and charges as of February 17, 2022

FEE Corporate Mastercard
Annual Membership Fee PHP2,000
Interest 2% per month
Late Payment Fee PHP1,000 (USD 20) or unpaid minimum amount due5, whichever is lower
Cash Advance Fee

PHP200 per transaction (For peso account)

 

USD4 per transaction (For dollar account)

Chargelight Plan Pre-Termination Fee 5% of unbilled portion of the principal amount
Over the Counter Processing Fee PHP500 per transaction
Payment Transfer Fee

PHP100 if transferring from a Peso account

 

USD2.5 if transferring from a Dollar account

Charge Slip Retrieval Fee PHP400 per sales slip
Lost Card Fee/Card Replacement Fee PHP400 per card
Card Certification Fee

PHP200 for full statement of account

 

PHP300 for good credit standing

Returned Check Fee

PHP1,250 for Peso per returned check

 

USD25 for Dollar per returned check

Statement of Account Retrieval Fee PHP50 per page if requested billing statement is more than 3 months old
Refund Fee

PHP500 for any amount PHP1,000 and above

 

PHP200 for any amount below PHP1,000

Foreign Exchange Transactions All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. For dual currency, all charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be billed in US Dollar (USD). All transactions will be converted using Mastercard’s currency conversion rate at the time of posting. All converted transactions shall be charged with 1% Mastercard assessment fee and 1.5% service fee, of the rates of which may be adjusted from time to time. The service fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due to Mastercard and/or acquiring bank and/or foreign merchant affiliates
Minimum Amount Due 3% of total amount due or PHP500 (USD10), whichever is higher
ADA Fee

PHP250 for Peso Account, if ADA account has insufficient funds.

 

USD5 for Dollar Account, if ADA account has insufficient funds.

Overlimit Fee3 PHP500 per occurence
Account Maintenance Fee

PHP250 or amount equivalent to the credit balance whichever is lower will be charged to the accounts with credit balance that are closed or with no activity for the past 12 months.

 

USD5 or amount equivalent to the credit balance whichever is lower will be charged to the accounts with credit balance that are closed or with no activity for the past 12 months.

Quasi-Cash Fee2 2.5% of transacted amount
Change in credit card statement cut-off fee4 PHP2,000
Reinstatement Fee6 PHP200
Overseas Card Delivery Fee Amount of fees will vary depending on the market prices of the courier and the destination

Cash Advance made overseas shall be subject to the fees of the servicing foreign franchise or bank.

 

2Quasi-cash fee will be applied on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.

3Overlimit fee shall be charged for card usage beyond the approved credit limit. Please refer to Credit Cards Terms and Conditions for the full description.

4Change in credit card statement cut-off fee shall be charged for every request to change your Security Bank Credit Card’s Statement Cut-off.

5Unpaid minimum amount due refers to the total minimum amount due charged against the client for the latest billing cycle. Partial payment of the minimum amount due as appearing on the SOA will not reduce the “minimum amount due” to be imposed against the client as late payment fee.

6A reinstatement fee will be charged to past due accounts and cancelled cards that have been reinstated. Please refer to Credit Cards Terms and Conditions for full description.

For bills not paid in full, the corresponding interest per card type will be applied to the Total Amount Due in your Statement of Account based on your average daily balance. A corresponding Late Payment Fee per card type will be charged to your card account if payment is not received on or before the Payment Due Date. Security Bank reserves the right to change said fees and charges from time to time with prior notice.

This product is not a deposit. This financial product of Security Bank Corporation is not insured by the Philippine Deposit Insurance Corporation (PDIC)

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