US Dollar All Set Higher VUL

Get lifelong coverage and access to a US Dollar-denominated, globally-diversified equity portfolio.

At a Glance


Minimum Annual Premium $ 20, 000
Payment Terms One time
Age of Elibility for the Insured 15 days old to 75 years old
Coverage Up to 100 years old


Access to a diversified global equity portfolio

Being invested in the fund allows you to benefit from FWD’s strategy that is benchmarked against the MSCI All Country World Index. This one single fund allows for diversification and is not concentrated on one single country/currency/sector to help balance risk and potential rewards.

US Dollar currency

Your investment is in US Dollar-denominated assets and allows you to benefit from the strength of the US Dollar. All benefits will be paid out to you in the same currency.

Life insurance coverage

US Dollar All Set Higher is a life insurance policy with coverage up to 100 years old. In case of death, the minimum pay-out will be 125% of your initial investment.

Other benefits

Life insurance policies provide several advantages over direct investments. The proceeds can be free of estate tax and cannot be claimed against by creditors, as the investment is segregated from your assets.

Competitive fees and charges

We do not have up-front charges and our fund management charge is among the lowest in the industry. We only apply exit charges in case you need to surrender your investment earlier.

Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Solutions Consultant (FSC). This is for general information only. Refer to the policy contract for full details.

US Dollar VUL Fund

Below are the underlying investment funds for the US Dollar VUL.
Click on a fund icon to view its Monthly Performance Report.

Other Products

Fight Plan

Min. Annual Premium: As Low As P6,000
Payment Terms: 5 or 10 years
Coverage: 15 years from issuance

Peace Plan

Min. Annual Premium: Personal P2,000
Payment Terms: Renewable yearly
Coverage: 1 year from issuance

Set for Health

Min. Annual Premium: As Low As P12,000
Payment Terms: 5, 10, 20 Years
Coverage: Up to 75 Years of Age

Set for Tomorrow

Min. Single Premium: P21,000
Payment Terms: One Time, 5, 10, or Regular Pay
Coverage: Up to 120 y.o.


About FWD

FWD Life Insurance Corporation (“FWD Life”) is the first life insurance company licensed by the Insurance Commission of the Philippines under the new Insurance Code. FWD launched its commercial operations in September 2014. By March 2017, FWD Life is the highest-capitalized life insurer in the Philippines with PhP 2.3 billion in paid-up capitalization.1 Based on premium income data published by the Insurance Commission2, FWD Life now ranks 10th in the insurance industry in terms of weighted new business premiums.3FWD Group spans Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, and Japan, offering life and medical insurance, general insurance, and employee benefits across a number of its markets. Established in Asia in 2013, FWD is the insurance business arm of investment group, Pacific Century Group. In the Philippines, FWD has nine business hubs located in key cities nationwide with its headquarters in Bonifacio Global City in Taguig.

FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.

For more information please visit

1 > Statistics > 2017 > Based on Paid-Up Capital

2 > Statistics > 2017 > Based on Premium Income

3 Weighted New Business Premium Income: 100% of first-year premium on regular-pay plans + 10% of single-pay premiums