At a Glance
| Minimum annual premium | USD20,000 |
| Payment terms | One time |
| Age of eligibility for the insured | 15 days old to 75 years old |
| Coverage | Up to 100 years old |
This financial product of FWD life insurance corporation is not insured by the philippine deposit insurance corporation and is not guaranteed by Security Bank.
Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Solutions Consultant (FSC). This is for general information only. Refer to the policy contract for full details.
* Regular Pay means clients will pay premiums until the expiry of the coverage.
Benefits
Access to a diversified global equity portfolio
Being invested in the fund allows you to benefit from FWD’s strategy that is benchmarked against the MSCI All Country World Index. This one single fund allows for diversification and is not concentrated on one single country/currency/sector to help balance risk and potential rewards.
US Dollar currency
Your investment is in US Dollar-denominated assets and allows you to benefit from the strength of the US Dollar. All benefits will be paid out to you in the same currency.
Life insurance coverage
US Dollar All Set Higher is a life insurance policy with coverage up to 100 years old. In case of death, the minimum pay-out will be 125% of your initial investment.
Other benefits
Life insurance policies provide several advantages over direct investments. The proceeds can be free of estate tax and cannot be claimed against by creditors, as the investment is segregated from your assets.
Competitive fees and charges
We do not have up-front charges and our fund management charge is among the lowest in the industry. We only apply exit charges in case you need to surrender your investment earlier.
US Dollar VUL fund
Below are the underlying investment funds for the US Dollar VUL.
Click on a fund icon to view its Monthly Performance Report.
FWD Global US Dollar equity index fund
Agressive
FWD US Dollar nitro global payout fund
Agressive
FWD Global good USD ESG fund
Agressive
FWD US Dollar velocity global payout fund
Moderate