US Dollar All Set Higher VUL

Get lifelong coverage and access to a US Dollar-denominated, globally-diversified equity portfolio.

At a Glance


Minimum Annual Premium $ 20, 000
Payment Terms One time
Age of Elibility for the Insured 15 days old to 75 years old
Coverage Up to 100 years old


Access to a diversified global equity portfolio

Being invested in the fund allows you to benefit from FWD’s strategy that is benchmarked against the MSCI All Country World Index. This one single fund allows for diversification and is not concentrated on one single country/currency/sector to help balance risk and potential rewards.

US Dollar currency

Your investment is in US Dollar-denominated assets and allows you to benefit from the strength of the US Dollar. All benefits will be paid out to you in the same currency.

Life insurance coverage

US Dollar All Set Higher is a life insurance policy with coverage up to 100 years old. In case of death, the minimum pay-out will be 125% of your initial investment.

Other benefits

Life insurance policies provide several advantages over direct investments. The proceeds can be free of estate tax and cannot be claimed against by creditors, as the investment is segregated from your assets.

Competitive fees and charges

We do not have up-front charges and our fund management charge is among the lowest in the industry. We only apply exit charges in case you need to surrender your investment earlier.

Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Solutions Consultant (FSC). This is for general information only. Refer to the policy contract for full details.

US Dollar VUL Fund

Below are the underlying investment funds for the US Dollar VUL.
Click on a fund icon to view its Monthly Performance Report.

FWD US Dollar Nitro Global Payout Fund


FWD US Dollar Nitro Global Payout Fund


Other Products

Set for Tomorrow

Min. Single Premium: P21,000
Payment Terms: One Time, 5, 10, or Regular Pay
Coverage: Up to 120 y.o.

Set for Health

Min. Annual Premium: As Low As P9,000
Payment Terms: 5, 10, 20 Years
Coverage: Up to 75 Years of Age


About FWD

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2020, FWD Life Insurance ranks 2nd and 4th in terms of Paid-up Capital1 and New Business Annual Premium Equivalent2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 17 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit

1 > Statistics > Life > 2020 > Based on Paid-Up Capital
2 > Statistics > Life > 2020 > Based on New Business Annual Premium Equivalent