‘Tis the season to shop safely online

The holidays are upon us once again, and we all know what that means—shopping! Because of the pandemic, we need to be extra careful. Going outside to visit shops is not always the practical choice. Fortunately, ecommerce has become more accessible, giving us the safer option to shop online. Along with its perks, however, are numerous scammers lurking in cyberspace. While you’re ready to tick off all the boxes on your Christmas gift list, fraudsters are also preparing to attack during this season and not just ruin the holiday spirit but your budget as well.

You might be thinking, “so what’s the best way to avoid becoming a victim?” The short answer: stay vigilant and familiarize yourself with the red flags.

Here are some tips so you can worry less and enjoy safe shopping online with Security Bank.

Keep an eye out for amazing deals such as promos and discounts, but make sure they are legitimate to avoid being scammed!

Received a message with a promo or discount? Buying gifts at lower prices sounds great, but before you click that link, think twice, and make sure you’re not getting phished! If you’re not yet familiar, phishing is a popular modus that involves sending fraudulent messages intended to persuade you to divulge personal information. Most of the time, fraudsters do this by sending messages linked to malicious websites or email notifications that try to replicate those of the original. Many people have lost thousands by simply clicking a link so beware.

What you can do is to verify first if the messages you’re receiving are from legitimate merchants. Protect yourself and follow these pointers to make sure you won’t get phished.

  • Never give your physical card or card details

Banks will never ask for your physical card or card details in exchange for discount codes, freebies, or even a credit card upgrade. If you encounter this, then it’s most likely a card replacement scam. So, keep an eye out for these types of messages!

  • Validate the sender

Double, even triple, check if the message came from Security Bank’s official email address, SMS, or Viber account. If you still have doubts, you may directly verify it through Security Bank’s contact numbers or countercheck through the official promo page at https://www.securitybank.com/promos/

  • Scrutinize emails and text messages received. 

Often, phishing messages contain typos, grammatical errors, and even formatting mistakes. Spotting these can help tip you off.

Going cashless? Enjoy safe shopping by using your debit and credit cards.

During this time, cash is not just your only option. Nothing beats safe and stress-free shopping amid the holiday rush. Go cashless for a worry-free shopping experience using your debit or credit cards. If you’re shopping in-store, take advantage of the tap to pay system to lessen physical contact. Cards also have security measures in place that keep your transactions secure, such as two-factor authentication.

Below are additional tips to keep every cashless transaction free from fraud:

  • Beware of website spoofing

Make sure you’re not transacting on a spoofed or fake website. Before entering any personal details, check if the address bar has a padlock icon along with the correct URL. If transacting via apps, check if these are legitimate and official.

Download only from reputable app stores and developers and transact only on reputable and trusted marketplace platforms. They have security protocols on card acceptance and dispute management that can protect you from scams or malicious merchants. Be wary of merchants that entice you to transact outside of the platform in exchange for lower prices or faster delivery, this is a sign of a possible scam.

On top of these, always ensure that the devices you’re using during online shopping are protected by an Anti-Virus program. Once a device is infected by a virus or malware, it can result into compromised personal and banking details.

  • Track your transactions

Take advantage of online banking apps like Security Bank Online (SBOL) that lets you keep track of all your purchases. Through SBOL, you can conveniently check purchases and transactions made using your bank account or credit cards. Check your transaction logs on the app regularly and if you see any unauthorized transaction, report it immediately to Security Bank.

  • Never give your OTP, CVV, and PIN

You wouldn’t give your personal information to strangers, right? Practice the same thing with your bank account details. Remember: Security Bank will never ask for your OTP, CVV, and PIN via call, text, or email. Customers who initiate the call to the Bank may be required to verify information, but not the other way around.

These -ber months, stay safe not just from the virus but from nasty fraudsters who might try to ruin the festive season. Always keep these tips in mind so you can enjoy safe holiday shopping with Security Bank. This way, you can focus on what matters most—making your loved ones feel special.

As a welcome gift to new Security Bank cardholders, get ShopeePay eGCs when you meet a minimum single spend requirements. Terms and conditions apply to this promo. More details at https://www.securitybank.com/promos/featured/shopeepay/.

Notice a suspicious activity while shopping? Report it immediately. Contact Security Bank’s Fraud Hotline at 8-814-2664 or Viber +63-917-893-0111. Visit Security Bank’s Fraud Awareness page for more tips at https://www.securitybank.com/fraud-awareness/


AllHome - Agro
AllHome - Antipolo
AllHome - Bacolod
AllHome - Bataan
AllHome - Butuan
AllHome - Cabanatuan
AllHome - Cauayan
AllHome - CDO
AllHome - Cebu
AllHome - Dasmariñas
AllHome - Evia
AllHome - Gapan
AllHome - General Santos
AllHome - General Trias
AllHome - Global South
AllHome - Iloilo
AllHome - Imus
AllHome - Kawit
AllHome - Koronadal
AllHome - Las Piñas
AllHome - Libis
AllHome - Malolos
AllHome - Mintal
AllHome - Naga
AllHome - North Molino
AllHome - Pampanga
AllHome - QC
AllHome - QuickFix Camella East
AllHome - QuickFix Farm
AllHome - QuickFix M1 Annex
AllHome - QuickFix Masibay
AllHome - QuickFix Springville
AllHome - QuickFix Symphony
AllHome - QuickFix Venezia
AllHome - Salawag
AllHome - San Ildefonso
AllHome - Santiago
AllHome - Shaw
AllHome - Silang
AllHome - SJDM
AllHome - South Molino
AllHome - Sta. Maria
AllHome - Sta. Rosa
AllHome - Sto. Tomas
AllHome - Taguig
AllHome - Tanza
AllHome - WCC
AllHome - QuickFix Citta Italia

  • Aerophone - Ayala Center Cebu
  • Aerophone - Cybertech Quezon City
  • Aerophone - SM Cebu
  • Aerophone - SM Manila
  • Aerophone - SM San Lazaro

This will close in 0 seconds

  • CYA Industries Inc - Bacolod
  • CYA Industries Inc - CDO
  • CYA Industries Inc - Cebu
  • CYA Industries Inc Showroom - Shangrila
  • My Homedepot - Baliuag Tangos
  • My Homedepot - Alabang Zapote
  • My Homedepot - Angono
  • My Homedepot - Barrera
  • My Homedepot - Batangas
  • My Homedepot - Cabanatuan
  • My Homedepot - Calapan
  • My Homedepot - Caloocan
  • My Homedepot - Candelaria
  • My Homedepot - Candon
  • My Homedepot - Daet
  • My Homedepot - Dasma
  • My Homedepot - Fairview
  • My Homedepot - Guagua
  • My Homedepot - Gumaca
  • My Homedepot - Iba
  • My Homedepot - Imus
  • My Homedepot - Los Banos
  • My Homedepot - Malasiqui
  • My Homedepot - Marikina
  • My Homedepot - Mayapyap
  • My Homedepot - Nayon Nova
  • My Homedepot - Niog 3
  • My Homedepot - Novaliches
  • My Homedepot - Pasong Putik
  • My Homedepot - Olongapo
  • My Homedepot - Palanginan
  • My Homedepot - Pilar
  • My Homedepot - Paranaque
  • My Homedepot - Pulilan
  • My Homedepot - Roxas
  • My Homedepot - San Jose
  • My Homedepot - San Marcelino
  • My Homedepot - San Rafael
  • My Homedepot - Santiago
  • My Homedepot - Silang
  • My Homedepot - Sorsogon
  • My Homedepot - Sta Cruz
  • My Homedepot - Tarlac
  • My Homedepot - Taytay
  • My Homedepot - Urdaneta

This will close in 0 seconds

  • Petbuddy Antipolo
  • Petbuddy Bataan
  • Petbuddy Dasmariñas
  • Petbuddy Evia
  • Petbuddy Malolos
  • Petbuddy North Molino
  • Petbuddy South Molino
  • Petbuddy Springville
  • Petbuddy Sta. Rosa
  • Petbuddy Taguig

This will close in 3 seconds

  • Allbikes Evia
  • Allbikes Sta Rosa

This will close in 0 seconds

  • Allsports Bataan
  • Allsports Evia
  • Allsports Malolos
  • Allsports Nomo
  • Allsports Sjdm
  • Allsports Taguig
  • Alltoys Bataan
  • Alltoys Evia
  • Alltoys Malolos
  • Alltoys Nomo
  • Alltoys Sta. Rosa
  • Alltoys Taguig

This will close in 1 seconds

  • Finds - Bataan
  • Finds - Dasmarinas
  • Finds - General Trias
  • Finds - Iloilo
  • Finds - Las Pinas
  • Finds - Malolos
  • Finds - Naga
  • Finds - NOMO
  • Finds - Shaw Blvd.
  • Finds - SJDM
  • Finds - Sta.Rosa
  • Finds - Taguig

This will close in 0 seconds

  • Market Liberty - Evia

This will close in 0 seconds

  • No Name - Bataan
  • No Name - Dasmarinas
  • No Name - Pampanga
  • No Name - Sta. Rosa

This will close in 0 seconds

  • The Athlete'S Foot - Bataan
  • The Athlete'S Foot - Evia
  • The Athlete'S Foot - Sta Rosa

This will close in 0 seconds

  • Pull And Bear - Cebu
  • Pull And Bear - SM Megamall
  • Pull And Bear - Trinoma

This will close in 0 seconds

  • Zara - Cebu
  • Zara - Glorietta
  • Zara - Greenbelt
  • Zara - SM Megamall
  • Zara - SM Mall of Asia
  • Zara - ONE BHS, BGC
  • Zara - Rockwell
  • Zara - Shangrila
  • Zara - Trinoma

This will close in 0 seconds

  • Massimo Dutti - Greenbelt 5
  • Massimo Dutti - Rockwell

This will close in 0 seconds

  • Bershka - Cebu
  • Bershka - Glorietta
  • Bershka - Megamall
  • Bershka - Mall of Asia
  • Bershka - Shangrila

This will close in 0 seconds

  • Stradivarius - SM Aura
  • Stradivarius - Glorietta
  • Stradivarius - Megamall
  • Stradivarius - Shangrila

This will close in 0 seconds

  • Mandaue Foam - Butuan
  • Mandaue Foam - Cebu
  • Mandaue Foam - Banilad
  • Mandaue Foam - Bohol
  • Mandaue Foam - Cebu
  • Mandaue Foam - Quimpo
  • Mandaue Foam - Shaw Blvd.
  • Mandaue Foam - (Philfoam) Cainta, Rizal
  • Mandaue Foam - (Philfoam) Las Pinas
  • Mandaue Foam - (Philfoam) Lipa, Batangas
  • Mandaue Foam - (Philfoam) Quezon Avenue

This will close in 0 seconds

  • Our Builders Warehouse - Bocaue
  • Our Builders Warehouse - Guiguinto
  • Our Builders Warehouse - Mabalacat
  • Our Builders Warehouse - Malolos
  • Our Builders Warehouse - Tagaytay
  • Our Builders Warehouse - Dasmarinas

This will close in 0 seconds

  • 158 Designers Blvd - Pasay

This will close in 0 seconds

  • Anne Klein - Rockwell

This will close in 0 seconds

  • Armani Exchange - Rockwell

This will close in 0 seconds

  • Bobbi Brown - SM Mall of Asia

This will close in 0 seconds

  • Charriol - Rockwell
  • Charriol - Pasay

This will close in 0 seconds