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Terms and Conditions 

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good* credit standing, and with available Credit Limit at the time of purchase.  Below are the qualified Security Bank credit cards for the promo: 
   • Security Bank Gold Mastercard
   • Security Bank Next Mastercard
   • Security Bank Wave Mastercard
   • Security Bank Platinum Mastercard
   • Security Bank World Mastercard

   Classic, Corporate, Complete Cashback Platinum, and Debit Mastercard are excluded from the promo.

2. The Promo Period is from May 1 to June 30, 2026.
3. Cardholders must use their Security Bank credit card to pay at Rustan’s Department Stores and Rustans.com to avail the promos: 
   
   

   Promo Venue	Offer
   In-store at Rustan’s Department Stores	PHP 1,500 cashback for a minimum single-receipt 0% ChargeLight Installment or Charge Now, Pay Later spend of PHP 30,000 for up to 12 months term  or  PHP 1,000 cashback for a minimum single-receipt straight spend of PHP 20,000
   Online via Rustans.com	PHP 1,000 cashback for a minimum single-receipt spend of PHP 20,000

4. Only in-store transactions made at participating Rustan’s Department Store branches via straight, 0% ChargeLight Installment, and/or Charge Now, Pay Later, and online transactions via Rustans.com are considered qualified for the campaign.
5. The cashback shall be credited to the qualified cardholder’s Security Bank credit card account within thirty (30) banking days after the end of the promo period, subject to the cardholder’s full compliance with all applicable Terms and Conditions of the Promo and the account being in good credit standing at the time of crediting.
6. A single purchase transaction requires only one approval. Splitting into smaller transaction sizes and consequently requiring multiple transaction approvals will not be allowed.
7. 0% ChargeLight Installment and Charge Now, Pay Later is subject to bank approval and is only valid if the monthly dues are paid in full.
8. The full amount of the 0% ChargeLight Installment and Charge Now, Pay Later transactions shall be automatically deducted from the cardholder’s available credit limit.
9. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cutoff.
10. If the cardholder subsequently disputes the very same transaction used to redeem the cashback, the cost of the redeemed reward shall be charged to the cardholder’s account. The cardholder shall be informed via email or phone call that the cost of the reward shall be charged to his account.
11. If there is any instance of fraud on the part of the cardholder with regards to the transaction used to redeem the cashback, the Bank reserves the right to charge the cost of the redeemed reward to the cardholder’s account, as well as other remedies available to it under the law.
12. The cashback is non-transferable, not convertible to cash, non-refundable, and is not for sale.
13. The cardholder should maintain their card account in good* credit standing for at least twelve (12) months from approval. Otherwise, the cost of the redeemed reward will be charged back to the cardholder’s account.
14. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].
15. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.
16. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply.

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.

Participating Stores:

Per DTI Fair Trade Permit No. FTEB-255601 Series of 2026

Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas

www.bsp.gov.ph