Automated Investing
The RSP’s auto-debit facility simplifies scheduling and executing regular investments in SB Funds.
Cost Averaging
Mitigate the impact of market volatility by spreading out your investments over time.
Convenient Transactions
Visit your branch of account to enroll in the RSP and enjoy the peace of mind that comes with consistent investing.
Overview
The SB Unit Investment Trust Fund – Regular Subscription Plan (RSP) allows you to automate top–ups to your SB Fund/s on your preferred dates, ensuring consistent investments without the need to visit the branch.
- Set automatic contributions to your SB Fund/s investment/s, up to 2x a month on your preferred schedule.
- Make top-ups for as low as PHP1,000* or USD100** depending on your SB UITF investment.
- Enjoy zero enrollment and cancellation charges.
*PHP1,000 for SB Peso Cash Management Fund, PHP5,000 for other Peso-denominated SB Funds
**USD100 for SB Dollar Bond Fund and USD500 for Dollar Feeder Funds
Features
| Minimum Set Amount |
Follow the minimum top up amount of your SB Fund/s*. |
| Frequency | Maximum of 2 dates per month for top ups to be automatically debited from your account*. |
*If the date falls on a holiday, weekend, or any non-banking day, your account will be debited on the next banking day.
How to enroll in the Regular Subscription Plan
3
Choose your preferred dates for contribution
4
Submit the filled-out form to your branch of account
What the Regular Subscription Plan does for you
Without RSP
You have to sign the Money Transfer Application Form (MTAF) every time you top up your investment in the SB Fund/s.
With RSP
You can top up your investments without the need to submit the MTAF every time you top up. The RSP form is valid for up to 3 years.
What the Regular Subscription Plan does for you
Without RSP
You have to sign the Money Transfer Application Form (MTAF) every time you top up your investment in the SB Fund/s.
With RSP
You can top up your investments without the need to submit the MTAF every time you top up. The RSP form is valid for up to 3 years.
Have questions about the SB UITF Regular Subscription Plan?
Email SBC Trust and Asset Management Group at [email protected].
Frequently Asked Questions
1. How can I enroll in the SB UITF-RSP?
The RSP Enrollment Form may be downloaded from the corporate website by clicking here. You may also visit your SBC branch of account and request for an RSP enrollment form. Fill out the form, affix your signature and submit to the designated UITF Sales Person or Branch Customer Advisor.
2. Can I nominate another deposit account where the scheduled subscription will be debited?
Your scheduled top-ups will only be debited from your SB UITF’s designated settlement account.
3. Can I immediately enroll in RSP upon account opening?
Yes. You just need to accomplish the RSP enrollment form in the UITF Account Opening Kit.
4. What will happen to my scheduled top-up if my CASA is insufficiently funded?
The scheduled top-up will not push through. The next subscription will be attempted on the next scheduled top-up date. No penalty charges will be deducted to your account on failed subscriptions.
5. Will I be notified of each RSP subscription?
Yes. Confirmation of Participation (COP) will be issued via email every successful top-up/subscription (same process with manual top-ups).
6. What will trigger the automatic cancellation of my RSP enrollment?
If your CASA is unfunded/ insufficiently funded for 5 consecutive scheduled subscription dates.
7. How can an investor compare the performance of the trustee versus other trust entities?
All trust entities offering UITF products are required to publish the fund’s prevailing NAVPU as well as the year-on-year and the year-to-date return on investment on the uitf.com.ph website daily. The investor should, however, compare performance of products with similar investment parameters for a more objective evaluation.
8. What will happen if my scheduled subscription date falls on a holiday, weekend, or non-banking day?
Your CASA will be debited on the immediately next banking day. For example:
RSP Date: May 30 – Holiday; debit will be on June 1.