Minimum Annual Premium | ₱24,000 per year for whole life or up to age 99*. ₱50,000 per year for five years ₱40,000 per year for seven years ₱30,000 per year for 10 years *For the variant with a payment term of up to age 99, riders SurePro for Owner and SurePro for Insured are not attachable. |
Payment Terms | 5, 7, 10 Years or Whole Life1 |
Age of Eligibility for the Insured | 15 days old to 70 years old |
Coverage | Up to 100 years old |
Grow your fund for lifetime protection and investment subject to fund performance, and save your child’s education or retirement.
Invest your money in diverse funds that may potentially have higher returns than a traditional savings account.
Get a non-guaranteed cash reward on the 10th year of your policy, recurring thereafter every five years.
We’ll pay your premiums once you’re diagnosed with a major critical illness or permanent disability so you can focus on your health.
Get an additional cash benefit should you pass away due to an accident before age 75. Receive 3x the benefit if it happens on a covered Philippine holiday.
Should you pass away, your beneficiary will receive 100% of the benefit amount, the account value, or the minimum death benefit whichever is higher.
Upgrade your insurance coverage with a variety of great value add-ons – such as HealthPro, HealthPro Lite, RecoveryPro, and LifePro.
Additional cash benefit:
Additional cash benefit upon death due to accident. Receive 3x the accidental death benefit if the accident happens on a covered Philippine holiday.
Get additional cash benefit for every day that the insured is confined in a hospital. Receive 2x the cash benefit if the insured is admitted in the Intensive Care Unit.
Additional cash benefit:
Additional cash benefit:
Ensures the plan continues in case the insured becomes incapable of paying due to:
Guarantees the plan remains active should the policy owner becomes incapable of paying due to:
With SurePro for Insured and SurePro for Owner, FWD will take care of paying for the basic, add-on, and regular top-up payments if any.
Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Advisor.
Accident | Life | Health | All-In | Babyproof | Family Hero | |
Bundle | Set for Life SafetyPro SurePro for Insured |
Set for Life LifePro SurePro for Insured |
Set for Life HealthPro RecoveryPro SurePro for Owner |
Set for Life LifePro HealthPro SafetyPro RecoveryPro SurePro for Owner |
Set for Life Recovery Pro SurePro for Owner |
Set For Life HealthPro RecoveryPro SurePro for Insured |
Suitable for | Suitable for young breadwinners. This bundle provides additional financial protection in case of death due to accident | Suitable for new families. This bundle allows you to use your plan’s investment earnings to cover future needs like child’s education. | Suitable for young breadwinners. This bundle provides additional financial protection against major and minor critical illnesses. | Suitable for young breadwinners. This bundle provides additional financial protection for risks involving health, life and accident. | Suitable for babies! Babyproof their future with this bundle that gives them protection and investment early on to cover future needs. This comes with hospital benefit in case of confinement and if the owner becomes incapacitated, premium payments will be waived. | Suitable for OFW Families. This bundle provides additional health and investment protection that covers your family’s health while potentially growing your money. |
Premium Amount* | ₱2,085 / month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,269 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,923 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱3,147 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,673 /month
Based on insured male 15 days old and female policy owner age 30. Add-on coverage up to age 60 for a 10-year payment period. |
₱3,893 /month
Based on insured male age 30, P500K benefit amount, P500K add-on benefit amount, P1K hospitalization, with add-on coverage up to to age 60 for a 10-year premium payment period.
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*Exclusions may apply.
Below are the underlying investment funds for Peso VULs. Click on a fund icon to view its Monthly Performance Report.
(Conservative)
(Conservative)
(Moderate)
(Moderate)
( Aggressive)
(Aggressive)
(Aggressive)
(Aggressive)
(Aggressive)
(Aggressive)
FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 18 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.
Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.
For more information, please visit fwd.com.ph.
1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital
2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income