Set for Life Investment-linked Insurance
Build your wealth and get life protection until age 100 subject to fund performance.At a Glance
| Minimum Annual Premium | ₱24,000 per year for whole life or up to age 99*. ₱50,000 per year for five years ₱40,000 per year for seven years ₱30,000 per year for 10 years *For the variant with a payment term of up to age 99, riders SurePro for Owner and SurePro for Insured are not attachable. |
| Payment Terms | 5, 7, 10 Years or Whole Life1 |
| Age of Eligibility for the Insured | 15 days old to 70 years old |
| Coverage | Up to 100 years old |
Benefits
Protect and invest
Grow your fund for lifetime protection and investment subject to fund performance, and save your child’s education or retirement.
Build your wealth
Invest your money in diverse funds that may potentially have higher returns than a traditional savings account.
Loyalty Bonus
Get a non-guaranteed cash reward on the 10th year of your policy, recurring thereafter every five years.
Waive future payments
We’ll pay your premiums once you’re diagnosed with a major critical illness or permanent disability so you can focus on your health.
Accidental death coverage
Get an additional cash benefit should you pass away due to an accident before age 75. Receive 3x the benefit if it happens on a covered Philippine holiday.
Life cover until 100 years old
Should you pass away, your beneficiary will receive 100% of the benefit amount, the account value, or the minimum death benefit whichever is higher.
Customizable coverage
Upgrade your insurance coverage with a variety of great value add-ons – such as HealthPro, HealthPro Lite, RecoveryPro, and LifePro.
Extend your coverage with great value add-ons!
LifePro
Life Insurance Add-On
Additional cash benefit:
- Upon death or terminal illness
- Should the insured pass away anywhere in the world
- Should the insured or his spouse pass away in the same accident provided there is at least one minor surviving child
SafetyPro
Accident Insurance Add-On
Additional cash benefit upon death due to accident. Receive 3x the accidental death benefit if the accident happens on a covered Philippine holiday.
RecoveryPro
Hospital Cash Benefit Add-On
Get additional cash benefit for every day that the insured is confined in a hospital. Receive 2x the cash benefit if the insured is admitted in the Intensive Care Unit.
HealthPro
Multiple Critical Illness Add-on
Additional cash benefit:
- Upon death
- For 42 unrelated major critical illnesses, claimable 3x
- For 15 minor critical illnesses
HealthPro Lite
Critical Illness Add-on
Additional cash benefit:
- Additional cash benefit for 42 major critical illnesses, claimable once
- Advance a portion of the major critical illness benefit if diagnosed with any of the 15 minor critical illnesses
SurePro for the Insured
Waiver of Premium Insured Add-On
Ensures the plan continues in case the insured becomes incapable of paying due to:
- Any of the 42 covered critical illnesses
- Total and permanent disability
SurePro for Owner
Waiver of Premium for Owner Add-on
Guarantees the plan remains active should the policy owner becomes incapable of paying due to:
- Any of the 42 covered critical illnesses
- Total and permanent disability
- Death
With SurePro for Insured and SurePro for Owner, FWD will take care of paying for the basic, add-on, and regular top-up payments if any.
Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Advisor.
Choose from the Set of Life Lifestyle Bundles that suit you and your family’s needs
| Accident | Life | Health | All-In | Babyproof | Family Hero | |
| Bundle | Set for Life SafetyPro SurePro for Insured |
Set for Life LifePro SurePro for Insured |
Set for Life HealthPro RecoveryPro SurePro for Owner |
Set for Life LifePro HealthPro SafetyPro RecoveryPro SurePro for Owner |
Set for Life Recovery Pro SurePro for Owner |
Set For Life HealthPro RecoveryPro SurePro for Insured |
| Suitable for | Suitable for young breadwinners. This bundle provides additional financial protection in case of death due to accident | Suitable for new families. This bundle allows you to use your plan’s investment earnings to cover future needs like child’s education. | Suitable for young breadwinners. This bundle provides additional financial protection against major and minor critical illnesses. | Suitable for young breadwinners. This bundle provides additional financial protection for risks involving health, life and accident. | Suitable for babies! Babyproof their future with this bundle that gives them protection and investment early on to cover future needs. This comes with hospital benefit in case of confinement and if the owner becomes incapacitated, premium payments will be waived. | Suitable for OFW Families. This bundle provides additional health and investment protection that covers your family’s health while potentially growing your money. |
| Premium Amount* | ₱2,085 / month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,269 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,923 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱3,147 /month
Based on insured male age 30 with add-on coverage up to age 60 for a 10-year payment period. |
₱2,673 /month
Based on insured male 15 days old and female policy owner age 30. Add-on coverage up to age 60 for a 10-year payment period. |
₱3,893 /month
Based on insured male age 30, P500K benefit amount, P500K add-on benefit amount, P1K hospitalization, with add-on coverage up to to age 60 for a 10-year premium payment period.
|
*Exclusions may apply.
Below are the underlying investment funds for Peso VULs. Click on a fund icon to view its Monthly Performance Report.
FWD Peso Fixed Income Fund
(Conservative)
FWD Peso Bond Fund
(Conservative)
FWD Peso Balanced Fund
(Moderate)
FWD Peso Stable Fund
(Moderate)
FWD Diversity Fund
( Aggressive)
FWD Peso Equity Index Fund
(Aggressive)
FWD Peso Equity Fund
(Aggressive)
FWD Peso High Dividend Equity Fund
(Aggressive)
FWD Peso Growth Fund
(Aggressive)
FWD Global Good Peso ESG Fund
(Aggressive)
Other Products
Set for Health
Min. Annual Premium: As Low As P9,000Payment Terms: 5, 10, 20 Years
Coverage: Up to 75 Years of Age
Set for Tomorrow
Min. Single Premium: P21,000Payment Terms: One Time, 5, 10, or Regular Pay
Coverage: Up to 120 y.o.
About FWD
FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 18 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.
Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.
For more information, please visit fwd.com.ph.
1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital
2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income