Financial Blog

The sky is the limit when it comes to your dreams, or at least that’s what they tell you. The harsh reality: Cash is the limit when it comes to actually living your dreams: finishing college, getting a post-graduate degree, having your dream wedding—these milestones cost money, and money is something that you can’t just grow in your backyard.

Imagine being one semester away from getting your degree, only to find out that you’re short on tuition; finally getting engaged to your special someone, but postponing the wedding because of ‘more immediate’ expenses; or moving in to your new house, only to realize how lonely an empty—unfurnished—house can be. So how do you get the cash you need, when you need it?

You can get a personal loan; it’s accessible, simple and flexible. Unlike other types of loans, you can use a personal loan for anything you want, be it for tuition fees, your next trip abroad, furnishing your new home or even for emergency situations. It’s a simple, go-to source of cash whenever you need a big amount.

Here are different stages in life where a personal loan can come in handy:

Remember when your parents told you that a good education is the legacy that they’ll leave you with? Whichever way you slice it, that cliché holds a potent, timeless truth. Good education is something that you’ll work on for years, but is something that will last you a lifetime, giving you more opportunities to earn money, and a chance at a better life overall. Unless you have a groundbreaking startup idea, it’s best to focus on getting that diploma first.

Whether you’re aiming for post-graduate studies, a second degree, an opportunity abroad or sending someone to school, a personal loan can definitely be a big help in covering your expenses.

Ready to tie the knot? Not a problem! With a personal loan, you can make that dream wedding happen, and not just any wedding—your DREAM wedding. Money shouldn’t be an excuse not to walk down the aisle as you’ve always imagined, nor is it a reason to be cheap. Your wedding is, after all, a (hopefully) once-in-a-lifetime event. Don’t be frugal. For this occasion at least, you have a license to overspend.

And after all the vows—you should consummate the marriage with a proper honeymoon that both of you will never forget. A personal loan can help you fund that, too.

There’s no greater feeling than coming home to a house you can call your own, right? Well moving into your own home is a practical move, don’t get me wrong, and one that any adult should consider when circumstances call for it. But the task of getting a new house doesn’t end by just buying it.

You actually have to put stuff in it. While a home loan can help you get the house of your dreams, a personal loan can help you fill it.

You can buy furniture and appliances, hire an interior designer, refurbish some parts you don’t like—the works. With your own space, you can even decide on home improvements without consulting with a landlord: Add an extra room, insert a kitchen table, or simply upgrade your house plumbing.

Remember, what you see inside of your home is just as—if not more—important than what you see outside. With a personal loan, you can get the cash you need to really make your new house a home worth living in (and bragging about).

So you’re finally ready to start ticking items off your list. You check plane tickets, you bookmark hotels, you even get friends to come with you. You proceed to payment, smiling as you picture your next trip, and then reality hits you.

You don’t have money for any of this.

Sure, you can wait for your savings to catch up, but some opportunities just don’t last forever. Sometimes, regret can be a more expensive and more painful price to pay. With a personal loan, you can go on that family trip you’ve been planning for so long, try new things out and see the world without being held back by your wallet’s empty folds.

Consider a personal loan as your lifeline or a safety net in times when you need that financial boost. It’s a companion that can help you be more productive and stay ahead in accomplishing your life goals.

Security Bank’s personal loan has a minimum loan amount of P30,000 and a maximum loan amount of P2,000,000. With an easy application, affordable payment terms, and approval in as fast as 5 banking days, you can start living the life you always wanted.

Check how much you can borrow with our Personal Loan Calculator: