Girl Math: Maximize Travel Rewards with Your Security Bank Credit Card

Girl Math: Maximize Travel Rewards with Your Security Bank Credit Card

We all love getting more out of our travel spending, especially when it comes with extra rewards. So why settle for just traveling when you can get more along the way? With your Security Bank credit card, you can see the world while enjoying exclusive rewards. 

Here’s how to do girl math, the Security Bank way on your next trip!

Join the Swipe, Fly, Earn Promo


If you’re going to book flights, hotels, or transportation anyway, you might as well get something extra out of it. Security Bank’s Swipe, Fly, and Earn Promo lets you earn electronic gift certificates (eGCs) worth up to ₱10,000 just by using your Security Bank credit card on travel-related transactions. That means your bookings are working for you. Smart, right?

To qualify, your purchases must fall under these eligible categories:

Local (PH)

International or Foreign Currency (Outside PH)

– Airlines & Airports
– Lodging—Hotels, Motels, Resorts
– Travel / Tour Services
– Transportation & Vehicle Rentals

*Transaction mode:
– Point-of-sale (in-store/ card present)
– Online
– Mail & Telephone Orders

Online transactions for the following categories:
– Airlines & Airports
– Lodging—Hotels, Motels, Resorts
– Travel / Tour Services
– Transportation & Vehicle Rentals

 – All point-of-sale transactions except those indicated under the excluded transactions.

Basically, every time you swipe your Security Bank credit card for flights, hotels, or car rentals, you’re investing in future rewards. Girl Math.

However, not all transactions are eligible. These are the excluded categories:

Local (PH)

International or Foreign Currency (Outside PH)

– Balance Conversion
– Balance Transfer
– Cash Advance
– Convert to ChargeLight
– Ready Cash
– Simply Pay
– All categories not specified in the Qualified Transactions

– Cash Advance
– 7800 Government Owned Lottery
– 9406 Government Owned Lottery (non-US)
– 9399 Government Services—not elsewhere classified
– 9405 Intra-Government Purchases—Government Only
– 9402 Postal Services—Government Only
– 9311 Tax Payments
– 7995 Gambling Transactions
– 7802 Government Licensed Horse/Dog Racing
– 7801 Internet Gambling
– 4829 Money Transfer
– 6050 Quasi Cash—Customer Financial Institution
– 6051 Quasi Cash—Merchant
– 6011 Automated Cash Disbursements—Customer Financial Institution
– 6010 Manual Cash Disbursements—Customer Financial Institution
– 6540 POI Funding Transactions
– 6012 Merchandise and Services—Customer Financial Institution

To prove how easily you could get reward, let’s say you’re planning a trip to South Korea for 7 days with 4 people. Here’s a sample of what you’d typically spend on qualified transactions using a Security Bank Platinum Mastercard:

Expense

Estimated Cost (₱)

Qualified Transaction?

Roundtrip flight (MNL to Seoul for 4 people)

₱50,000

Yes (Airlines & Airports)

Hotel for 6 nights

₱65,000

Yes (Lodging)

Korea Rail Pass (Unlimited Train Rides for 5 Days)

₱20,000

Yes (Transportation)

Airport Transfer (Incheon Airport to Seoul)

₱5,000

Yes (Transportation)

Day Tours (Nami Island, Everland, DMZ Tour, etc.)

₱30,000

Yes (Travel & Tour Services)

Car Rental for 1 Day (Jeju Island)

₱15,000

Yes (Vehicle Rental)

Theme Park & Attraction Tickets (Lotte World, Seoul Sky, Hanbok Rental, etc.)

₱25,000

Yes (Travel & Tour Services)

Local Transportation (T-Money Card Load, Taxi, Bus Rides, etc.)

₱15,000

Yes (Transportation)

Food & Dining (Hotel Buffets, Airport Dining, etc.)

₱15,000

Yes (Lodging & Airport)

Travel Insurance for 4 People

₱5,000

Yes (Travel Services)

SIM Cards & Pocket Wi-Fi Rental

₱5,000

Yes (Travel Services)

Additional Shopping for Travel Needs (Winter Jackets, Clothes, Luggage, Travel Essentials)

₱40,000

Yes (Travel-related purchase at qualifying merchants)

Spa & Wellness (Massage, Sauna, Korean Jjimjilbang experience)

₱10,000

Yes (Lodging & Services)

Total Spend

₱300,000

All Qualified

Since you’ve hit ₱300,000, Congratulations! You are now qualified for a ₱6,000 eGC! 

If you’re using a Gold Mastercard and spend ₱200,000, you’ll get a ₱4,000 eGC. If you’re using a World Mastercard and spend ₱300,000, you’ll get ₱10,000 eGC—all just from booking your dream South Korea trip.

Learn more about the Swipe, Fly, Earn Promo

Earn Points While You Spend


The best part? Every ₱20 you spend earns you BetterBanking Rewards points depending on your card type:

  • Gold Mastercard: Earn 1 point per ₱20 spent
  • Platinum Mastercard: Earn 2 points per ₱20 spent
  • World Mastercard: Earn 3 points per ₱20 spent

That means the more you swipe, the more rewards you rack up! And these points are as good as money because you can redeem them for airline miles, eGCs, shopping vouchers, and more.

Redeem BetterBanking Rewards


Since you spend ₱300,000 through your Security Bank Platinum Mastercard, you will earn 30,000 points. Here are the options of what you can redeem with your points:

Option 1: Shopping eGCs

  • SM Gift Pass PHP500 eVoucher (9,167 points)
  • Zalora PHP500 eGC (8,334 points)
  • GrabMart PHP500 eGC (8,334 points)

Option 2: Dining eGCs

  • Ramen Nagi PHP500 eGC (8,334 points)
  • The Coffee Bean and Tea Leaf PHP500 eGC (8,334 points)
  • Krispy Kreme PHP300 eGC (5,000 points)
  • Vikings PHP500 eGC (8,334 points)

Option 3: Travel Miles

  • airasia BIG 1,000 points (6,667 points)
  • 1,000 Asia Miles (11,250 points)
  • 1,000 Philippine Airlines Mabuhay Miles (11,667)

Basically, you paid for a trip you were already going to take, but got free shopping, miles, and future travel discounts. That’s Girl Math, the Security Bank way.

Login to your BetterBanking Rewards account to know what more can you redeem.

Register your Security Bank Credit Card to BetterBanking Rewards today

Enjoy Exclusive Benefits


If you have a Platinum or World Mastercard, you also get premium travel benefits to help you get extra value out of your trip.

  • Complimentary passes to over 1,300 airport lounges worldwide via Mastercard Travel Pass.
    • 6 passes annually for World Mastercard
    • 2 passes annually for Platinum Mastercard
  • Unlimited local airport lounge access (A Lounge, Marhaba Lounge, PAGSS Lounge) for World cardholders 
  • International travel, dining, and shopping deals with Mastercard Travel Rewards – learn more here.

The Full Girl Math Flow


  • Using Security Bank credit cards for travel bookings = Qualifies for eGCs 
  • Meeting the minimum spend requirement = Free eGCs worth up to ₱10,000
  • Earning points for every ₱20 spend = More rewards 
  • Redeeming points for cashback, travel, and shopping benefits = Extra rewards
  • Enjoying travel benefits—credit cards with airport lounge access & cashback offers = VIP treatment 

So if you’re planning a trip soon, why not make the most of it? With Girl Math, The Security Bank Way, every swipe gets you closer to more rewards, free perks, and even more vacations. Happy travels!

Start your girl math the Security Bank way

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Underlying documents required 

  • Download the files and save them on your device [insert links to MTAF, TTAF, etc…] 
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  • Print a copy of the file. 
  • Sign the document using a wet signature. 
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Download the Money Transfer Application Form 

Download the Telegraphic Transfer Application Form

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