Girl Math: Maximize Travel Rewards with Your Security Bank Credit Card

We all love getting more out of our travel spending, especially when it comes with extra rewards. So why settle for just traveling when you can get more along the way? With your Security Bank credit card, you can see the world while enjoying exclusive rewards.
Here’s how to do girl math, the Security Bank way on your next trip!
Join the Swipe, Fly, Earn Promo
If you’re going to book flights, hotels, or transportation anyway, you might as well get something extra out of it. Security Bank’s Swipe, Fly, and Earn Promo lets you earn electronic gift certificates (eGCs) worth up to ₱10,000 just by using your Security Bank credit card on travel-related transactions. That means your bookings are working for you. Smart, right?
To qualify, your purchases must fall under these eligible categories:
Local (PH) |
International or Foreign Currency (Outside PH) |
– Airlines & Airports *Transaction mode: |
Online transactions for the following categories: – All point-of-sale transactions except those indicated under the excluded transactions. |
Basically, every time you swipe your Security Bank credit card for flights, hotels, or car rentals, you’re investing in future rewards. Girl Math.
However, not all transactions are eligible. These are the excluded categories:
Local (PH) |
International or Foreign Currency (Outside PH) |
– Balance Conversion |
– Cash Advance |
To prove how easily you could get reward, let’s say you’re planning a trip to South Korea for 7 days with 4 people. Here’s a sample of what you’d typically spend on qualified transactions using a Security Bank Platinum Mastercard:
Expense |
Estimated Cost (₱) |
Qualified Transaction? |
Roundtrip flight (MNL to Seoul for 4 people) |
₱50,000 |
Yes (Airlines & Airports) |
Hotel for 6 nights |
₱65,000 |
Yes (Lodging) |
Korea Rail Pass (Unlimited Train Rides for 5 Days) |
₱20,000 |
Yes (Transportation) |
Airport Transfer (Incheon Airport to Seoul) |
₱5,000 |
Yes (Transportation) |
Day Tours (Nami Island, Everland, DMZ Tour, etc.) |
₱30,000 |
Yes (Travel & Tour Services) |
Car Rental for 1 Day (Jeju Island) |
₱15,000 |
Yes (Vehicle Rental) |
Theme Park & Attraction Tickets (Lotte World, Seoul Sky, Hanbok Rental, etc.) |
₱25,000 |
Yes (Travel & Tour Services) |
Local Transportation (T-Money Card Load, Taxi, Bus Rides, etc.) |
₱15,000 |
Yes (Transportation) |
Food & Dining (Hotel Buffets, Airport Dining, etc.) |
₱15,000 |
Yes (Lodging & Airport) |
Travel Insurance for 4 People |
₱5,000 |
Yes (Travel Services) |
SIM Cards & Pocket Wi-Fi Rental |
₱5,000 |
Yes (Travel Services) |
Additional Shopping for Travel Needs (Winter Jackets, Clothes, Luggage, Travel Essentials) |
₱40,000 |
Yes (Travel-related purchase at qualifying merchants) |
Spa & Wellness (Massage, Sauna, Korean Jjimjilbang experience) |
₱10,000 |
Yes (Lodging & Services) |
Total Spend |
₱300,000 |
All Qualified |
Since you’ve hit ₱300,000, Congratulations! You are now qualified for a ₱6,000 eGC!
If you’re using a Gold Mastercard and spend ₱200,000, you’ll get a ₱4,000 eGC. If you’re using a World Mastercard and spend ₱300,000, you’ll get ₱10,000 eGC—all just from booking your dream South Korea trip.
Earn Points While You Spend
The best part? Every ₱20 you spend earns you BetterBanking Rewards points depending on your card type:
- Gold Mastercard: Earn 1 point per ₱20 spent
- Platinum Mastercard: Earn 2 points per ₱20 spent
- World Mastercard: Earn 3 points per ₱20 spent
That means the more you swipe, the more rewards you rack up! And these points are as good as money because you can redeem them for airline miles, eGCs, shopping vouchers, and more.
Redeem BetterBanking Rewards
Since you spend ₱300,000 through your Security Bank Platinum Mastercard, you will earn 30,000 points. Here are the options of what you can redeem with your points:
Option 1: Shopping eGCs
- SM Gift Pass PHP500 eVoucher (9,167 points)
- Zalora PHP500 eGC (8,334 points)
- GrabMart PHP500 eGC (8,334 points)
Option 2: Dining eGCs
- Ramen Nagi PHP500 eGC (8,334 points)
- The Coffee Bean and Tea Leaf PHP500 eGC (8,334 points)
- Krispy Kreme PHP300 eGC (5,000 points)
- Vikings PHP500 eGC (8,334 points)
Option 3: Travel Miles
- airasia BIG 1,000 points (6,667 points)
- 1,000 Asia Miles (11,250 points)
- 1,000 Philippine Airlines Mabuhay Miles (11,667)
Basically, you paid for a trip you were already going to take, but got free shopping, miles, and future travel discounts. That’s Girl Math, the Security Bank way.
Login to your BetterBanking Rewards account to know what more can you redeem.
Enjoy Exclusive Benefits
If you have a Platinum or World Mastercard, you also get premium travel benefits to help you get extra value out of your trip.
- Complimentary passes to over 1,300 airport lounges worldwide via Mastercard Travel Pass.
- 6 passes annually for World Mastercard
- 2 passes annually for Platinum Mastercard
- Unlimited local airport lounge access (A Lounge, Marhaba Lounge, PAGSS Lounge) for World cardholders
- International travel, dining, and shopping deals with Mastercard Travel Rewards – learn more here.
The Full Girl Math Flow
- Using Security Bank credit cards for travel bookings = Qualifies for eGCs
- Meeting the minimum spend requirement = Free eGCs worth up to ₱10,000
- Earning points for every ₱20 spend = More rewards
- Redeeming points for cashback, travel, and shopping benefits = Extra rewards
- Enjoying travel benefits—credit cards with airport lounge access & cashback offers = VIP treatment
So if you’re planning a trip soon, why not make the most of it? With Girl Math, The Security Bank Way, every swipe gets you closer to more rewards, free perks, and even more vacations. Happy travels!
AllHome - Agro
AllHome - Antipolo
AllHome - Bacolod
AllHome - Bataan
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AllHome - Cabanatuan
AllHome - Cauayan
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AllHome - WCC
AllHome - QuickFix Citta Italia
- Aerophone - Ayala Center Cebu
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- Aerophone - SM Cebu
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- Aerophone - SM San Lazaro
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- Petbuddy Sta. Rosa
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Underlying documents required
- Download the files and save them on your device [insert links to MTAF, TTAF, etc…]
- Open the files using your device’s PDF reader.
- Fill in all the fields.
- Print a copy of the file.
- Sign the document using a wet signature.
- Submit the MTAF or TTAF to your desired branch (Please
coordinate with your corporation’s RM for pick up/drop off instructions)
Download the Money Transfer Application Form
Download the Telegraphic Transfer Application Form
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