BetterBanking Rewards in Real-Time!

See your rewards points grow with every purchase. No more guessing or waiting for your next statement or eSOA!

We made redeeming rewards easier for you

We heard you. Redeeming rewards shouldn’t be complicated. Enjoy a faster, more convenient rewards platform powered by Mastercard Rewards System—the first of its kind in the country!

Transform your points into your next adventure!

Dreaming of your next getaway? Convert your BetterBanking points into airline miles, dining, and shopping vouchers. Start redeeming exclusive offers from Mastercard partner merchants today!

Register your rewards-earning card today and start redeeming

Know your points balance and start redeeming exclusive offers from Mastercard partner merchants today!

Rewarding your every swipe

Unlock the full potential of your credit card! Earn non-expiring rewards points, enjoy cashback savings, and take advantage of easy installment plans. We want to make sure that every purchase you make counts.

Plus, with our new BetterBanking Rewards platform, tracking and maximizing your credit card rewards has never been easier.

Register your card to access your rewards or cashback

Rewards-earning credit cards

Earn non-expiring BetterBanking points every time you use your GoldPlatinum, or World Mastercard credit card.

Use these points to treat yourself! From the latest gadgets to dining vouchers and cash credits, the choice is yours.

Terms and Conditions apply.

 

Register or log in →

Rebate and installment cards

Enjoy a guaranteed cashback of up to 5% on your every purchase when using your Complete Cashback Platinum Mastercard.

Get low rates on auto-installment plans for hassle-free payments with your Next Mastercard.

 

Register or log in →

1

Visit the rewards portal

2

Authenticate your registration

  • Enter your Credit Card number
  • Input the One-Time Passcode sent to your registered mobile number

3

Set up your login credentials

  • Email address
  • Password

Redeem rewards from Mastercard partner merchants

Your points, your choice. Shop, dine, travel, and support causes you love!

 

View complete catalog →

How to redeem rewards:

1

Add items to your cart

  • Log into your BetterBanking Rewards account
  • Tap “Redeem Rewards” and select items you want to redeem from the Rewards Catalog
  • Tap “Add to Cart” and “Continue Shopping” to add more

2

Review and checkout

  • Adjust quantities or delete items as needed, then tap “Update Cart” to apply changes
  • Tap “Checkout” to proceed
  • Enter your merchant membership information if required, then tap “Continue” to proceed
  • Review your order details and tap “Continue”, then “Checkout” to confirm and complete your order

3

Confirmation

  • Tap “Ok” on the pop-up notification
  • Check your email for confirmation of your rewards redemption order
    • Note: Remember to check your spam/junk/promotions folder

Don't have credit card?

Apply online nowCompare credit cards

Frequently asked questions

Which email address should I use to register for BetterBanking Rewards?

We recommend using the same email address you provided during your Security Bank card application. All notifications regarding rewards redemption will be sent to this email address.

I have multiple Security Bank credit cards. Do I need to register all of them for BetterBanking Rewards?

No, you only need to register one of your rewards-earning cards (Classic, Gold, Platinum, World). No need to register your Complete Cashback Platinum Mastercard (if applicable).

Why do I see a different card image in BetterBanking Rewards?

Due to current system limitations, the card images may differ. Rest assured, the product type and details in our system are correct. In the next release of BetterBanking Rewards, you will be able to view these accurately. To identify your card:

  • Classic Mastercard will appear as Credit Gold*
  • Gold Mastercard will appear as Credit Gold
  • Platinum Mastercard will appear as Credit Platinum
  • World Mastercard will appear as Credit Platinum*
  • Cashback Platinum will appear as Credit Platinum Cashback

Rewards Card

What is a BetterBanking Rewards?

Rewards credit card. You can redeem these points for rewards such as gifts, flight miles, vouchers, cash credits, and more. BetterBanking Rewards also serves as your one-stop-shop for the latest credit card promos, exclusive deals, and offers. Plus, if you have a Complete Cashback Platinum credit card, you can also track your savings from cash rebates all in one place!

Still don’t have a Security Bank Rewards credit card? Click here.

*The required amount of points to redeem rewards may change without prior notice. Terms and Conditions apply. 

Who can use BetterBanking Rewards?

All Security Bank Classic, Gold, Platinum or World Rewards credit cardholders can register in BetterBanking Rewards to view and redeem all their earned points for exciting rewards. If you also have a Complete Cashback Platinum credit card, you will be able to view your credited cash rebates.

How can I view my Cashback rebates if I don’t have a Rewards credit card?

To view your latest cash rebates, you can register your credit card to this version of BetterBanking Rewards, click here.

How can I register to BetterBanking Rewards?

You can register to BetterBanking Rewards in 4 easy steps:

  1. Visit our BetterBanking Rewards page and click ‘Register your credit card’.
  2. Enter your credit card number and click ‘Continue’.
  3. Enter the One-Time Passcode (OTP) sent to your registered mobile number then click ‘Continue’.
  4. Enter your email address and nominate a password for your log-in credentials then ‘Submit’.

If you don’t have a Security Bank Rewards Credit Card, apply here.

 

How can I use my Rewards Points to redeem?

You can redeem exciting rewards with these easy steps:

  1. Log-in to BetterBanking Rewards then select ‘Redeem Rewards’.
  2. Browse our Rewards Catalogue and select your preferred reward. Once selected, enter your desired quantity then click ‘Add to Cart’. Please make sure you have enough rewards points for the items you will redeem.
  3. Review all the items in your Cart before you check out, then select ‘Continue’ then ‘Redeem’ to redeem your selected rewards*.
  4. Wait for a confirmation email to be sent to your registered email address for the complete information on your redemption.

*eGC redemptions will be sent to the registered mobile number in our records, while reward items will be delivered to your registered address. 

Can I redeem more than 1 unit per item? (Ex. 2 pcs of Nintendo Switch)

Yes, you can redeem multiple units of an item as long as you have enough rewards points.

I haven’t received my redeemed items. When can I expect them?

Please refer to the table below for the expected delivery schedule depending on your redeemed item type:

Rewards Item Type

Expected Delivery

eGift Certificates 

Within 7 banking days from date of successful redemption 

Rewards Physical Items 

Within 14 to 21 banking days from date of successful redemption 

Donation Proceeds 

Within every end of quarter 

Cash credits 

Within 7 banking days from date of successful redemption 

AF Waiver 

Within 2 to 4 weeks from date of successful redemption 

Travel Miles Membership 

Within 4 to 6 weeks from date of successful redemption 

For any inquiries and follow-ups, you may reach our Customer Service Hotline at (02) 8887-9188.

How do I track all my rewards redemptions in BetterBanking Rewards?

To view your redemption history in BetterBanking Rewards, please follow the steps below:

  1. Log-in to BetterBanking Rewards then click on your total points on the upper-right section of the page
  2. Filter out your preferred time period then select ‘View History’

You will be able to see your Redemption Date, Points Used, and Delivery Details per redemption.

I recently changed my home address after redeeming an item via BetterBanking Rewards. Will my reward still be delivered to me?

We recommend that you contact our Customer Service Hotline immediately at (02) 8887-9188 to report this issue.

To avoid such inconveniences on your future redemptions, please update your home address in your account records with us via our Customer Information Update (CIU) webform and select ‘Credit Card Details’. 

Will my points balance change during the migration process?

Yes, please note that your points balance may still change as we complete the migration process.

When will my BetterBanking Rewards (BBR) points be credited and seen online?

Your BBR points are credited automatically after the successful posting of a transaction.

Rebate/Installment Card

What is a BetterBanking Rewards?

BetterBanking Rewards is an online platform that makes it easier for you to view all your savings and rebates from your Complete Cashback Platinum credit card, the latest promos, and exclusive offers tastefully curated just for you!

Still don’t have a Security Bank Complete Cashback Platinum credit card? Click here

Who can use BetterBanking Rewards?

All Security Bank Complete Cashback Platinum credit cardholders can register in BetterBanking Rewards to view and track all your credited cash rebates.

Can I enroll my Rewards credit card to view and redeem my earned points?

To view and redeem your available rewards points, you can register your credit card to this version of BetterBanking Rewards, click here.

What are other ways to view my cash rebates without using BetterBanking Rewards?

BetterBanking Rewards lets you have a complete consolidated view of all your credited cash rebates from various billing cycles. However, if you just want to see your latest savings from your most recent billing cycle, you can also see this in your monthly electronic Statement of Account (eSOA).

How do I register to BetterBanking Rewards?

You can register to BetterBanking Rewards by following the steps below:

  1. Visit our BetterBanking Rewards page and click ‘Register your credit card’.
  2. Enter your credit card number and click ‘Continue’.
  3. Enter the One-Time Passcode (OTP) sent to your registered mobile number then click ‘Continue’.
  4. Enter your email address and nominate a password for your log-in credentials then ‘Submit’.

Please note that only primary cardholders can register to BetterBanking Rewards.

If you have a Security Bank Rewards Credit Card, you can register to BetterBanking Rewards here.

 

 

How can I track my total rebates in BetterBanking Rewards?

To view your accumulated rebates in BetterBanking Rewards, please follow the steps below:

  1. Log-in to BetterBanking Rewards then select ‘My Rebates’
  2. Filter out your preferred time period then select ‘View History’

You will be able to see your total rebates per month.

What else can I see in BetterBanking Rewards?

You can see our ongoing promos and exclusive offers when you scroll down the page upon logging in BetterBanking Rewards. Choose and select promos you’re interested in availing by clicking ‘Learn More’.

My Next/Complete Cashback Platinum credit card details are not displayed when I log-in to BetterBanking Rewards. What should I do?

We recommend that you contact our Customer Service Hotline immediately at (02) 8887-9188 to report this issue.

Fine Print

Terms and Conditions

Overview

1. The following are eligible to join the Security Bank BetterBanking Rewards Program:

Rewards Cards – Customers earn points on each purchase made with the listed cards. They can then use these points to redeem items from our catalog:

I. Classic Mastercard

II. Gold Mastercard

III. Platinum Mastercard

IV. World Mastercard

Rebates Cards – Customers accumulate rebates on purchases based on the merchant category. These rebates are automatically credited to the cardholder’s account at every statement cut-off.

I. Cashback Platinum Mastercard – subject to a monthly cap of PHP1,000 and an annual cap of PHP12,000.

II. Wave Titanium Mastercard – subject to a monthly cap of PHP250 and an annual cap of PHP3,000. A minimum spend of PHP 1,000 per transaction is required to earn a rebate.

2. Rewards depicted in the rewards catalogue may be redeemed using rewards points.

3. Unless otherwise specified, rewards shall refer to all items being offered for redemption in the Rewards Program.

 

Eligibility

1. Only Principal Credit Cardholders and Supplementary credit cardholders, who shall hereinafter be understood as cardholders who are individuals and natural persons, not juridical persons, are eligible to earn rewards points and/or cashback on the qualified transactions under the Rewards Program.

2. Corporate/Company Credit Cardholders are not eligible to join the Rewards

3. Only Principal and Supplementary Credit Cardholders, whose cards are valid and in good standing (i.e. card must not be delinquent, suspended or cancelled) may redeem their rewards points for rewards item/s.

Rewards Credit Cards Points

1. Accumulation of Rewards Points

Points Earning

Card Type

Spend = point

Classic and Gold Mastercard

PHP20 = 1 Point

Platinum Mastercard (Single Currency)

PHP20 = 2 Points

Platinum Mastercard (Dual Currency)

USD1 = 2 Points

World Mastercard (Single Currency)

PHP20 = 3 Points

World Mastercard (DualCurrency)

USD1 = 3 Points

1. Transactions including but not limited to the list below are not qualified to earn rewards points:

• Cash advances

• Charges*

• Fees*

• Annual membership fees

• Finance charges

• Interest

• Penalty charges

• Credit adjustments

• Meralco and PLDT payments (Enrolled in Security Bank’s Bills Assist)

*For the complete Table of Fees and Charges, please visit our Security Bank Website, by clicking Personal > Cards>Fine Print>Fees and Charges.

2. Rewards points will not be offered for any unposted or cancelled credit card transaction or credit card transaction posted but subsequently reversed or refunded in whole or in part, including but not limited to tax refunds on overseas purchases.

3. Rewards points earned on the qualifies transactions of Supplementary Credit Cardholders shall automatically accrue to the Principal Credit Cardholder’s account and will be reflected in the Principal Credit Cardholder’s monthly statement of account. Points earned from transactions made by both Principal and Supplementary Credit Cardholders are shared and accumulated in, and consequently deducted from, the Principal Credit Cardholder’s account. Supplementary Cardholders are also eligible to register and redeem from the combined points through BetterBanking Rewards page.

4. For cardholders with two (2) or more eligible Security Bank credit cards, rewards points of their respective cards will be combined. This provision should be construed with the provision on exclusive rewards, as indicated in General Policies, item 5.

5. For cardholders with two (2) or more eligible Security Bank credit cards, the cardholder’s combined rewards points balance shall be reflected in the monthly statement of account, and the statement of account with a later statement date shall reflect the more recently updated and combined rewards points balance.

6. Bonus rewards is a special feature under the Rewards Program that allows select Security Bank Credit Card types to earn additional rewards points for pre-defined credit card transactions and/or spending, the mechanics of which will be communicated to credit cardholders from time to time via its normal communication channels such as Security Bank’s website, statements of account, among others.

7. The cardholder’s rewards points balance shall be reflected in the monthly statement of account and updated every statement cut-off date.

8. Unless reported to Security Bank within thirty (30) days upon receipt of the statement of account, the rewards points summary shall be considered correct and binding upon the cardholder concerned. However, this shall not prejudice the right of Security Bank to correct at any time any computation or posting of rewards points which it has determined to be erroneous.

9. Rewards points can be used to redeem rewards offered under the Rewards Program.

10. In relation to this and other special programs, facilities and promotional activities, Security Bank reserves the right to change the rewards points earning rate and/ restrict or limit the number of rewards points earned on each transaction. Cardholders will be duly informed of any such changes in accordance with the applicable Terms and Conditions

11. Rewards points are not transferable to any other person.

12. All unredeemed rewards points including rewards points pending credit into the account of the cardholder shall immediately become invalid, and shall be forfeited upon the occurrence of the following:

a) Cancellation of the card; or

b) Inactive Card due to Delinquency (90 days overdue)

c) Card ceases to be in good credit standing

d) Fraud and abuse relating to the earning of rewards points in the rewards program or redemption of rewards items, as reasonably determined by Security Bank.

 

Rebates Credit Cards

1. Accumulation of Rebates

a. Cashback Platinum Mastercard

Qualified Cashback Platinum Mastercard will earn rebates according to the merchant category subject to monthly cap of PHP1,000 and yearly cap of PHP12,000.

Rebates Earning

Card Type

Qualified Spend

With Merchant Category Codes

Rebate

Cashback Platinum Mastercard

Grocery purchases

5411, 5499

5%

 

Fuel purchases

5541

4%

 

Utilities spend

4900, 4814

3%

 

Dining spend

5812, 5814

2%

 

Retail Shopping

5139, 5200, 5211, 5231, 5251, 5261, 5309, 5310, 5311, 5331, 5441, 5451, 5531, 5532, 5533, 5561, 5571, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5912, 5921, 5931, 5932, 5933, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5965, 5970, 5972, 5973, 5977, 5978, 5993, 5995, 5997, 5998, 5999, 7230, 7278, 7531, 7535, 7538, 7622, 7699, 7841

1%

b. Wave Titanium Mastercard

Qualified Wave Titanium Mastercard Mastercard will earn rebates shall earn 1% rebate on ONLINE purchases, subject to a monthly cap of PHP250 and an annual cap of PHP3,000. A minimum spend of PHP 1,000 per transaction is required to earn a rebate.

Rebates Earning

Card Type

Qualified Spend

Rebate

Wave Titanium Mastercard

Online Purchases

1%

i. Rebates will be automatically credited to cardholder’s account every statement cut-off.

ii. Only retail purchases and/or transactions are qualified. Purchases and/or transactions such as but not limited to recurring payment transactions, cash advances made via ATM or over the counter, SimplyPay transactions, Balance Transfer transactions, Ready Cash transactions, Convert to ChargeLight transactions payment of annual card membership, other fees and charges and interests shall not earn rebates.

iii. Merchant Category refers to the classification of each merchant establishment as determined by their acquiring banks based on the nature of the merchant’s business as prescribed by Mastercard.

 

Redemption for Rewards and Viewing of Rebates History

1. To redeem rewards points and view rebates credited, the cardholder’s account must be active and current (not cancelled or suspended; with no past due balance at the time of redemption and delivery.)

Rewards cardholder may redeem their rewards through the following:

a) Via BetterBanking Rewards

• Visit https://rewards.securitybank.com/rewards/phoenix/better-banking-rewards

• Authenticate your registration with a one-time passcode sent to your registered contact information.

• Once verified, you can immediately access your account and start tracking your rewards.

• Login to your BetterBanking Rewards account.

• Check the rewards catalog and choose your rewards. Remember to update your cart every time you add a new item.

• Hit the checkout button and wait for your item or digital gift to be delivered.

b) Calling the Security Bank Customer Service Hotline at (02) 8887-9188.

 

Rebates cardholders may view their rebates history through the following:

a) View Rebates via BetterBanking Rebates

• Visit https://rewards.securitybank.com/rewards/phoenix/better-banking-rebates

• Authenticate your registration with a one-time passcode sent to your registered contact information.

• Once verified, you can immediately access your account and start tracking your rebates.

2. Redemption of rewards featured in the rewards catalogue is subject to the accumulation of sufficient rewards points, available credit limit at the time of redemption and final acceptance by Security Bank. Any redemption made will be rejected automatically in case of insufficient rewards points or violation of the Terms and Conditions of the Rewards Program or Terms and Conditions governing the use of the credit card.

3. Redemption is considered invalid or rejected when:

• The rewards item code and rewards item name indicated in the online redemption form do not match the rewards item code and item Name in the rewards catalogue.

• The redemption form lacks sufficient details such as membership number, name, incorrect name, or incorrect membership number.

• Multiple redemptions by a cardholder who is found to have insufficient points for the rewards being redeemed.

4. Redeemed points will be deducted from the combines accumulated reward points of both Principal and Supplementary Credit Cardholders that are credited to the Principal Credit Cardholder’s account. The consent of the Principal Credit Cardholder for the registration and redemption by the Supplement Cardholder shall not be necessary.

5. Rewards shall either be picked up by cardholder at a redemption center or delivered to the cardholder’s billing address. In the case of e-Gift Cards, codes will be sent via SMS to the cardholder’s mobile number on record or as indicated in the rewards catalogue. No delivery of items will be made to a P.O. Box address or to an address outside of the Philippines. Security Bank will not accept requests for delivery to any address other than the cardholder’s billing address or mobile number on record.

6. For airline miles or hotel awards redemption:

• Cardholder must first be enrolled in the participating airline mileage or hotel rewards program before rewards points can be converted. The cardholder may contact the respective airline miles provider or hotel for confirmation.

• Cardholders must redeem the required minimum number of airline miles or hotel awards, which may vary depending on card type as indicated in the rewards catalogue each time they request to convert their rewards points to airline miles or hotel rewards

• Once transferred, rewards points cannot be transferred back to the cardholder’s account as rewards points or transferred to another participating airline’s frequent flyer program account or participating hotel partner rewards program account.

• Rewards points can only be transferred to the enrolled mileage account or hotel rewards account under the cardholder’s name.

• Security Bank’s travel insurance and benefits will not apply to flights taken with award tickets issued under participating airline’s frequent flyer program.

• Security Bank assumes no responsibility for rewards points transferred from a cardholder’s account into any frequent flyer program account or hotel rewards program account or for the actions of any participating airline or hotel in connection with its frequent flyer program or hotel rewards program.

• Cardholders are subject to and must comply with the rules of the frequent flyer program(s) or hotel rewards program(s) of the participating airline(s) or hotel (s) in which they are enrolled.

• Airline miles or hotel rewards cannot be exchanged for cash or credit under any circumstances.

• Airline miles and hotel reward redemption shall be processed/reflected on the cardholder’s account with the airline or hotel partner within four (4) to six (6) weeks from the date of the successful redemption.

7. For cash rebate for rewards redemption

• The cash rebate is not convertible to cash.

• A cash rebate will be processed and reflected on the credit cardholder’s account within seven (7) banking days from the date of a successful redemption.

8. For annual fee reversal/waiver redemption, reversal will be processed within two (2) to four (4) weeks from date of successful redemption.

9. For other redemptions:

• Reward/s for delivery

• Reward/s will be delivered to the cardholder’s billing address within fourteen (14) banking days for Metro Manila addresses and within twenty-one (21) banking days for provincial addresses counted from the date of successful redemption.

• It is the cardholder’s responsibility to update his/her billing address when necessary; otherwise, whatever registered billing address appearing in the records of Security Bank will remain valid. Should a delivery attempt be unsuccessful due to an incorrect address, Security Bank shall advise the cardholder regarding this.

• Should the cardholder request for re-delivery, the cardholder shall be notified of an additional delivery fee, and upon confirmation of the cardholder, shall be charged to the cardholder’s Security Bank Mastercard account.

• The cardholder must personally receive the reward/s from the courier. Upon delivery, the cardholder shall be required to:

• Present a valid and unexpired government-issued proof of identification (e.g. driver’s license, SSS ID, TIN ID, PRC ID, passport, etc.) or company ID with picture and signature.

• Personally acknowledge receipt of reward/s with his/her signature overprinted name on the acknowledgement receipt (A/R).

• If the cardholder is unable to personally receive the reward/s, an authorized representative may receive the reward/s on behalf of the cardholder subject to the following:

• Presentation and/or submission of an authorization letter duly signed by the cardholder; and

• Presentation and/or submission of photocopy of the authorized representative’s valid and unexpired government issued proof of identification (e.g. driver’s license, SSS ID, TIN ID, PRC ID, passport, etc.) or company ID with picture and signature; and

• Submission of the photocopy of the cardholder’s valid and unexpired government issued proof of identification (e.g. driver’s license, SSS ID, TIN ID, PRC ID, passport, etc.) or company ID with picture and signature; and

• Acknowledge receipt of the reward/s by the authorized representative with his/her signature over printed name on the acknowledgement receipt (A/R).

• If upon delivery to the cardholder, the reward/s is defective or damaged, the cardholder may request for a replacement of the reward/s within forty-eight (48) hours from receipt of the defective reward/s by calling Security Bank Hotline. In order to claim the replacement, cardholder must surrender the defective reward/s in its original manufacturer’s packaging together with any and all instructions and warranty certificates. Notwithstanding failure of the cardholder to request a replacement of the reward/s within the 48-hour period referred to herein, the supplier’s warranty shall remain valid and the cardholder may make a claim against said supplier directly on the basis of said warranty.

• There will only be three (3) delivery attempts for the reward/s or claim voucher/s. If the reward/s or claim voucher/s remain undelivered after the third attempt for any reason/s not caused by Security Bank, the courier or the merchant, Security Bank shall advise the cardholder regarding the failed delivery attempts. Should the cardholder request for re-delivery, the cardholder shall be notified of an additional delivery fee, and upon confirmation of the cardholder, shall be charged to the cardholder’s Security Bank Mastercard account. The additional delivery charge shall be as follows:

• For claim voucher/s and gift certificate/s, a minimum of PHP300 or the actual cost incurred by Security Bank for the re-delivery, whichever is higher, shall be charged;

• For all other rewards, a minimum of PHP375 delivery fee for Metro Manila, and a minimum of PHP475 for regional areas, or the actual cost incurred by Security Bank for the redelivery, whichever is higher. Delivery fee is charged on a volumetric basis, depending on the reward/s weight, and cardholder shall be notified of any such delivery fee charges.

• Should the cardholder fail to claim the reward/s or claim voucher/s by failing to give re-delivery instructions within fifteen (15) banking days, the unclaimed reward/s or claim voucher/s and the corresponding rewards points will be forfeited.

 

General Policies

1. Once the redemption is accepted by Security Bank, the same cannot be revoked or cancelled by the cardholder.

2. All requests for redemptions may not be cancelled or redeemed reward/s returned in the absence of any defect in the reward/s redeemed. Exchanges should be made within forty-eight (48) hours upon receipt of the defective reward/s. Redeemed reward/s sent back for exchanges due to any defects in the redeemed reward/s, must be in the same condition as they were when delivered, complete with the box, manual, parts among others, that accompanied it upon delivery. Security Bank reserves the right to reject any request for exchanges, if found not defective. Any cost that may result from exchange requests found to be unacceptable shall be shouldered by the cardholder.

3. Rewards points are non-transferable. Other than its intended use in this program, Rewards points under the Security Bank Rewards Program have no other financial or commercial value.

4. Rewards that can be redeemed are limited only to those found in the rewards catalogue found in https://www.securitybank.com/rewards.

5. Security Bank reserves the right to assign rewards exclusively for redemption of certain specific card types or account or cardholders as indicated in the rewards catalogue. In the same manner, Security Bank may disqualify selected card types/accounts/cardholders from redeeming said rewards using accumulated rewards points from ineligible or disqualified card types or accounts. For these exclusive rewards, redemption shall be allowed only from the points accumulated from the cardholder’s pertinent eligible card type or account.

6. Security Bank reserves the right to reject redemption under personalized rewards, without the need to give any reason for its rejection and/or cancellation.

7. Security Bank reserves the right to disqualify any cardholder from participating in the Security Bank rewards program and forfeit any rewards points earned by the cardholder upon delinquency in payment or upon violation of the terms and conditions governing the issuance and use of Security Bank Mastercard.

8. Any request for redemption of rewards points is deemed to include an automatic authorization to Security Bank to give the necessary cardholder information to its supplier/merchant, agent, and/or contractor in order to complete the redemption process or delivery.

9. Any request for redemption of rewards for donation is deemed to include an automatic authorization to Security Bank to give the necessary cardholder information to accredited donee partner/s in order to deliver the “thank you letter”, and/or corresponding official receipt, and/or other items as may be given for free by the accredited donee partner.

10. Unless otherwise expressly stated for a particular reward, installation costs and/or eventual maintenance servicing of rewards items claimed through the Rewards Program, including but not limited to the following: gadgets, electronic equipment, premium items, and household appliances, shall be for account of the cardholder. In certain cases, some rewards may be covered by the manufacturer’s warranty. In any such cases, cardholders may address or direct their inquiries to the manufacturer of the reward/s as stated in the warranty information.

Tax Treatment

1. Cardholders are ultimately responsible for the tax, if any, on rewards redeemed, and Security Bank gives no warranty and accepts no responsibility as to the ultimate treatment of any potential tax on rewards redemption. In the event any rewards redeemed should result in an income tax liability to a cardholder, said income tax liability, if any, shall be shouldered by the cardholder.

2. Cardholders shall solely be liable for any tax consequences of, or in connection with their participation in the Rewards Program.

Miscellaneous

1. The Terms and Conditions governing the issuance and use of Security Bank Credit Cards, and the ChargeLight Installment Payment feature, are hereby incorporated by reference and shall form an integral part hereof. Security Bank Terms and Conditions may be viewed by visiting our website, by clicking Personal > Cards.

2. Queries regarding this may be directed to Security Bank Customer Service Hotline at +632 8887-9188 or contact us at mail to: [email protected].

3. SBC is regulated by the Bangko Sentral ng Pilipinas (BSP) at https://www.bsp.gov.ph

As of May 10, 2024

Search

AllHome - Agro
AllHome - Antipolo
AllHome - Bacolod
AllHome - Bataan
AllHome - Butuan
AllHome - Cabanatuan
AllHome - Cauayan
AllHome - CDO
AllHome - Cebu
AllHome - Dasmariñas
AllHome - Evia
AllHome - Gapan
AllHome - General Santos
AllHome - General Trias
AllHome - Global South
AllHome - Iloilo
AllHome - Imus
AllHome - Kawit
AllHome - Koronadal
AllHome - Las Piñas
AllHome - Libis
AllHome - Malolos
AllHome - Mintal
AllHome - Naga
AllHome - North Molino
AllHome - Pampanga
AllHome - QC
AllHome - QuickFix Camella East
AllHome - QuickFix Farm
AllHome - QuickFix M1 Annex
AllHome - QuickFix Masibay
AllHome - QuickFix Springville
AllHome - QuickFix Symphony
AllHome - QuickFix Venezia
AllHome - Salawag
AllHome - San Ildefonso
AllHome - Santiago
AllHome - Shaw
AllHome - Silang
AllHome - SJDM
AllHome - South Molino
AllHome - Sta. Maria
AllHome - Sta. Rosa
AllHome - Sto. Tomas
AllHome - Taguig
AllHome - Tanza
AllHome - WCC
AllHome - QuickFix Citta Italia

  • Aerophone - Ayala Center Cebu
  • Aerophone - Cybertech Quezon City
  • Aerophone - SM Cebu
  • Aerophone - SM Manila
  • Aerophone - SM San Lazaro

This will close in 0 seconds

  • CYA Industries Inc - Bacolod
  • CYA Industries Inc - CDO
  • CYA Industries Inc - Cebu
  • CYA Industries Inc Showroom - Shangrila
  • My Homedepot - Baliuag Tangos
  • My Homedepot - Alabang Zapote
  • My Homedepot - Angono
  • My Homedepot - Barrera
  • My Homedepot - Batangas
  • My Homedepot - Cabanatuan
  • My Homedepot - Calapan
  • My Homedepot - Caloocan
  • My Homedepot - Candelaria
  • My Homedepot - Candon
  • My Homedepot - Daet
  • My Homedepot - Dasma
  • My Homedepot - Fairview
  • My Homedepot - Guagua
  • My Homedepot - Gumaca
  • My Homedepot - Iba
  • My Homedepot - Imus
  • My Homedepot - Los Banos
  • My Homedepot - Malasiqui
  • My Homedepot - Marikina
  • My Homedepot - Mayapyap
  • My Homedepot - Nayon Nova
  • My Homedepot - Niog 3
  • My Homedepot - Novaliches
  • My Homedepot - Pasong Putik
  • My Homedepot - Olongapo
  • My Homedepot - Palanginan
  • My Homedepot - Pilar
  • My Homedepot - Paranaque
  • My Homedepot - Pulilan
  • My Homedepot - Roxas
  • My Homedepot - San Jose
  • My Homedepot - San Marcelino
  • My Homedepot - San Rafael
  • My Homedepot - Santiago
  • My Homedepot - Silang
  • My Homedepot - Sorsogon
  • My Homedepot - Sta Cruz
  • My Homedepot - Tarlac
  • My Homedepot - Taytay
  • My Homedepot - Urdaneta

This will close in 0 seconds

  • Petbuddy Antipolo
  • Petbuddy Bataan
  • Petbuddy Dasmariñas
  • Petbuddy Evia
  • Petbuddy Malolos
  • Petbuddy North Molino
  • Petbuddy South Molino
  • Petbuddy Springville
  • Petbuddy Sta. Rosa
  • Petbuddy Taguig

This will close in 3 seconds

  • Allbikes Evia
  • Allbikes Sta Rosa

This will close in 0 seconds

  • Allsports Bataan
  • Allsports Evia
  • Allsports Malolos
  • Allsports Nomo
  • Allsports Sjdm
  • Allsports Taguig
  • Alltoys Bataan
  • Alltoys Evia
  • Alltoys Malolos
  • Alltoys Nomo
  • Alltoys Sta. Rosa
  • Alltoys Taguig

This will close in 1 seconds

  • Finds - Bataan
  • Finds - Dasmarinas
  • Finds - General Trias
  • Finds - Iloilo
  • Finds - Las Pinas
  • Finds - Malolos
  • Finds - Naga
  • Finds - NOMO
  • Finds - Shaw Blvd.
  • Finds - SJDM
  • Finds - Sta.Rosa
  • Finds - Taguig

This will close in 0 seconds

  • Market Liberty - Evia

This will close in 0 seconds

  • No Name - Bataan
  • No Name - Dasmarinas
  • No Name - Pampanga
  • No Name - Sta. Rosa

This will close in 0 seconds

  • The Athlete'S Foot - Bataan
  • The Athlete'S Foot - Evia
  • The Athlete'S Foot - Sta Rosa

This will close in 0 seconds

  • Pull And Bear - Cebu
  • Pull And Bear - SM Megamall
  • Pull And Bear - Trinoma

This will close in 0 seconds

  • Zara - Cebu
  • Zara - Glorietta
  • Zara - Greenbelt
  • Zara - SM Megamall
  • Zara - SM Mall of Asia
  • Zara - ONE BHS, BGC
  • Zara - Rockwell
  • Zara - Shangrila
  • Zara - Trinoma

This will close in 0 seconds

  • Massimo Dutti - Greenbelt 5
  • Massimo Dutti - Rockwell

This will close in 0 seconds

  • Bershka - Cebu
  • Bershka - Glorietta
  • Bershka - Megamall
  • Bershka - Mall of Asia
  • Bershka - Shangrila

This will close in 0 seconds

  • Stradivarius - SM Aura
  • Stradivarius - Glorietta
  • Stradivarius - Megamall
  • Stradivarius - Shangrila

This will close in 0 seconds

  • Mandaue Foam - Butuan
  • Mandaue Foam - Cebu
  • Mandaue Foam - Banilad
  • Mandaue Foam - Bohol
  • Mandaue Foam - Cebu
  • Mandaue Foam - Quimpo
  • Mandaue Foam - Shaw Blvd.
  • Mandaue Foam - (Philfoam) Cainta, Rizal
  • Mandaue Foam - (Philfoam) Las Pinas
  • Mandaue Foam - (Philfoam) Lipa, Batangas
  • Mandaue Foam - (Philfoam) Quezon Avenue

This will close in 0 seconds

  • Our Builders Warehouse - Bocaue
  • Our Builders Warehouse - Guiguinto
  • Our Builders Warehouse - Mabalacat
  • Our Builders Warehouse - Malolos
  • Our Builders Warehouse - Tagaytay
  • Our Builders Warehouse - Dasmarinas

This will close in 0 seconds

  • 158 Designers Blvd - Pasay

This will close in 0 seconds

  • Anne Klein - Rockwell

This will close in 0 seconds

  • Armani Exchange - Rockwell

This will close in 0 seconds