0% ChargeLight Installment and Charge Now, Pay Later

I. Promo Offer

II. Promo Period

August 26-27, September 2-3, 9-10, 16-17, 23-24, September 30-October 1, 2026
(Wednesdays and Thursdays only)

III. Promo Mechanics

1. To avail the Promo, the Cardholder must use their eligible Security Bank credit card at any of the participating Rustan’s branches and at Rustans.com.
2. For online purchases at Rustans.com, use the code SB3KOFF + first six digits of your Security Bank credit card number upon checkout.
3. The Promo is open to Security Bank credit (Principal and Supplementary) cardholders whose accounts are active, current, and in good* standing. The qualified cards are as follows:

   • Gold Mastercard
   • Next Titanium Mastercard
   • Wave Mastercard
   • Complete Cashback Platinum Mastercard
   • Platinum Mastercard
   • World Mastercard

   Security Bank Classic and Corporate credit cards, and Debit Mastercard are excluded from the promo.

4. Cardholders may avail the promo at the following Rustan’s stores.
   

   Branch		Address
   Rustan’s Department Store	Makati Branch	Ayala Avenue, Makati City 1100
   Rustan’s Department Store	Shangri-la Plaza Branch	Shangri-la Mall, Mandaluyong City
   Rustan’s Department Store	Alabang Branch	ATC Mall Alabang Zapote Road
   Rustan’s Department Store	Gateway Branch	Araneta Center Cubao, Quezon City, 1100
   Rustan’s Department Store	Ayala Cebu Branch	Ayala Center Cebu Business Park
   Rustan’s Beauty Source	Nustar Cebu Branch	Nustar Mall, Kawit Island, Cebu City
   Rustan’s Online	https://rustans.com/

5. Both straight and installment transactions are qualified for the PHP 3,000 The products and/or services offered at 0% Installment are at the discretion of Rustan’s.
6. The Promo cannot be availed in conjunction with other discount offers from Rustan’s, unless otherwise stated.

    

IV. General Terms and Conditions

1. 0% ChargeLight Installment is subject to bank approval and is only valid if the monthly dues are paid in full.
2. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.
3. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.
4. A single purchase transaction requires only one Splitting into smaller transaction sizes and consequently requiring multiple transaction approvals will not be allowed.
5. The discount is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise stated.
6. The cardholder should maintain their card account in good* credit standing for at least twelve (12) months from Otherwise, the cost of the redeemed reward will be charged back to the cardholder’s account.
7. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].
8. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.
9. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply.

*Cardholders in good credit standing are those with Security Bank Mastercard credit and debit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit and debit cards.

Per DTI Fair Trade Permit No. FTEB-265448, Series of 2026.
Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas
www.bsp.gov.ph