Wealth
Referrer Rewards

Yes. Referred clients may still qualify for the Wealth Welcome Offer, subject to meeting its balance and maintenance requirements.

No. Your referrer reward is based solely on your referral’s participation.

Yes. You must be at least 18 years old.

There is no stated limit, as long as each referral meets the program requirements.

The rewards shall be released based on the schedule above, provided each milestone is met.

Referrer rewards are net of applicable taxes, subject to program terms and conditions.

1.  Overview: The Security Bank Wealth Referrer Rewards (“WRR”) is open only to clients of Security Bank Corporation (“Security Bank”) who qualify under the criteria outlined below and are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations, and policies from participating in and/or qualifying for the WRR Program.
2. Promo Period: PHP5 million Tier: This Program shall run from April 16, 2026 to December 31, 2026.
3. Promo Period: PHP25 million Tier: This Program shall run from September 9, 2026 to December 31, 2026.
4. General Eligibility Requirements: The Referrer/s and the Referral/s of this Program are subject to the following general eligibility requirements:
   a. The Referrer:
   . Should not be incumbent Philippine government officials or employees, whether elected or appointed, corporate account and US persons – a citizen or lawful resident, Permanent Resident Card holder of the United States of America.
   ii. Should not be individuals who are residents/nationals of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, Isle of Man, San Marino, Vatican, or other jurisdictions where this activity is restricted due to applicable laws and regulations or Security Bank policy.
   iii. Cannot refer his/her spouse if spouse is a joint account holder; and his/her children below 18 years old.
   iv. Cannot be part of the Referral’s newly established account.
   v. Cannot refer his/her secondary account holder to open a primary account.
   vi. Should obtain the consent of his/her Referrals to disclose and share the Referral/s’s personal information such as name, phone and mobile number, email address, and other contact information to Security Bank.
   vii. Once a person has been referred under this Promo, neither the Referrer nor the Referral may refer each other for purposes of this Promo.
   viii. The Referrer must not be a co depositor in any account that forms part of the Referral’s newly established Security Bank relationship;
   ix. The Referrer and the Referral must not share any joint accounts, co deposit arrangements, or have any common account holders across any Security Bank accounts
   x. Must have a Tax Identification Number (TIN) issued by the Bureau of Internal Revenue (BIR). If the Referrer is a Resident Alien (RA) or Non-Resident Alien (NRA), the Referrer must submit a one-time TIN provided by the BIR to participate in this promo for withholding tax purposes.
   b. The Referral:
   i. Should not be incumbent Philippine government officials or employees, whether elected or appointed, corporate account and US persons – a citizen or lawful resident, Permanent Resident Card holder of the United States of America.
   ii. Should not be individuals who are residents/nationals of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, Isle of Man, San Marino, Vatican, or other jurisdictions where this activity is restricted due to applicable laws and regulations or Security Bank policy.
   iii. Must have a Tax Identification Number (TIN) issued by the Bureau of Internal Revenue (BIR). If the Referral is a Resident Alien (RA) or Non-Resident Alien (NRA), the Referral must submit a one-time TIN provided by the BIR to participate in this promo for withholding tax purposes.
5. Specific Eligibility Requirements: The Referrer/s and the Referral/s of the Program are subject to the following specific eligibility requirements:
   a. The Referrer:
   i. Must be an Existing-To-Bank (“ETB”) client of Security Bank Retail Banking Segment.
   b. The Referral:
   i. Must be a New-To-Bank (“NTB”) client who does not have any existing banking relationship with Security Bank.
   a. Exceptions: A previous client with zero outstanding balance as of the last banking day of the previous year, an existing client but no deposit account (ex: Cards, Loans, Payroll only) *Date of account opening shall be used as basis for 30-day funding period for exceptions
   ii. Must start a Wealth Management relationship with Security Bank within the Promo Period and maintain tagging throughout the six (6) month monitoring period.
   iii. Must place and maintain a minimum of PHP5,000,000 or PHP 25,000,000 fresh funds1 Total Relationship Balance2 (“TRB”) or its foreign currency equivalent within 30-days from onboarding or date of account opening (for NTB exemptions) for a minimum of six (6) consecutive months. In cases of United States Dollar (USD)-denominated funds that is considered for the purpose of this Program, the exchange rate on the date of placement shall be used.
   iv. The basis for the referrer reward shall be whatever the referral client has funded within the 30-day funding period. Reward will not scale up even if funding increases.
6. Participating Products: For purposes of the Promo, the computation of the TRB shall include all products offered by SBC.
7. Participation: A Referrer and/or Referral may participate in this Promo by:
   a. Submitting an entry via an online form available on the official promo landing page.
   b. Submitting their information to their respective Wealth Managers or Branch Managers – which may be accomplished through completing and submitting an online form exclusively for the Program – such as Full Names of the Referrer and the Referral, Contact Information of the Referrer and the Referral, Declaration and Data Privacy Consent, Tax Identification Number (TIN) issued by the Bureau of Internal Revenue (BIR), and other pertinent information deemed necessary by Security Bank.
   c. The eligible referrer consents to receive an advisory confirming they have been credited for the promo.
8. Qualification: The Referrer shall be qualified to receive rewards if the following requirements are met:
   a. The Referral/New-To-Bank started a Wealth Management relationship with Security Bank within the Promo Period
   b. The Referral/New-To-Bank placed and maintained a minimum of PHP5,000,000 or PHP25,000,000 fresh funds TRB or its foreign currency equivalent for a minimum of six (6) consecutive months.

9. Rewards: The Referrer, for every successful Referral conversion shall be entitled to receive cash rewards which shall be credited to the Referrer’s active primary PHP Checking or Savings Account (CASA) with Security Bank.

   Referral’s TRB, PHP	5,000,000	25,000,000
   Referrer cash reward, PHP	10,000	30,000

10. Release of Rewards: The Referrer shall receive the rewards in two (2) scheduled tranches with corresponding amount and milestone as follows:

    Tranche	Referrer Rewards	Milestone	Schedule
    1st tranche	20%	Referral placed a minimum of PHP5 million / PHP25 million fresh funds within 30 days from the date of onboarding or account opening	On the 2nd month from the date of onboarding or account opening
    2nd tranche	80%	Referral maintained the minimum tier placement for a minimum of six (6) consecutive months	On the 8th month from the date of the onboarding or account opening

11. To illustrate:

    Month	Timeline	Referrer Milestone
    0th month	Sep 9, 2026	Date of onboarding of the referral & submission of entry via Promo landing page
    1st month	Oct 7, 2026	Placed a minimum of Php25Mn fresh funds
    2nd month	Nov 2026	Maintains TRB and release of 1st tranche – Php6,000
    3rd month	Dec 2026	Maintains TRB
    4th month	Jan 2027	Maintains TRB
    5th month	Feb 2027	Maintains TRB
    6th month	Mar 2027	Maintains TRB
    7th month	April 2027	Qualified for 2nd Tranche
    8th month	May 2027	Release of 2nd Tranche – Php24,000

    a. To be eligible for the disbursement of the 2nd tranche, the 1st tranche milestone must be achieved.
    b. Rewards are non-transferrable.
    c. Rewards are not convertible to rewards points or to any other form of reward.
    d. Crediting shall be done on a client level in which he/she is the primary account holder of a PHP Checking or Savings Account (CASA) with Security Bank.
    e. No cash credits are allowed to be awarded to a bank account where the client is a secondary account holder.

12. Bank Policies: All participating products are subject to existing policies and procedures of Security Bank including but not limited to the following:
    a. All accounts opened during the Promo Period shall be subject to existing Know-Your-Customer (KYC)/account opening policies.
    b. Accounts closed within 30 days of the account opening shall be subject to corresponding early closure penalty fees.
    c. All existing product eligibility criteria shall apply unless otherwise specified.

13. Cases: In cases of multiple registrations of a single Referral and submitted through different Referrers, the Referrer of the registration which was submitted first shall be recognized as valid and eligible to receive the Program reward. In addition, the Referrer must accomplish and submit the referral form within 30 days from the date of customer onboarding or account opening, of their referral.

14. Interactions:The Program is valid in conjunction with the Wealth Welcome Offer Advantage Promo.

15. Data Privacy: By participating in the Program, the Referrer and the Referrals/NTB expressly grant authorization for the transfer, disclosure, and communication of personal and account information to and from Security Bank, participating merchants, service providers, and pertinent third parties. This authorization is granted for the explicit purposes of marketing and promotion, as well as for verification, checking, validation, and fulfillment.

16. Force Majeure: In the event that Security Bank is prevented from awarding the cash credits or proceeding with the Program due to any unforeseeable event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), or any federal, state, or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or any other cause not reasonably within the control of Security Bank (each termed a “Force Majeure” event or occurrence), Security Bank reserves the right to modify, suspend, or terminate the Program.

17. Fraud: Any fraud, abuse, misrepresentation, or collusion by the Referrer with another individual, whether directly or indirectly, to amass Referrals with the aim of maximizing cash credits, or any unauthorized activities associated with the registration of Referral/s, the use of referral links, participation in the Program, or redemption of cash credits may result in the disqualification of the Referrer and/or the Referral from the Program. Additionally, Security Bank reserves the right, at its discretion, to impose sanctions, including but not limited to, the suspension or cancellation of banking privileges, closure of accounts in Security Bank, or the forfeiture of cash credits. This action shall be taken without prejudice to any legal measures that Security Bank may pursue.
18. For inquiries and comments, please call our 24-Hour Customer Service hotline at (632) 8888-791-88 or email us at [email protected]. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

¹ Fresh funds refer to funds which are newly deposited to Security Bank or newly booked in an investment and exclude those funds which are transferred or withdrawn from one product type to another or a different product type, or from a Security Bank affiliate to Security Bank or from the name of an existing accountholder/s to the name of a different parties, regardless of any interruption in the period of the transaction/s.
² Total Relationship Balance (TRB) is the consolidated balance of a client’s holdings in deposits and investments with Security Bank. It includes Low-Cost Deposit; High-Cost Deposit; Fixed Income, Unit Investment Trust Fund (UITF); Foreign Exchange Swap, Investment Management Account, Trust, and Other Fiduciary Accounts (IMATOFA); Security Bank Equities; and Long-Term Negotiable Certificate of Deposit (LTNCD), and Bancasurrance Products.

DTI Fair Trade Permit No. FTEB-260923 & 266823 Series of 2026.