Shopping

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase. Security Bank Classic, Corporate, Debit Mastercard are excluded from the promo.  
   
   • Security Bank Gold Mastercard  
   • Security Bank Next Titanium Mastercard  
   • Security Bank Wave Mastercard  
   • Security Bank Platinum Mastercard  
   • Security Bank World Mastercard  
2. To qualify for the promo, Principal cardholders who received the communication materials via EDM, Security Bank App, and/or Viber/SMS must register through the web portal and enter the ‘Unique Code’ included in the communication materials. Refer to the REGISTRATION section for the complete details. 
3. Cardholders must use their Security Bank credit card to pay at any of the participating SSI Brands to avail the following promos.
    
   
   

   Transaction Type	Minimum Accumulated Spend Requirement	Reward	x Qualified
   Straight,   0% ChargeLight Installment,   and/or Charge Now, Pay Later   for up to 12 months	PHP 30,000	PHP 2,000 Universal eGC	Maximum of one (1) eGC redemption during the promo period

   The eGC will be awarded 30 days after the promo period 

4. A cardholder may qualify for the promo for as long as she/he received the communication materials of the promo and meets the minimum accumulative straight and/or installment spend. 
5. Cardholders who meet the minimum spend requirement but were not part of the targeted promotional communication via EDM and/or Viber/SMS will not be eligible to receive the eGC reward.  
6. Only in-store transactions made at any participating SSI Group brand via straight, 0% ChargeLight Installment, and/or Charge Now, Pay Later are considered qualified for the campaign. 
7. The Principal cardholder must ensure their contact information is updated in Security Bank’s records. The name and mobile number used for registration should match the Principal cardholder’s details with Security Bank. 
8. In case the Principal cardholder’s contact information does not match with Security Bank’s records, the Principal cardholder is required to update their nominated mobile number through Customer Contact Center Hotline at +632 8887-9188. 
9. Only the Principal cardholder with a valid unique code can register for the campaign. All qualified transactions made by the Principal and Supplementary credit cardholder/s shall form part of the Principal cardholder’s total qualified transactions. 
10. Successful registration is required to qualify for the campaign. Only transactions made after the date and time of registration will be considered valid. Any transactions made prior to registration will not be counted as qualified transactions.
11. Security Bank will NOT accommodate cardholder requests to resend the Unique Code or electronic voucher code for the following reasons, including but not limited to: 
    • Lost, stolen, or defective mobile device 
    • Accidental deletion of the SMS containing the unique code or electronic voucher code 
    • Expired electronic voucher codes 
    • The electronic voucher code was successfully sent to the principal cardholder’s registered mobile number according to Security Bank’s records. However, the mobile number is no longer in use by the cardholder, and they did not update their Security Bank records. 
12. In case Security Bank agrees to the cardholder’s request to resend their Unique Code or electronic voucher code for any reason deemed acceptable by Security Bank, the bank may also charge the cardholder’s account for the cost of resending the Unique Code and electronic voucher code. 
13. Security Bank may not replace redeemed electronic vouchers due to failure of cardholders to update their mobile number. 
14. Security Bank will not send notifications regarding the expiry of earned electronic vouchers. It is the cardholder’s responsibility to track their rewards’ expiry dates. Electronic voucher codes can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway. 
15. All unredeemed electronic vouchers will expire and be deactivated sixty (60) calendar days after the receipt of the SMS with the code from Giftaway. No extension on the validity of issued electronic vouchers will be granted for those who fail to redeem during the specified period of sixty (60) calendar days upon issuance. 
16. A single installment purchase transaction requires only one approval. Splitting into smaller transaction sizes and consequently requiring multiple transaction approvals will not be allowed. 
17. If the cardholder subsequently disputes the very same transaction which he used for the redemption of the electronic voucher, the cost of the redeemed prize shall be charged to the cardholder’s account. The cardholder shall be informed via email or phone call that the cost of the item redeemed shall be charged to his account. 
18. If there is any instance of fraud on the part of the cardholder with regards to the transaction used for the redemption of the item, the Bank reserves the right to charge the cost of the electronic voucher to the cardholder’s account, as well as other remedies available to it under the law. 
19. The electronic voucher is non-transferrable, not convertible to cash, non-refundable, and not replaceable when lost, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use. 
20. The cardholder should maintain their card account in good* credit standing for at least twelve (12) months from approval. Otherwise, the cost of the prize redeemed will be charged back to the cardholder’s account. 
21. By registering through the web portal, the Cardholder consents to sharing their mobile number with our third-party vendor, Giftaway, for the purpose of sending a confirmation message about the successful registration. 
22. The personal information we collect from the cardholders will be used, or shared with third parties (including related companies, third party service providers, and third-party sellers), for the completion of the redemption process for Security Bank. Further, the Cardholder agrees to receive SMS/text messages or e-mails in relation to the Promo, such as but not limited to SMS or e-mails confirming earning of redemption code upon completion of qualified purchase. 
23. 0% ChargeLight Installment is subject to bank approval and is only valid if the monthly dues are paid in full. 
24. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cutoff. 
25. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 
26. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected]. 
27. All terms and conditions relating to eGCs and its use as indicated on the Giftaway website shall apply. For any related concerns, cardholders may email Giftaway at [email protected]. 
28. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI. 
29. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply. 

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.  

Participating brands: 

Cardholders must be registered through the Giftaway microsite to qualify for the promo. The registration process for this campaign is as follows: 

• Principal credit cardholders of qualified Security Bank Mastercard credit cards will receive communication materials through any of the following channels: EDM, Security Bank App, and/or Viber/SMS. The communication material will contain a unique source code. 

• The cardholder must visit Security Bank’s official website and go to Personal > Cards > Promos > Shopping > SSI eGC Promo 

• Click on ‘Register Now’ button to be redirected to the registration microsite. 

• Cardholders need to input their Unique code, last 4-digits of their credit card, and mobile number based on Security Bank’s records. 

• Upon submission of their registration details, cardholders will see a notification prompt from the microsite whether registration was successful or not. Security Bank will no longer send an SMS notification to confirm your successful registration. 

Important Notes: 

• Principal cardholders will receive their unique code through Viber, SMS, Security Bank App or EDM. 

• Cardholders who meet the minimum spend requirement but were not part of the targeted promotional communication via EDM and/or Viber/SMS will not be eligible to receive the eGC reward. 

• Ensure that your mobile number with Security Bank is up to date to receive the unique code for your registration to be successfully validated. 

• Only the transactions made after the successful registration are considered as qualified transactions 

• Strictly NO MANUAL inclusion of registrations will be accommodated. 

Cardholders must log in through the Giftaway microsite to redeem their electronic Gift Certificate (eGC). The redemption process for this campaign is as follows: 

• The eGift code will be sent to the qualified cardholder’s registered mobile number within thirty (30) banking days after the end of promo period. 

• The cardholder must visit the Security Bank’s official website and go to Personal > Cards > Promos > Shopping > SSI eGC Promo. 

• To redeem, the cardholder must click the redemption button, and the cardholder needs to provide the unique eGift code (10-character key) sent via Giftaway. 

• Cardholder must choose from the list of merchants and click on the redeem button to claim the eGift. eGift terms and conditions shall be provided per merchant.