Installments

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase. Security Bank Classic, Corporate, Debit Mastercard are excluded from the promo. 

   • Security Bank Gold Mastercard
   • Security Bank Next Titanium Mastercard
   • Security Bank Wave Mastercard
   • Security Bank Platinum Mastercard
   • Security Bank World Mastercard

2. Cardholders must use their Security Bank credit card to pay at any Inditex Lifestyle Group Brands to avail the following promos.
   

   Promo Details	Minimum Spend Requirement	Inditex Lifestyle Group Brands	Promo Period
   Get up to PHP500 eGC upon reaching the minimum spend requirement at one of any Inditex Lifestyle Group Brands	Straight Transaction: PHP300 eGC for PHP3,000 MSR   Installment: PHP500 eGC for PHP5,000 MSR	ZARA Massimo Dutti Bershka Stradivarius Pull&Bear Oysho	March 5 to April 30, 2026

3. A cardholder may qualify for the promo for one (1) time during the campaign period and meeting the minimum single-receipt installment spend. Any succeeding qualified straight or installment transactions, even if they meet the minimum spend requirement and are made within the promo period, will no longer be eligible for additional eGC reward.
4. Security Bank may not replace redeemed electronic vouchers due to failure of cardholders to update their mobile number. 
5. Security Bank will not send notifications regarding the expiry of earned electronic vouchers. It is the cardholder’s responsibility to track their rewards’ expiry dates. Electronic voucher codes can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway or after the promo period.
6. All unredeemed electronic vouchers will expire and be deactivated sixty (60) calendar days after you receive the SMS with the code from Giftaway. No extension on the validity of issued electronic vouchers will be granted for those who fail to redeem during the specified period of sixty (60) calendar days upon issuance.
7. If the cardholder subsequently disputes the very same transaction which he used for the redemption of the electronic voucher, the cost of the redeemed prize shall be charged to the cardholder’s account. The cardholder shall be informed via email or phone call that the cost of the item redeemed shall be charged to his account.
8. If there is any instance of fraud on the part of the cardholder with regards to the transaction used for the redemption of the item, the Bank reserves the right to charge the cost of the electronic voucher to the cardholder’s account, as well as other remedies available to it under the law. 
9. The electronic voucher is non-transferrable, not convertible to cash, non-refundable, and not replaceable when lost, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use.
10. The cardholder should maintain their card account in good* credit standing for at least twelve (12) months from approval. Otherwise, the cost of the prize redeemed will be charged back to the cardholder’s account. 
11. In this promo, Security Bank credit cardholders may avail the items in straight and up to 6 months 0% ChargeLight Installment or Charge Now, Pay Later tenors to qualify for discount. 
12. Credit cardholders may avail of straight and 0% ChargeLight Installment up to 6 tenors.
13. 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full. 
14. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off. 
15. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 
16. This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant. 
17. Terms and Conditions governing the issuance and use of Security Bank credit card shall apply. 
18. All queries regarding this promo shall be directed to Security Bank Customer Service hotline at +632 8887- 9188 or contact us at [email protected]. 
19. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI. 
20. All terms and conditions relating to eGCs and its use as indicated on the Giftaway website shall apply. For any related concerns, cardholders may email Giftaway at [email protected]. 
21. This promo cannot be used in conjunction with other on-going promos of the Bank and Mastercard. It is also subject to the Terms and Conditions governing the issuance and use of Security Bank credit cards.

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank- issued credit cards. 

• Cardholders must log in through the Giftaway microsite to redeem their electronic Gift Certificate (eGC). The redemption process for this campaign is as follows:

  a. The eGift code will be sent to the qualifiedcardholder’s registered mobile number within 30 banking days after the end of promo period.
  b. The cardholder must visit the Security Bank’s official website and go to Personal > Cards > Promos > Shopping > Inditex Lifestyle Group Brands Promo
  c. To redeem, the cardholder must click the redemption button, and the cardholder needs to provide the unique eGift code (10-character key) sent via Giftaway.
  d. Cardholder must choose from the list of merchants and click on the redeem button to claim the eGift. eGift terms and conditions shall be provided per merchant.