Take advantage of our Home Loan promo
Allow yourself to save more with our Home Loan special rate promo. Enjoy a special rate of 6.75% for 5-year fixing. You can’t find a better rate than this one!
Promo Rate
Application Period: January 9, 2026 to March 15, 2026
Availment/Booking Period: Home Loan must be approved and booked by March 31, 2026
Eligible Purpose: All Home Loan Purposes
| Promo Rate | Fixing Period |
| 6.75% | 5 years |
Rate offer shall apply for loans booked within the availment/booking period. All other published board rates and term fixing shall apply.
For Construction Loans, only tranches availed within the availmentperiod shall be entitled to the lower rate.
Eligibility
- At least 21 years old, but not more than 65 years old upon loan maturity
- Earning a combined monthly income of PHP50,000
- Has been continuously employed for at least 2 years
- For the self-employed, must be operating a legitimate and profitable business for the last 3 years
Ready to apply for a home loan?
Apply online nowPromo Mechanics
Promo period
|
Offer |
6.75% interest rate for a 5-year fixing |
|
Application period |
January 9, 2026 to March 15, 2026 |
|
Booking Period |
Until March 31, 2026 |
Promo conditions
|
CRITERIA |
PARAMETERS |
|
Promo Period |
Complete applications applying for a Home Loan starting January 9 to March 15, 2026 |
|
Availment / Booking Period |
The home loan must be subsequently approved and booked until March 31, 2026 |
|
Channels |
Eligible for all Channels |
|
Eligible Purpose |
All purposes |
|
Promo Offer |
Special rate of 6.75% for 5-year fixing period |
|
Rates |
Rate offer shall apply for loans booked within the availment/booking period. All other published board rates and term fixing shall apply. For Construction Loans, only tranches availed within the availment period shall be entitled to the lower rate. |
|
Promo Conditions |
The SBC HL Rate Promo shall be subject to the following terms and conditions: a) The client must submit a complete Home Loan application form/ within the Promo Period.
b) For an application to be considered complete, the following must be submitted to and confirmed to be complete and in order by a Home Loan Sales Officer
• Duly accomplished SBC Home Loan application form /
• Applicable documentary requirements or application documents listed in the loan application form.
The loan must be approved and booked on or before March 31, 2026. c) In the event any of the promo conditions are not complied with, customers will no longer be qualified for the Home Loan Rate promo. d) The promo cannot be availed in conjunction with any other home loan promo, or rate discount unless otherwise specified in the promo mechanics.
|
|
Credit Criteria |
All other Home Loan product parameters and eligibility requirements shall apply. |