A policy rate hike in March?

Angelo Taningco
Economist, Treasury Group

Yesterday, the BSP’s Monetary Board (MB) decided to keep its key interest rates and reserve requirement ratios unchanged, consistent with our view. This decision was made despite January headline inflation beating market expectations at 4.0%, which is already at the upper end of the government’s inflation target range. Several market participants have adjusted their monetary policy outlook by now expecting a policy rate hike in the next MB meeting scheduled on 22 March. We maintain our view that the central bank will likely initiate a 25bps policy rate hike in March, as we think inflation expectations may have already risen starting this month given January’s above-than inflation partly due to the TRAIN law. Also, a March rate hike in the US may trigger capital outflows and lead to a rapid peso depreciation, thus warranting some monetary tightening in order to ensure financial stability. We still think that this modest rate hike is needed given that TRAIN’s inflationary impact is “transitory” as it arises from the supply-side (i.e., cost-push inflation), and is consistent with the government’s thrusts of ensuring a manageable inflation environment and accelerating economic growth.  

We know that one month of inflation tally is not enough to determine whether inflation expectations have indeed climbed amid the TRAIN law since other inflation factors were involved last month—including the rapid peso depreciation, rising global oil prices, and food supply disruptions from weather disturbances. We surmise the central bank will wait for more evidence of a possible increase in inflation expectations, and we think one of these would be its monthly inflation survey forecast of private institutions covering February. However, the above-than-expected January inflation could lead the survey respondents to revise up their inflation forecasts, thereby raising inflation expectations. If this proof materializes, then we could see a modest policy rate hike in March in order to anchor the monetary policy settings to inflation expectations.

Meanwhile, the BSP has raised its inflation forecast for 2018 and 2019 to 4.3% (from 3.4%) and 3.5% (from 3.2%). Noticeably, the forecasts show that inflation is expected to breach the target range’s upper end this year but will revert to the range next year. This indicates that the inflationary impact of TRAIN is “transitory”, especially since this is more of cost-push inflation, i.e., inflation emanating from the supply-side of the economy. Moreover, the assumptions of the forecasts may very well include an increase in global oil prices and a weaker peso. Though the start of this month has shown global oil prices receding and the rate of change in the USDPHP becoming smaller; if such trends persist, then we could very well have a flatter-than-expected inflation trajectory. More so, the government wants to shift its rice importation policy from quantitative restrictions (QRs) to tariffication, which could slash rice prices and ultimately CPI inflation by as much as 1 percentage point; this tariffication policy may have likely become more important to be enacted into law this year in order to temper inflation expectations and future inflation. At this juncture, we will wait for incoming inflation data as part of reassessing our inflation forecasts.

Disclosures Appendix
This material is confidential and intended for suitable counterparties. The data and information provided in this report accurately reflect the personal views of the specialists or were obtained from public sources believed to be reliable. No representation or warranty as to its accuracy or completeness, express or implied is hereby made, and the investor should not rely thereon without making any independent analysis or research on any topic therein. Any opinion or advice expressed herein may change without notice.

This report is not to be taken as an offer to sell or buy securities or any investment. Security Bank Corporation denies any liability that may arise out of any loss or may result in actual, direct or consequential damage from the use or reliance on any material hereof. Reproduction of this material, whether in whole or in part, is strictly prohibited without the prior consent of Security Bank Corporation. Security Bank Corporation, its directors, officers or staff or any of its subsidiary or affiliates may have taken a short or long position in any investments or securities mentioned herein upon the presentation of this report and may buy or sell the investments or securities at any time in the open market or otherwise, either as broker, dealer, principal or agent. You hereby acknowledge that you have read and understood this Disclaimer and agree to be bound by the conditions therein.

Search

AllHome - Agro
AllHome - Antipolo
AllHome - Bacolod
AllHome - Bataan
AllHome - Butuan
AllHome - Cabanatuan
AllHome - Cauayan
AllHome - CDO
AllHome - Cebu
AllHome - Dasmariñas
AllHome - Evia
AllHome - Gapan
AllHome - General Santos
AllHome - General Trias
AllHome - Global South
AllHome - Iloilo
AllHome - Imus
AllHome - Kawit
AllHome - Koronadal
AllHome - Las Piñas
AllHome - Libis
AllHome - Malolos
AllHome - Mintal
AllHome - Naga
AllHome - North Molino
AllHome - Pampanga
AllHome - QC
AllHome - QuickFix Camella East
AllHome - QuickFix Farm
AllHome - QuickFix M1 Annex
AllHome - QuickFix Masibay
AllHome - QuickFix Springville
AllHome - QuickFix Symphony
AllHome - QuickFix Venezia
AllHome - Salawag
AllHome - San Ildefonso
AllHome - Santiago
AllHome - Shaw
AllHome - Silang
AllHome - SJDM
AllHome - South Molino
AllHome - Sta. Maria
AllHome - Sta. Rosa
AllHome - Sto. Tomas
AllHome - Taguig
AllHome - Tanza
AllHome - WCC
AllHome - QuickFix Citta Italia

  • Aerophone - Ayala Center Cebu
  • Aerophone - Cybertech Quezon City
  • Aerophone - SM Cebu
  • Aerophone - SM Manila
  • Aerophone - SM San Lazaro

This will close in 0 seconds

  • CYA Industries Inc - Bacolod
  • CYA Industries Inc - CDO
  • CYA Industries Inc - Cebu
  • CYA Industries Inc Showroom - Shangrila
  • My Homedepot - Baliuag Tangos
  • My Homedepot - Alabang Zapote
  • My Homedepot - Angono
  • My Homedepot - Barrera
  • My Homedepot - Batangas
  • My Homedepot - Cabanatuan
  • My Homedepot - Calapan
  • My Homedepot - Caloocan
  • My Homedepot - Candelaria
  • My Homedepot - Candon
  • My Homedepot - Daet
  • My Homedepot - Dasma
  • My Homedepot - Fairview
  • My Homedepot - Guagua
  • My Homedepot - Gumaca
  • My Homedepot - Iba
  • My Homedepot - Imus
  • My Homedepot - Los Banos
  • My Homedepot - Malasiqui
  • My Homedepot - Marikina
  • My Homedepot - Mayapyap
  • My Homedepot - Nayon Nova
  • My Homedepot - Niog 3
  • My Homedepot - Novaliches
  • My Homedepot - Pasong Putik
  • My Homedepot - Olongapo
  • My Homedepot - Palanginan
  • My Homedepot - Pilar
  • My Homedepot - Paranaque
  • My Homedepot - Pulilan
  • My Homedepot - Roxas
  • My Homedepot - San Jose
  • My Homedepot - San Marcelino
  • My Homedepot - San Rafael
  • My Homedepot - Santiago
  • My Homedepot - Silang
  • My Homedepot - Sorsogon
  • My Homedepot - Sta Cruz
  • My Homedepot - Tarlac
  • My Homedepot - Taytay
  • My Homedepot - Urdaneta

This will close in 0 seconds

  • Petbuddy Antipolo
  • Petbuddy Bataan
  • Petbuddy Dasmariñas
  • Petbuddy Evia
  • Petbuddy Malolos
  • Petbuddy North Molino
  • Petbuddy South Molino
  • Petbuddy Springville
  • Petbuddy Sta. Rosa
  • Petbuddy Taguig

This will close in 3 seconds

  • Allbikes Evia
  • Allbikes Sta Rosa

This will close in 0 seconds

  • Allsports Bataan
  • Allsports Evia
  • Allsports Malolos
  • Allsports Nomo
  • Allsports Sjdm
  • Allsports Taguig
  • Alltoys Bataan
  • Alltoys Evia
  • Alltoys Malolos
  • Alltoys Nomo
  • Alltoys Sta. Rosa
  • Alltoys Taguig

This will close in 1 seconds

  • Finds - Bataan
  • Finds - Dasmarinas
  • Finds - General Trias
  • Finds - Iloilo
  • Finds - Las Pinas
  • Finds - Malolos
  • Finds - Naga
  • Finds - NOMO
  • Finds - Shaw Blvd.
  • Finds - SJDM
  • Finds - Sta.Rosa
  • Finds - Taguig

This will close in 0 seconds

  • Market Liberty - Evia

This will close in 0 seconds

  • No Name - Bataan
  • No Name - Dasmarinas
  • No Name - Pampanga
  • No Name - Sta. Rosa

This will close in 0 seconds

  • The Athlete'S Foot - Bataan
  • The Athlete'S Foot - Evia
  • The Athlete'S Foot - Sta Rosa

This will close in 0 seconds

  • Pull And Bear - Cebu
  • Pull And Bear - SM Megamall
  • Pull And Bear - Trinoma

This will close in 0 seconds

  • Zara - Cebu
  • Zara - Glorietta
  • Zara - Greenbelt
  • Zara - SM Megamall
  • Zara - SM Mall of Asia
  • Zara - ONE BHS, BGC
  • Zara - Rockwell
  • Zara - Shangrila
  • Zara - Trinoma

This will close in 0 seconds

  • Massimo Dutti - Greenbelt 5
  • Massimo Dutti - Rockwell

This will close in 0 seconds

  • Bershka - Cebu
  • Bershka - Glorietta
  • Bershka - Megamall
  • Bershka - Mall of Asia
  • Bershka - Shangrila

This will close in 0 seconds

  • Stradivarius - SM Aura
  • Stradivarius - Glorietta
  • Stradivarius - Megamall
  • Stradivarius - Shangrila

This will close in 0 seconds

  • Mandaue Foam - Butuan
  • Mandaue Foam - Cebu
  • Mandaue Foam - Banilad
  • Mandaue Foam - Bohol
  • Mandaue Foam - Cebu
  • Mandaue Foam - Quimpo
  • Mandaue Foam - Shaw Blvd.
  • Mandaue Foam - (Philfoam) Cainta, Rizal
  • Mandaue Foam - (Philfoam) Las Pinas
  • Mandaue Foam - (Philfoam) Lipa, Batangas
  • Mandaue Foam - (Philfoam) Quezon Avenue

This will close in 0 seconds

  • Our Builders Warehouse - Bocaue
  • Our Builders Warehouse - Guiguinto
  • Our Builders Warehouse - Mabalacat
  • Our Builders Warehouse - Malolos
  • Our Builders Warehouse - Tagaytay
  • Our Builders Warehouse - Dasmarinas

This will close in 0 seconds

  • 158 Designers Blvd - Pasay

This will close in 0 seconds

  • Anne Klein - Rockwell

This will close in 0 seconds

  • Armani Exchange - Rockwell

This will close in 0 seconds

  • Bobbi Brown - SM Mall of Asia

This will close in 0 seconds

  • Charriol - Rockwell
  • Charriol - Pasay

This will close in 0 seconds

  • Clarins - Rockwell

This will close in 0 seconds

  • Clinique - SM Mall of Asia
  • Clinique - Rockwell

This will close in 0 seconds

  • Coach - Rockwell

This will close in 0 seconds

  • Diesel - Rockwell

This will close in 0 seconds

  • Diptyque - Rockwell

This will close in 0 seconds

  • Furla - Rockwell

This will close in 0 seconds

  • Jo Malone - Pasay

This will close in 0 seconds

  • Estee Lauder - Rockwell

This will close in 0 seconds

  • Kate Spade - Rockwell

This will close in 0 seconds

  • Kenneth Cole - Sm Mall of Asia
  • Kenneth Cole - Rockwell

This will close in 0 seconds

  • Kurt Geiger - Rockwell

This will close in 0 seconds

  • Lacoste - Rockwell
  • Lacoste - SM Mall of Asia
  • Lacoste - Pasay

This will close in 0 seconds

  • Loccitane - Pasay
  • Loccitane - Rockwell

This will close in 0 seconds

  • Mac - SM Mall of Asia
  • Mac - Pasay
  • Mac - Rockwell

This will close in 0 seconds

  • Makeroom Rockwell

This will close in 0 seconds

  • Michael Kors - Rockwell

This will close in 0 seconds

  • NARS - Rockwell

This will close in 0 seconds

  • Steve Madden - SM Mall of Asia

This will close in 0 seconds

  • Swarovski - Rockwell
  • Swarovski - SM Mall of Asia
  • Swarovski - Pasay

This will close in 0 seconds

  • Tommy Hilfiger - SM Mall of Asia
  • Tommy Hilfiger - Pasay

This will close in 0 seconds

  • Tory Burch - Rockwell

This will close in 0 seconds

  • Iswitch - Antipolo
  • Iswitch - Alabang Town Center Retail
  • Iswitch - Glorietta
  • Iswitch - Molino
  • Iswitch - Nuvali
  • Iswitch - QMall
  • Iswitch - UP Town Center

This will close in 0 seconds

  • Urban Gadgets - Ayala The 30Th
  • Urban Gadgets - Ayala Vertis North
  • Urban Gadgets - ONE BHS, BGC
  • Urban Gadgets - SM Mall of Asia

This will close in 0 seconds

  • Painthub - Pasig

This will close in 0 seconds

Underlying documents required 

  • Download the files and save them on your device [insert links to MTAF, TTAF, etc…] 
  • Open the files using your device’s PDF reader. 
  • Fill in all the fields.  
  • Print a copy of the file. 
  • Sign the document using a wet signature. 
  • Submit the MTAF or TTAF to your desired branch (Please
    coordinate with your corporation’s RM for pick up/drop off instructions) 

Download the Money Transfer Application Form 

Download the Telegraphic Transfer Application Form

This will close in 0 seconds