Liquid, but barely earning.
Earning too little
Don’t let your US Dollars sit idle
- 3.25% p.a. on your USD vs other banks.
- Zero lock-in.
- Connected to Security Bank FX.
Exclusive offer for Security Bank Wealth, Gold Circle, and Business Banking clients.
Are your dollars working hard enough?
Your USD dollar held elsewhere may be:
Scattered across accounts and harder to keep track of
Consolidate your USD into one relationship where it can earn more.
Ready, but disconnected
Available when you need them, but not connected to FX capabilities.
Move your USD funds into one relationship where they can earn more, stay liquid, and be ready when the right time comes to convert or transfer.
Move your USD to Security Bank and put your dollars to work in three ways.
A stand-out USD savings rate, connected to competitive foreign exchange capabilities.
Earn
Earn 3.25% p.a., or up to 32× the earnings compared with other banks, with the flexibility of zero lock-in.
Convert
Access Security Bank’s FX capabilities when exchange rates look favorable.
Move
Make or receive USD payments, or move your funds between USD and PHP when needed.
The rate advantage
Make every dollar count
Security Bank
USD Kickstart promotional rateStarting at US $500 ADB, zero lock-in
3.25% p.a.
Other banks
At the same starting ADB
0.05%– 0.10% p.a.
That’s up to
32×
more earnings on money you can still spend or convert at any time.
Exclusive to Wealth, Gold Circle, and Business Banking clients bringing their USD funds to Security Bank.
Illustrative earnings
What could US$50,000 earn at 3.25% p.a.?
Sample deposit
US$50,000
Promotional interest rate
3.25%
- Less 20% withholding tax
- Subject to terms and conditions
Net interest earned in one year
US$1,300
- Gross annual interest:
- US$1,625
- Less 20% WHT:
- US$325
- New total balance =
- US$51,300
Other banks paying 0.10% would only give you US$40 net on that same US$50,000.
With Security Bank, you gain an extra US$1,300 net for doing nothing differently.
How to start
Get started in 3 simple steps
Start earning—and convert when the time is right.
- 01
Open
Open a new Security Bank USD Savings Account during the promo period at a branch or through our online app.
- 02
Fund
Move your existing USD funds to Security Bank and maintain at least US$500 ADB.
- 03
Earn
Start earning interest daily, credited monthly.
When needed, convert it to a third currency through Security Bank’s FX capabilities when the opportunity is right.
Zero complicated onboarding—just open, fund, and optimize.
Interested in the USD Kickstart Rewards Promo?
Complete the form below using the same email address and mobile number you’ll use when opening your account. This will help us identify your promo interest and send you relevant updates.
FAQ
Frequently asked questions
Who can join the USD Kickstart Rewards Promo?
The promo is open to eligible Security Bank Wealth, Gold Circle, and Business Banking clients who are new to USD, with no existing USD Savings Account or USD Time Deposit with Security Bank prior to the promo period.
When is the promo period?
You can open your qualifying USD Savings Account from October 15, 2026 to September 30, 2027. Accounts opened before or after these dates will not qualify.
How much interest will I earn?
You earn the promotional rate of 3.25% p.a. when your average daily balance (ADB) is $500 and above. Balances below $500 earn no interest. The applicable rate is based on the ADB maintained during each interest crediting period.
Do I need to register to join?
No registration or opt-in is required. Simply open a USD Savings Account at any Security Bank branch or through the Security Bank Mobile App during the promo period. Eligible clients qualify automatically, subject to the promo mechanics.
When does the promotional rate start?
Security Bank will tag your eligible account within three (3) banking days from account opening, and you will be notified via email and/or Viber/SMS. Promo interest accrues from the tagging date until December 31, 2027, subject to extension as determined by Security Bank.
How is the interest computed and credited?
Interest is computed daily and credited monthly to your qualified USD Savings Account, subject to applicable withholding tax. For the first month, interest is computed from the tagging date until month-end, so a full monthly cycle is not required. No separate claiming process is needed.
Are my funds locked in?
No. Your funds remain in a savings account, so they are not locked in for a fixed tenor.
What happens if my balance falls below $500?
You will not earn the promotional rate for that interest crediting period. You may earn it again in a succeeding period once you meet the required ADB, provided the promo is still in effect.
Can I open more than one account under the promo?
Each client may qualify only one (1) USD Savings Account. If more than one is opened during the promo period, only the first account opened will be eligible for the promotional rate.
Are foreign currency deposits insured?
Yes. Foreign currency deposits are insured by PDIC up to the equivalent of PHP 1 Million per depositor.
Who can I contact for questions?
Call the Security Bank Customer Service Hotline at +632 8887-9188 or email [email protected].
Ready to make your USD work harder?
Kickstart your USD account today.
Exclusive offer for Security Bank Wealth, Gold Circle, and Business Banking clients.Subject to terms and conditions