Activation

Eligibility:  

The promo is open to select Principal Cardholders who have received a newly issued Security Bank Credit Card, have been notified through Security Bank-approved communication channels, and hold any of the following eligible cards: 

• Security Bank Wave Mastercard 
• Security Bank Gold Mastercard 
• Security Bank Platinum Mastercard 
• Security Bank World Mastercard 

Promo Period: August 20, 2026 to December 31, 2026 
Promo Offer: 
 Get rewarded with up to PHP 18,000 worth of eGCs by completing the following within ninety (90) calendar days from your card creation date: 

• Register for the promo; 
• Activate your eligible Security Bank Credit Card; 
• Complete at least three (3) qualified retail transactions; and 
• Meet the required accumulated spend. 

Bonus Reward: Receive an additional PHP 200 eGC when you activate your card through the Security Bank Mobile App within thirty (30) calendar days from card creation date. 

Activate your newly issued and eligible Security Bank Credit Card through any of the following channels: 

• Security Bank Mobile App 

1. Download or log in to the Security Bank Mobile App. 
2. Tap “Activate Now” next to your credit card. 

• SMS 

1. Using your mobile number registered with Security Bank, text: SBCARDS ACTIVATE Birthdate (MMDDYY)/Expiry Date (MMYY)/Last 4 Digits of Card 
    
   Example: SBCARDS ACTIVATE 052274/1231/6813 
    
2. Send to 2086 for Globe and TM subscribers or 4629 for Smart and TNT subscribers 

• Customer Service Hotline 

1. Call the hotline at (02) 8887-9188 
2. Press 2, then 1, 5, and 4 to activate your credit card 

1. Eligible Principal Cardholders are required to register to the promo by simply clicking the ”Register Now” button that is seen in the electronic direct mail (EDM), Viber, app inbox or popup within the Security Bank app.  
2. After registration, cardholders shall receive an email, Viber notification, or app inbox confirming successful receipt of registration.  
3. Successful registration is required to qualify for the promo and all eGC offers. Cardholders only need to register once. 
4. Strictly no manual registration requests will be accommodated. 
5. Transactions made before the registration date may still be counted toward the accumulated spend requirement, provided the cardholder successfully registers within ninety (90) calendar days from the card creation date.  
6. By registering to the promo, cardholders consent to the sharing of their mobile number with Giftaway for reward fulfillment and redemption purposes. 

1. To qualify for the promo, the Cardholder must successfully register, activate their eligible Security Bank Credit Card, complete at least three (3) qualified retail transactions, and meet the required accumulated spend applicable to their card type within ninety (90) calendar days from your card creation date. 
   

   Card Type	Accumulated Spend Requirement	eGC Reward
   		Non-Gold Circle  & Non-Wealth	Gold Circle  & Wealth
   Wave Mastercard	PHP 30,000	PHP 3,000
   Gold Mastercard	PHP 30,000	PHP 3,000
   Platinum Mastercard	PHP 60,000	PHP 6,000	PHP 12,000
   World Mastercard	PHP 90,000	PHP 9,000	PHP 18,000

    

2. All eligible transactions must be posted within the prescribed period or ninety (90) calendar days from your card creation date to be considered qualified spend. 
3. The following transactions shall be excluded from the promo and shall not qualify toward the accumulated spend requirement:
   • Cash Advances (ATM or over-the-counter)
   • Balance Transfer
   • Ready Cash
   • Convert to ChargeLight
   • Bills Assist enrolled recurring utility payments
   • Fees and charges
   • Disputed transactions
   • Gaming and gambling transactions
   • Transactions involving bets, games of chance, lotteries, gaming chips, and similar activities
   • Quasi-cash transactions
   • Transactions with merchants engaged primarily in wholesale distribution, warehouse clubs, and multi-level marketing
4. For cardholders with the dual currency feature, the overseas spend will be computed based on Security Bank’s daily conversion rate. 

1. Registered and qualified Cardholders who have successfully fulfilled all promo requirements within the prescribed ninety (90) calendar day period will receive their eGC reward and reward notification via SMS from Giftaway, according to the following schedule: 
   

   Met All Promo Requirements	eGC Awarding Notification
   Within September	October 2026
   Within October	November 2026
   Within November	December 2026
   Within December	January 2027
   Within January	February 2027
   Within February	March 2027
   Within March	April 2027

2. The Cardholder’s Security Bank Credit Card account must remain open, active, and in good* credit standing at the time of validation and reward fulfillment; otherwise, the reward shall be forfeited. 
3. eGC redemption is valid for thirty (30) calendar days from the date of reward notification. 
4. All eGC rewards shall be issued in PHP 1,000 denominations, except for the PHP 200 Bonus eGC, which shall be issued as a single PHP 200 eGC. 
5. Since eGCs are issued in fixed denominations, any unused balance from a redeemed eGC shall be forfeited and is no longer refundable, reusable, or convertible to another form. 
6. The eGC is non-transferable, non-refundable, and not convertible to cash. Lost, stolen, deleted, damaged, or expired eGCs will not be replaced. 
7. Failure to redeem the eGC within the prescribed redemption period shall result in the forfeiture of the reward, without further notice. 

1. Promo Period is from August 20, 2026 to December 31, 2026. 
2. Eligible Cardholders may complete the 90-day qualification period even if such period extends beyond the end of the Promo Period. 
3. The Principal Cardholder is responsible for ensuring that their contact information, including their mobile number and email address, is updated in Security Bank’s records.  
4. The Principal Cardholder must maintain their Security Bank Credit Card account in good* credit standing for at least twenty-four (24) months from card approval. Otherwise, Security Bank reserves the right to charge back or recover the value of the eGC reward from the Cardholder’s account. 
5. This Promo cannot be availed of in conjunction with any other Security Bank promotion, discount, offer, rebate, privilege, or similar campaign, unless otherwise expressly stated. 
6. For inquiries regarding this Promo, Cardholders may contact the Security Bank Customer Service Hotline at (+632) 8887-9188 or send an email to [email protected]. 
7. In case of disputes relating to the Promo, including but not limited to eligibility, coverage dates, and fulfillment, Security Bank’s decision, with the concurrence of DTI, shall be final. Concerns regarding the eGCs received under this Promo must be raised directly with Giftaway ([email protected]) within thirty (30) days from receipt of the eGCs. 
8. If any qualifying transaction is disputed, cancelled, refunded, charged back, or reversed, the corresponding eGC reward shall be deemed void and may be forfeited. 
9. Security Bank reserves the right to reverse, recover, or charge back the value of the eGC reward if any qualifying transaction is subsequently determined to be invalid, fraudulent, reversed, or otherwise ineligible for the Promo. The Cardholder shall be notified accordingly. 
10. The Terms and Conditions governing the issuance and use of Security Bank Credit Cards, shall apply and form an integral part of these Promo Terms and Conditions.