Installments

Terms and Conditions

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit
   standing, and with available Credit Limit at the time of purchase. Security Bank Classic, Corporate, Debit Mastercard are excluded from the promo. 

    

   • Security Bank Gold Mastercard 
   • Security Bank Next Titanium Mastercard 
   • Security Bank Wave Mastercard
   • Security Bank Complete Cashback Platinum Mastercard 
   • Security Bank Platinum Mastercard 
   • Security Bank World Mastercard 
2. Cardholders must use their Security Bank credit card to pay at any participating SM Store to avail the following promos until December 31, 2026.
   

   TENOR	MIN. TRANSACTION AMOUNT
   3 months	PHP5,000 single-receipt purchase

3. In this promo, Security Bank credit cardholders may avail of up to 3 months 0% ChargeLight Installment or Charge Now, Pay Later tenor. 
4. 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full. 
5. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.
6. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 
7. This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant. 
8. The discount is non-transferrable nor convertible to cash. 
9. Terms and Conditions governing the issuance and use of Security Bank credit card shall apply. 
10. All queries regarding this promo shall be directed to Security Bank Customer Service hotline at +632 8887- 9188 or contact us at [email protected]. 
11. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI. 
12. This promo cannot be used in conjunction with other on-going promos of the Bank and Mastercard. It is also subject to the Terms and Conditions governing the issuance and use of Security Bank credit cards. 

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank- issued credit cards.