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I. Promo Offer

Applicable installment tenors: 

II. Promo Period

October 8–11, 2026 

III. Promo Mechanics

1. To avail the Promo, the Cardholder must use their eligible Security Bank credit card at the Baby Company Grand Baby Fair at SM Megamall, Megatrade Halls 1, 2, and 3.  
2. The Promo is open to Security Bank credit (Principal and Supplementary) cardholders whose accounts are active, current, and in good* standing. The qualified cards are as follows: 
   • Gold Mastercard  
   • Next Titanium Mastercard 
   • Wave Mastercard  
   • Platinum Mastercard  
   • World Mastercard 
   • Complete Cashback Platinum Mastercard 

   Security Bank Classic, Corporate credit cards, and Debit Mastercard are  excluded from the promo. 

3. Both straight and installment transactions are qualified for the 10% off. The products and/or services offered at 0% Installment are at the discretion of Baby Company. 
4. The Promo cannot be availed in conjunction with other discount offers from Baby Company, unless otherwise stated. 

IV. General Terms and Conditions

1. 0% ChargeLight Installment is subject to bank approval and is only valid if the monthly dues are paid in full. 
2. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 
3. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off. 
4. A single purchase transaction requires only one approval. Splitting into smaller transaction sizes and consequently requiring multiple transaction approvals will not be allowed.  
5. The discount is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise stated.   
6. The cardholder should maintain their card account in good* credit standing for at least twelve (12) months from approval. Otherwise, the cost of the redeemed reward will be charged back to the cardholder’s account.  
7. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].  
8. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.  
9. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply. 

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.

Per DTI Fair Trade Permit No. FTEB-267871, Series of 2026

Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas

www.bsp.gov.ph