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Get up to PHP 1,000 cashback when you register and complete a qualified single-receipt transaction with your Security Bank Credit Card. 

Eligibility

The promo is open to select Cardholders who have received a promo invitation through Security Bank-approved communication channels and hold any of the following eligible cards: 

• Security Bank Wave Mastercard  
• Security Bank Gold Mastercard  
• Security Bank Platinum Mastercard  
• Security Bank World Mastercard  

Promo Period

October 5, 2026 to February 4, 2027

Promo Offer

Get up to PHP 1,000 cashback when you register and complete a qualified single-receipt transaction within the promo period indicated in the Security Bank-approved communication channels 

• Register for the promo; 
• Use your eligible Security Bank Credit Card to complete one (1) qualified single-receipt retail transaction; and 
• Meet any of the required single-receipt spend requirement. 

*Only the highest qualifying straight retail transaction made on or after the cardholder’s registration date within the applicable cut-off period shall be eligible for cashback. Cashback may only be awarded once per cardholder.  

1. Eligible Principal Cardholders are required to register to the promo by simply clicking the ”Register Now” button that is seen in the electronic direct mail (EDM), Viber, app inbox or popup within the Security Bank app.  
2. After registration, cardholders shall receive an email, Viber notification, or app inbox confirming successful receipt of registration.   
3. Successful registration is required to qualify for the promo and cashback offer. Cardholders only need to register once.  
4. Strictly no manual registration requests will be accommodated. 
5. Transactions made prior to the Cardholder’s registration date shall not qualify for the promo. The Cardholder must successfully register before making any qualifying transaction. 

1. To qualify for the promo, the Cardholder must successfully register and complete one (1) qualified single-receipt retail transaction that meets any of the spend requirements below: 
   

   Tiers	Single-Receipt Spend Requirement	Cashback Reward
   Tier 1	PHP 5,000	PHP 250
   Tier 2	PHP 10,000	PHP 600
   Tier 3	PHP 15,000	PHP 1,000

2. A cardholder may qualify only once during the promo period. 
3. Only transactions made by the Principal Cardholder shall be considered for the purposes of this promo. 
4. Only the highest qualifying straight retail transaction made on or after the cardholder’s registration date within the applicable cut-off period* shall be eligible for cashback. Cashback may only be awarded once per cardholder.
   
   *The applicable cut-off period refers to the Promo Qualification Cut-off period indicated in the Redemption section. 
5. The following transactions shall be excluded from the promo and shall not qualify toward the single-receipt spend requirement:  
   • Merchant Installment 
   • In-house Installment 
   • Cash Advance transactions 
   • Balance Transfer 
   • Ready Cash 
   • Convert to ChargeLight 
   • Bills Assist enrolled recurring payments 
   • Fees and charges 
   • Disputed transactions 
   • Cancelled, reversed, refunded, or chargeback transactions 
   • Gaming and gambling transactions 
   • Quasi-cash transactions 
   • Transactions involving bets, lotteries, gaming chips, and similar activities
6. For cardholders with the dual currency feature, the overseas spend will be computed based on Security Bank’s daily conversion rate.

1. Registered and qualified Cardholders who have successfully fulfilled all promo requirements within the promo period will receive their cashback reward according to the following schedule:
   

   Promo Qualification Cut -off	Cashback Crediting Notification
   October 5, 2026 to November 4, 2026	November 2026
   November 5, 2026 to December 4, 2026	December 2026
   December 5, 2026 to January 4, 2027	January 2027
   January 5, 2027 to February 4, 2027	February 2027

2. The Cardholder’s Security Bank Credit Card account must remain open, active, and in good credit standing at the time of validation and cashback crediting; otherwise, the cashback reward shall be forfeited.
3. Cashback rewards will be credited directly to the qualified Cardholder’s eligible Security Bank Credit Card account.
4. Only one (1) cashback reward may be awarded per Cardholder during the Promo Period. Once qualified, the Cardholder shall no longer be eligible to receive another cashback reward under this promo.
   Example:
   A Cardholder registers for the promo and subsequently makes the following straight retail transactions within November 5 to December 4, 2026:
   • PHP 5,000
   • PHP 11,000
   • PHP 16,500

   The Cardholder will receive PHP 1,000 cashback, as the highest qualifying transaction within the applicable period determines the cashback reward.

5. Security Bank reserves the right to validate all qualified transactions and eligibility requirements prior to cashback crediting.
6. The cashback reward is non-transferable, non-convertible to cash, non-refundable, and is not for sale.
7. Transactions that are disputed, cancelled, refunded, reversed, fraudulent, or found to be invalid shall not qualify for the promo. Security Bank reserves the right to reverse any cashback reward that was credited based on invalid transactions.

1. The promo period is from October 5, 2026 to February 4, 2027. 
2. The Principal Cardholder is responsible for ensuring that their contact information, including their mobile number and email address, is updated in Security Bank’s records.   
3. The Principal Cardholder’s must maintain their Security Bank Credit Card account active, open, and in good credit standing at the time of validation and cashback crediting; otherwise, the cashback reward shall be forfeited. 
4. This Promo cannot be availed of in conjunction with any other Security Bank promotion, discount, offer, rebate, privilege, or similar campaign, unless otherwise expressly stated. 
5. For inquiries regarding this Promo, Cardholders may contact the Security Bank Customer Service Hotline at (+632) 8887-9188 or send an email to [email protected].  
6. In case of disputes relating to the Promo, including but not limited to eligibility, coverage dates, and fulfillment, Security Bank’s decision, with the concurrence of DTI, shall be final.  
7. If any qualifying transaction is disputed, cancelled, refunded, charged back, or reversed, the corresponding cashback shall be deemed void and may be forfeited.  
8. Security Bank reserves the right to reverse or recover any cashback reward previously awarded for such transactions if any qualifying transaction is subsequently determined to be invalid, fraudulent, reversed, or otherwise ineligible for the Promo. The Cardholder shall be notified accordingly.  
9. The Terms and Conditions governing the issuance and use of Security Bank Credit Cards, shall apply and form an integral part of these Promo Terms and Conditions.