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Register, shop and be rewarded with up to PHP15,000 eGC when you spend anywhere with your Security Bank credit card.

Simply register your Security Bank credit card and reach the minimum accumulated spend requirement to qualify. For cardholders with multiple cards, only the highest tiered card will be eligible to join the promo.

To qualify for the spend accumulation, a minimum single-receipt straight spend of PHP1,000 is required. Installment transactions will form part of the accumulated spend accumulation.

Promo Period: October 1 to November 30, 2026

Select Principal credit cardholders can register via the One-Website hub of Security Bank. The registration process for this campaign will be as follows:

1. The cardholder must visit the Security Bank’s official website and go to Personal > Cards > Promos > Featured > Merry Good Deals
2. Click on “Register Now” button to be directed to the Registration microsite.
   • Cardholder logs in using his/her mobile number and clicks proceed.
     An OTP will be sent to their mobile number and inputs it on the page.
   • Cardholder joins by selecting Join Now, then agreeing to the Terms and Conditions of the promo.
   • Click on the Join Now button.
3. The cardholder will see a notification prompt from the microsite whether registration was successful or not. Security Bank will no longer send an SMS notification to confirm your successful registration

For Principal Cardholders with multiple Security Bank credit cards, only spend for the qualified card will be
included in the accumulated spend.

Important Notes:

• Please note that successful login a Security Bank One Website does not automatically registers the
  cardholder to the promo/s inside the Security Bank One Website account. They will need to click the
  “Join Now” button of the promo/s they wish to join.
• For cardholders with multiple cards, only the highest tiered card will be eligible to join the promo.
• Ensure that your registered mobile number with Security Bank is up to date to receive the communication materials.
• Cardholders can register anytime within the promo period but only the transactions made after the successful registration will be counted on the accumulated spend requirement.
• Strictly NO MANUAL inclusion of registrations will be accommodated.

1. After successful registration, cardholders start using their Security Bank credit card anywhere on qualified categories and accumulate spend to earn eGCs.
2. Below are the list of qualified and excluded transactions during the campaign period.

Qualified Transactions

Excluded Transactions

Local and International Straight transaction (EXCEPT transactions included in the exclusions) Local and International Online transactions (EXCEPT transactions included in the exclusions) 0% ChargeLight Installment and Charge Now, Pay Later

Grab, Lazada and Shopee transactions Transactions deemed wholesale in nature – such as bulk purchases typically intended for resale or business use – ex. Warehouse, Suy Sing Inhouse Installments such as: Balance Transfer, Ready Cash, SimplyPay, and Convert to ChargeLight Utility and government payments (which includes electricity, water, telco, insurance, and other utility bills) Cash Advance Cash in to load e-wallets/prepaid cards such as PayMaya, GCash, Money transfers or any similar transactions Any type of Bills Payment: Auto-Charge Charge-on-Demand, Utility/ Recurring Bills, Loan Payments, etc. Bills Assist (Continuous Billings) Transactions or transactions under Security Bank’s Auto-Debit Arrangement; All types of gaming transactions and transactions generated from activities that involve a bet or a game of chance for money or other desired stakes. Transactions from trading services / remittances

3. For cardholders with the dual currency feature, the overseas spend will be computed based on Security Bank’s daily conversion rate.
4. Successfully registered cardholders can log in using their mobile number to track their qualified transactions and total accumulated spend through the Security Bank Merry Good Deals Giftaway Portal.
• Cardholder logs in Security Bank One Website by using his/her mobile number and clicks proceed.
• Cardholder checks his/her Active Promos.
• Click on Check Progress to track spend.
5. The promo cannot be redeemed in conjunction with other offers from Security Bank. If a transaction was used to earn a reward in the form of, but not limited to cashbacks, rebates, discounts, or eGCs from another promos, that said transaction will be excluded from the spend accumulation requirement to qualify for Merry Good Deals Promo. Subsequently, if a transaction has been used to form part of the qualified spends for the Merry Good Deals Promo, such transaction can no longer be used to redeem any form of reward from any other campaign aside from the Merry Good Deals Promo

Important Notes:

• The spend tracker for Merry Good Deals will be available starting October 16, 2025.
• Registered cardholders can start tracking their qualified after seven (7) banking days from successful registration.
• Valid transactions made by the Principal Cardholder and their Supplementary Cardholder(s) will be accumulated and shall all be considered as the Principal Cardholder’s total qualified transactions under this promo.

Cardholders who have reached the minimum spend requirement will receive an SMS via Giftaway within thirty (30) banking days after the end of the promo period.

The redemption process for this campaign will be as follows:

1. The cardholder must visit the Security Bank’s official website and go to Personal > Cards > Promos > Featured > Merry Good Deals
2. Click on the Redeem Now Button to be directed to the One Website microsite.
3. Cardholder checks his/her Active Promos.
4. Click on Vouchers tab to redeem the eGC.
5. Earned eGCs can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway.

 
Important Notes:

• The redemption period is valid for sixty (60) calendar days from the date the SMS is received from Giftaway.
• Redeemed eGCs will be valid until fully consumed.
• Once a redemption is made, it cannot be cancelled, reversed or applied to another item, or eGC.

1. The Merry Good Deals Promo is open to select Principal cardholders of participating Security Bank credit cards who have received communication materials from Security Bank and whose accounts are in good credit standing during the promo period and at the time of registration. The participating Security Bank credit cards are as follows:
• Gold Mastercard
• Wave Mastercard
• Platinum Mastercard
• World Mastercard

Classic, Next and Complete Cashback Platinum Mastercard are excluded from the promo.

2. Promo period is from October 1 to November 30, 2026.
3. To qualify for the promo, select Principal cardholders who received the communication materials via EDM, Viber, SMS or In-App inbox must register through the One Website portal using their registered mobile number. Refer to the REGISTER section for the complete details.
4. The Principal cardholder is assigned a spend condition based on their card type, which he/she must reach to qualify for the corresponding eGC.

Card Type	Minimum Accumulated Spend Requirement	eGC
Wave Mastercard	PHP 125,000	PHP 2,500
Gold Mastercard	PHP 125,000	PHP 2,500
Platinum Mastercard	PHP 250,000	PHP 5,000
World Mastercard	PHP 400,000	PHP15,000

5. A minimum single-receipt spend of PHP1,000 for straight transactions is required to qualify for the spend accumulation. Installment transactions will form part of the accumulated spend accumulation.
6. The Principal cardholder must ensure their contact information is updated in Security Bank’s records. The name and mobile number used for registration should match the Principal cardholder’s details with Security Bank.
7. In case the Principal cardholder’s contact information does not match with Security Bank’s records, the Principal cardholder is required to update their nominated mobile number through Customer Contact Center Hotline at +632 8887-9188
8. Only the Principal cardholder can register for the Merry Good Deals Promo. All qualified transactions made by the Principal and Supplementary credit cardholder/s will be accumulated and shall be considered as the Principal cardholder’s total qualified transactions.
9. Successful registration is required to join the Merry Good Deals Promo. Only transactions made after the registration date will be included in the accumulated spend.
10. Security Bank will NOT accommodate cardholder requests to resend eGCs for the following reasons, including but not limited to:
    • Lost, stolen, or defective mobile device
    • Accidental deletion of the SMS containing the unique code or eGC code
    • Expired eGCs
    • The eGC was successfully sent to the principal cardholder’s registered mobile number according to Security Bank’s records. However, the mobile number is no longer in use by the cardholder, and they did not update their Security Bank records.
11. In case Security Bank accommodates the cardholder’s request to resend their Unique Code or eGC for any reason deemed acceptable by Security Bank, the bank may also charge the cardholder’s account for the cost of resending the Unique Code and eGC.
12. Security Bank will not replace redeemed but expired eGCs due to failure of cardholder to use it before the expiration date.
13. Once a redemption is made, it cannot be cancelled, reversed, or applied to another item, or eGC.
14. Security Bank will not send notifications regarding the expiry of earned eGCs. It is the cardholder’s responsibility to track their rewards’ expiry dates. Earned eGCs can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway.
15. All earned but unredeemed eGCs will expire and be deactivated sixty (60) calendar days after you receive the SMS with the eGC code from Security Bank. No extension on the validity of issued eGCs will be granted for those who fail to redeem during the specified period of sixty (60) calendar days upon issuance.
16. Double redemption, Cancellation of Qualified Transaction and Fraud:

The promo cannot be redeemed in conjunction with other offers from Security Bank. If a transaction was used to earn a reward in the form of, but not limited to: cashbacks, rebates, discounts, or eGCs from another promos, that said transaction will be excluded from the spend accumulation requirement to qualify for the Merry Good Deals Promo. Subsequently, if a transaction has been used to form part of the qualified spends for the Merry Good Deals Promo, such transaction can no longer be used to redeem any form of reward from any other campaign aside from the Merry Good Deals Promo.

Similarly, if the qualifying transaction is found to be invalid or fraudulent, or a reversal entry is made on the cardholder’s account, the bank will charge the cost of the eGC to the cardholder’s account, as well as other remedies available to it under the law. If the cardholder subsequently disputes the very same transaction which he used for the redemption of the eGC the cost of the eGC shall be charged to the cardholder’s account. The cardholder shall be informed via email or phone call that the cost of the item redeemed shall be charged to his account.

17. The eGC is non-transferrable, not convertible to cash, non-refundable, and not replaceable when lost, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use.
18. The cardholder should maintain their card account in good** credit standing for at least twelve (12) months from approval. Otherwise, the cost of the redemption will be charged back to the cardholder’s account.
19. By registering through the web portal, the Cardholder consents to sharing their mobile number with our third-party vendor, Giftaway, for the purpose of sending a confirmation message about the successful registration.
20. The personal information we collect from the cardholders will be used, or shared with third parties (including related companies, third party service providers, and third-party sellers), for the completion of the redemption process for Security Bank. Further, the Cardholder agrees to receive SMS/text messages or e-mails in relation to the Promo, such as but not limited to SMS or e-mails confirming earning of redemption code upon completion of qualified purchase.
21. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].
22. All terms and conditions relating to eGCs and its use as indicated on the Giftaway website shall apply. For any related concerns, cardholders may email Giftaway at [email protected].
23. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.
24. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply.