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The principal cardholder will not be eligible to participate in the Elevated Rewards Promo unless they have successfully registered for the campaign. The registration process for this campaign will be as follows:

1. The cardholder must visit the Security Bank’s official website and search for the “Elevated Rewards Promo”
2. Click on “Register Now” button to be directed to the Registration microsite.
3. Cardholder needs to input the following:
   • Unique Code
   • Last 4 digits of their credit card
   • Mobile number based on Security Bank’s records
4. Upon submission of their registration details, cardholders will see a notification prompt from the microsite whether registration was successful or not. Security Bank will no longer send an SMS notification to confirm your successful registration.

Important Notes: 

• Qualified Principal cardholders will receive their unique code through any of the following communication channels: EDM, Viber, SMS or In-App Notification. Only the Principal Cardholder with a Unique Code may register for the promo.
• Ensure that your registered email and mobile number with Security Bank are up to date to receive the unique code, to successfully validate your registration.
• Cardholders can register anytime within the promo period but only the transactions made after the successful registration will be counted on the accumulated spend requirement.
• Strictly NO MANUAL inclusion of registrations will be accommodated.

For cardholders who have reached the minimum spend requirement based on their card type, the Principal cardholder will receive an eGC code via Giftaway within thirty (30) banking days after the end of the promo period. The redemption process for this campaign will be as follows:

1. The cardholder must visit the Security Bank’s official website and search for the “Elevated Rewards Promo”
2. The eGC code will be sent to the qualified Cardholder’s registered mobile number.
3. To redeem, the cardholder must click the redemption button, and the cardholder needs to provide the unique eGC code (10-character key) sent via SMS by Giftaway.
4. Cardholder must choose from the list of merchants and click on the redeem button to claim the eGC. eGC terms and conditions shall be provided per merchant.
5. Earned eGCs can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway.

Transactions made from the following categories within the campaign period are considered qualified:

• Local and International Retail (over-the-counter and online) transactions;
• Installment transactions

However, transactions made from the following are NOT qualified in this campaign:

• Cash advances made via ATM or over-the-counter and cash in to load e-wallets/prepaid cards such as PayMaya, GCash, Money transfers or any similar transactions;
• Any type of Bills Payment: Auto-Charge Charge-on-Demand, Utility/ Recurring Bills, Loan Payments, etc.
• Bills Assist (Continuous Billings) Transactions or transactions under Security Bank’s Auto-Debit Arrangement;
• Purchases from Utilities- Gas, Electric, Water, Insurance, etc.
• Security Bank In-House Installment Programs such as Balance Transfer, Ready Cash, Balance Conversion and SimplyPay and Convert to ChargeLight.
• Utility payments (which includes but not limited to: electricity, water, telco, insurance, Pilipinas Teleserv, payment to government agencies and other utility bills)
• All types of gaming transactions and transactions generated from activities that involve a bet or a game of chance for money or other desired stakes;
• Quasi-cash or cash-in transactions (e.g. Forex Cash-in (eToro), Grab Wallet, Lazada Wallet and other similar platforms)
• Transactions from trading services / remittances

1. The Elevated Rewards Promo (“Promo”) is open to select Primary Cardholders (“Cardholders”) who will receive communication materials and their unique code via Viber, SMS, email, or Security Bank app notification from Security Bank and whose accounts are in good* credit standing during the Promo Period and at the time of registration. The participating Security Bank credit cards are as follows:
   • Gold Mastercard
   • Wave Mastercard
   • Platinum Mastercard
   • World Mastercard
     
     Security Bank Classic, Next, Complete Cashback Platinum, Corporate Mastercard, and Debit Mastercard are excluded from this promo.
2. Promo period is from August 15 – September 30, 2026.
3. Cardholders must use their Security Bank credit card for the eligible spend stated above to avail of one (1) of the following eGC rewards:
   

   Card type	Minimum accumulated spend	Reward
   World Mastercard	PHP 120,000	PHP 5,000 eGC
   Platinum Mastercard	PHP 80,000	PHP 2,000 eGC
   Gold & Wave Mastercard	PHP 40,000	PHP 1, 000 eGC

4. Cardholders who meet the minimum accumulated spend requirement but were not part of the targeted promotional communication via Viber, email, and, or In-App Notification will not be eligible to receive the eGC reward.
5. The Principal cardholder must ensure their contact information is updated in Security Bank’s records. The name and mobile number should match the Principal cardholder’s details with Security Bank.
6. In case the Principal cardholder’s contact information does not match with Security Bank’s records, the Principal cardholder is required to update their nominated mobile number through Customer Contact Center Hotline at +632 8887-9188
7. For Principal Cardholders with multiple Security Bank credit cards, eligible transactions across all qualified cards will be included in the accumulated spend.
8. Security Bank will NOT accommodate cardholder requests to resend eGC code for the following reasons, including but not limited to:
   • Lost, stolen, or defective mobile device
   • Accidental deletion of the SMS containing the eGC code
   • Expired eGCs
   • The eGC was successfully sent to the principal cardholder’s registered mobile number according to Security Bank’s records. However, the mobile number is no longer in use by the cardholder, and they did not update their Security Bank records.
9. In case Security Bank accommodates the cardholder’s request to resend their eGC code for any reason deemed acceptable by Security Bank, the bank may also charge the cardholder’s account for the cost of resending the eGC.
10. Security Bank may not replace redeemed eGCs due to failure of cardholder to update their mobile number.
11. Security Bank will not send notifications regarding the expiry of earned eGCs. It is the cardholder’s responsibility to track their rewards’ expiry dates. Earned eGCs can be redeemed within sixty (60) calendar days from the date the SMS is received from Giftaway.
12. All earned but unredeemed eGCs will expire and be deactivated sixty (60) calendar days after you receive the SMS with the eGC code from Security Bank. No extension on the validity of issued eGCs will be granted for those who fail to redeem during the specified period of sixty (60) calendar days upon issuance.
13. Double Redemption, Cancellation of Qualified Transaction and Fraud:

    The Promo cannot be redeemed in conjunction with other offers from Security Bank. If a transaction was used to earn a reward in the form of, but not limited to: cashbacks, rebates, discounts, or  eGCs  from other promos, that said transaction will be excluded from the spend accumulation requirement to qualify for the Elevated Rewards Promo. Subsequently, if a transaction has been used to form part of the qualified spends for the Elevated Rewards Promo, such transaction can no longer be used to redeem any form of reward from any other campaign aside from the E Rewards Promo. 

    Similarly, if the qualifying transaction/s is/are found to be invalid or fraudulent, or a reversal entry/ies is/are made on the Cardholder’s account, the bank will charge the cost of the eGC to the Cardholder’s account, as well as other remedies available to it under the law. If the Cardholder subsequently disputes the very same transaction which he used for the redemption of the eGC the cost of the eGC shall be charged to the Cardholder’s account. The Cardholder shall be informed via email or phone call that the cost of the item redeemed shall be charged to their account.

14. The eGC is non-transferrable, not convertible to cash, non-refundable, and not replaceable when lost, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use.
15. The cardholder should maintain their card account in good** credit standing for at least twelve (12) months from approval. Otherwise, the cost of the redemption will be charged back to the cardholder’s account.
16. The personal information we collect from the cardholders will be used, or shared with third parties (including related companies, third party service providers, and third-party sellers), for the completion of the redemption process for Security Bank. Further, the Cardholder agrees to receive SMS/text messages or e-mails in relation to the Promo, such as but not limited to SMS or e-mails confirming earning of redemption code upon completion of qualified purchase.
17. All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].
18. All terms and conditions relating to eGCs and its use as indicated on the Giftaway website shall apply. For any related concerns, cardholders may email Giftaway at [email protected].
19. All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.
20. Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply.

*Cardholders in good credit standing are those with Security Bank credit cards which are not on hold for being reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions.

Per DTI Fair Trade Permit No. FTEB 264555 Series of 2026
Security Bank Corporation is regulated by BSP Bangko Sentral ng Pilipinas www.bsp.gov.ph