Flexible Payment Terms up to 36 Months
We make things more manageable for you. Apply for a Personal Loan and get approved as fast as 5 days. No credit card required.
At a Glance
Take a look at what we can offer:
| Minimum Loan Amount | PHP 30,000 |
| Maximum Loan Amount | PHP 2,000,000 |
| Payment Terms | up to 36 months |
| Approval Time | 5-7 banking days |
Standard Personal Loan Rates
| Term | Monthly Add-on Rate* |
| 12-36 months | 1.89% |
*The Annual Percentage Rate (APR) begins at 29.48%.
*Estimated maximum APR is 37.53%.
*Rates shown are indicative only and may change upon approval.
Sample Computation: If you borrow P50,000 payable in 12 months using 29.48% APR, your monthly payment would be P5,110.
Fees and Charges
| Processing Fee | PHP 2,000 |
| Notarial fee for loan P100,000.01 to 500k | PHP 125 |
| Notarial fee for loans P500,000.01 to 1M | PHP 150 |
| DST | Approved Loan Amount / 200 * 1.50 |
| Penalty fee | 3% of past-due amount for the month |
Get the Cash that You Need
Make your dreams come true with our multi-purpose, low-interest personal loan option with affordable payment terms.
Loan up to Php 2M
No Collateral Required
No Credit Card Required
Get Approved as Fast as 5 Days
Documentary Requirements
A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form. B. If Employed:
- One (1) valid government-issued photo ID
- Income Documents, any of the following:
- Certificate of Employment and Compensation – issued within the last six (6) months
- Latest ITR
- Latest one (1) month payslip
C. If Self-Employed:
- One (1) valid government-issued photo ID
- Previous Year Audited Financial Statement
- SEC Registration / DTI Certificate
- Business Permit / Mayor’s Permit
- Latest three (3) months bank statements
- Latest GIS (if corporation)
Note: Additional documents may be required to process the loan.
Eligibility
- At least 21 years old at the time of application but not more than 65 years old upon loan maturity
- Must be a Filipino Citizen
- Must have an office or residence landline.
- If Employed
- Minimum gross monthly income:
- For Metro Manila: PHP15,000
- For outside Metro Manila: PHP12,000
- Minimum gross monthly income:
- If Self-employed:
- With at least two (2) continuous years of profitable operations in the same line of business
- Minimum gross monthly income:
- For Metro Manila: PHP30,000
- For outside Metro Manila: PHP25,000