Doctor's Loan

Financial support created and structured for medical practitioners.


Doctor’s Loan is a clean, multi-purpose loan that offers flexible repayment schedule of up to 60 months to medical practitioners of SBC-accredited hospitals.

  • Approval within 5 – 7 banking days
  • Flexible payment terms up to 60 months
  • Convenient payment schemes:
    • Auto Debit Arrangement from Security Bank account

At A Glance

Take a look at what we can offer:

Minimum Loan Amount PHP 100,000
Maximum Loan Amount PHP 1,000,000
Payment Terms up to 60 months
Interest Rate As low as 6.60%
Approval Time 5 – 7 banking days

Doctor’s Loan Rates

Term Add-on Rate
6 6.60%
12 13.20%
18 19.80%
24 26.40%
36 39.60%
48 52.80%
60 66.00%

How to Apply for Doctor’s Loan?

Get your hospital accredited

Get an application form from your designated HR/Admin personnel

Fill-out and sign the application form

Submit the form together with required documents to your designated HR personnel

Wait for processing and approval (5 - 7 banking days)

Eligibility & Requirements

For medical practitioners of accredited hospitals:

  • Filipino, 21 – 65 years old (upon loan maturity)
  • Gross monthly income (GMI) of PHP 30,000
  • Must be an affiliate/residential doctors practicing for at least two (2) years.
  • Must be affiliated with SBC-accredited hospital
  • Must have a landline number (home or office) and a mobile number for notice of loan approval.

Required Documents


  • Duly filled-out and signed application form
  • Signed promissory note and disclosure statements.

Standard Requirements

  • Photocopy of PRC ID with 3 specimen signatures
  • Photocopy of one (1) valid government ID
  • Photocopy of most recent ITR (BIR Form 1701
  • Photocopy of recent six (6) months bank statements or certification from hospital attesting to the doctor’s average number of patients per day or per month

Note: All applications with incomplete requirements will not be processed.

Hear from our clients

“The SBC officer was very professional, replied to my queries, and was able to complete the whole process without any problems. I was definitely very satisfied with the encounter.”


St. Luke's Medical Center

“Security Bank helped me secure my loan. I was so amazed by their competitive rate! Now, I can finally finance my own private clinic with ease.”


Divine Grace Medical Center

Inquiry Form

Hospital not yet accredited? Here’s how!

Fill out the Accreditation Form

Submit the required documents for accreditation

Processing and screening of accreditation application (3-4 weeks)

Signing of the signed conformity letter and submission of post-approval documentary requirements

Upon approval, begin endorsing doctors for loans!

List of Accredited Hospitals
  • Ace Med Center – Bacolod
  • Aisah Hospital
  • Asian Hospital Professional Staff Association Inc (Ahpsai)
  • Catarman Doctors Hospital
  • Central Luzon Doctors Hospital
  • Divine Grace Medical Center
  • Makati Medical Center
  • Medical Center Muntinlupa
  • Our Lady Of Mount Carmel
  • Providence Hospital, Inc.
  • Ramos General Hospital
  • Riverside Medical Center
  • Saint Frances Cabrini Medical Center, Inc
  • St. Luke’s Medical Center (Global)
  • St. Luke’s Medical Center (Quezon City)
  • The Medical City
Frequently Asked Questions

How much is the amount I can loan?

  • Minimum P100,000.00
  • Maximum P1,000,000.00

*30% Debt Income Ratio of net monthly pay shall apply For how many months/terms I can pay the loan? 6, 12, 18, 24, 36, 48 and 60 months, depending on your Hospital’s arrangement and subject to account evaluation. How long does it take to process my application? 5-7 banking days, if all requirements are complete and if applicant is verified without adverse findings. What are the fees and charges?

Processing Fee PHP 1,000
Late Payment Fee

3% of the monthly amortization or PHP 500, whichever is higher.

Effective September 19, 2021: 3% of unpaid amortization

Processing Fee for Pre-Payment / Pre-termination of Loan PHP 250 waived for re-availment and those who will settle their loan ahead of maturity date
Notorial Fee (for PHP 100,000 loan and up) PHP 100
Documentary Stamps (for PHP 250,000 loan and up) PHP 1.50 for every PHP 200
Other Incidental Fees Case-to-case basis

How will I know if my loan is approved? Your account officer will notify you once the loan has been approved. To follow up on your loan status, please call our hotline (02) 8887-9188 or your account officer. How will I get my loan proceeds? Loan proceeds are can be released as follows:

  • With SBC Account:Credited to Security Bank Account

How do I make payments?

  • With SBC Account:Via Auto Debit Arrangement (ADA) from SBC account

When can I re-avail of the loan? Loan renewal or re-availment is allowed upon 50% loan repayment. Existing outstanding balance will be deducted from the loan proceeds.