Set for Health Life Insurance

Have financial peace of mind with coverage for 42 major critical illnesses, and claim up to 3 times.

At a Glance


Minimum Annual Premium As low as P9, 000 per year1
Age of Eligibility of the Insured • 5-pay option: 15 days to 60 yrs old
• 10-pay option: 15 days to 55 yrs old
• 20-pay option: 15 days to 45 yrs old
Payment Terms 5, 10 or 20 years
Coverage Up to 75 years old
1Premium amounts depend on the Insured’s Age and Profile


Claim Up to 3x

Finally! You’ve got a plan that doesn’t just stop when you make a claim for critical illness. Set for Health allows you to claim up to 3x against major critical illnesses.

Future Premium Payments Waiver

If you get diagnosed with your first major critical illness, we’re waiving future premium payments so you don’t have to worry about paying for your plan during recovery and you can focus on what matters most—being well again.

100% Premium Payments Back

Set for Health rewards you with 100% of all your premium payments back if you don’t claim for any major critical illness until the age of 75.

Additional 20% Plan Coverage

Set for Health also covers 15 minor critical illnesses. So, we’re giving you 20% on top of your other benefits to help you with the smaller medical expenses.

100% of Your Coverage at Death

In case of death before age 75, we will look after your family by giving them 100% of your plan’s coverage amount so they can be financially worry-free.

Flexible Payment Terms

Set for Health covers you up to age 75, with our flexible payment terms that give you the choice and convenience of 5-year, 10-year, or 20-year options.

Exclusions may apply including pre-existing conditions. Refer to the sales illustration for a list of exclusions. For more information, talk to your FWD Financial Solutions Consultant (FSC). This is for general information only. Refer to the policy contract for full details.

Other Products

Set for Life

Min. Annual Premium (Whole Life): P25,000
Payment Terms: 5, 7, 10 Years, Whole Life
Coverage: Up to 100 y.o.

All Set

Min. Single Premium: P100,000 Payment Terms: One Time Coverage: Up to 100 y.o.

All Set Higher

Min. Single Premium: P1,000,000 Payment Terms: One Time Coverage: Up to 100 y.o.

USD All Set Higher

Min. Single Premium: $20,000 Payment Terms: One Time Coverage: Up to 100 y.o.


About FWD

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2020, FWD Life Insurance ranks 2nd and 4th in terms of Paid-up Capital1 and New Business Annual Premium Equivalent2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 17 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit

1 > Statistics > Life > 2020 > Based on Paid-Up Capital
2 > Statistics > Life > 2020 > Based on New Business Annual Premium Equivalent