Fast Track Secured Credit Card

Start saving and building your credit score with a secured credit card.

Overview

Our Fast Track Program allows you to open a savings account and get a secured credit card fast.

With a secured credit card, you enjoy the features and benefits of a regular credit card, while building your credit score.

Funds in the savings account will serve as your hold-out deposit, and 80% of that amount will be the basis of your credit limit.

Benefits

  • A savings account bundled with a secured credit card
  • Fast processing of your credit card in three (3) banking days upon successful deposit of the committed hold-out amount
  • A credit limit that is 80% of the hold-out amount
  • Waived annual fee for the first year
  • Get rewards points* for every transaction
    *Applicable to Gold and Platinum Mastercard only

Features and benefits

Fast opening

Open a savings account and get a secured credit card fast.

Start earning

Start earning interest with your account.

Build up

Build your credit score and credit history.

Earn points

Earn rewards points on all your transactions, plus enjoy exclusive discounts and promos.

*Applicable to Gold and Platinum Mastercard only

Eligibility

  • The Fast Track Program is open to all new and existing Security Bank clients
  • Choose from the following products:
    • Gold Mastercard
    • Platinum Mastercard
    • Wave Mastercard

*This is subject to the approval of Security Bank

  • A minimum hold-out deposit amount of PHP25,000 is required for any savings account and PHP100,000 for a time deposit account.

Required documents

  • Must be at least 21 years old
  • Government-Issued Photo-Bearing ID
  • Completely filled out Fast Track Application Form.
    • Non-Filipino Residents must submit their Alien Certificate of Registration (ACR), work permit, or Embassy Accreditation Papers
    • For joint accounts, both parties must sign the hold-out agreement portion of the Fast Track Application Form

Ready to get a Fast Track Secured Credit Card?

Apply online now

Frequently asked questions

What is the Fast Track Program?

Open to all new and existing Security Bank clients that are interested to get a card but do not meet the credit requirements (e.g. less than 6 months account tenure, non-depositors, first-time cardholders, included in high risk occupations, and/or with low gross annual income).

How can I apply to the Fast Track Program?

You may apply online by clicking here. Open a savings account and get faster processing of your credit card application.

What credit limit will I get?

The credit card limit will be 80% of the total hold-out amount.

How long will it take to process my application?

Savings Account opening would immediately be processed on the same day of application, while credit card application would take three (3) banking days.

Can I withdraw the funds in my Fast Track account?

No. The declared holdout amount cannot be withdrawn as it serves as your hold-out deposit for your credit card.

When can I request the hold-out amount to be lifted?

Processing of request for lifting of hold-out will be subject to approval and would take 30 banking days. Note that credit card of client will be cancelled once request has been implemented. He/she would need to apply via regular route to continue use of credit card.

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