While perfecting your long-term goals, put your money in the highest interest rate bank with monthly bonus rates, flexible terms, and no locked-in periods.
Money Builder is a high-interest savings account open to individuals, sole proprietors, and corporations. You’ll receive a monthly and a quarterly bonus interest if no withdrawals are made in a certain period.
This account is perfect for those:
If you’re in the market for a savings account with reasonable opening & maintaining balance, higher interest rates (with bonuses tailored to your lifestyle), and no lock-in period, then Money Builder might just be the one for you.
Opening Balance | PHP 10,000 |
Maintaining Balance | PHP 10,000 |
Balance to Earn Interest | PHP 10,000 |
Base Interest Rate (p.a.) | 0.05% 0. (0675% effective March 1, 2022) |
Monthly Bonus Interest Rate (p.a.) |
0.07% |
Quarterly Bonus Interest Rate (p.a.) | 0.07% |
For Resident Citizen, Non-resident Citizen and Resident Alien | 1 primary valid ID or 2 secondary valid IDs Click here for the list of valid IDs |
For Non-resident Alien | Passport or Alien Certification of Registration (ACR) I – Card |
Get additional earnings with interest rates of up to 1%.
Open an account for
as low as P10,000.
Get your Everyday Card and SB Online Access on the same day you opened it!
Track your savings through any Security Bank branch, ATM, or Online Banking.
Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.
“My SB Money Builder lets me save up for my kid’s tuition without worrying about withdrawing cash every now and then.”
Sam G.“Security Bank’s online application saved me a ton of time! It only takes a few minutes—it’s easy and intuitive.”
Chris D.Anyone can open this high interest account as long as minimum requirements are met.
Yes.
Monthly Bonus – 0.10%
Quarterly Bonus – 0.10%
Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.
Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.
How long will it take to receive and activate an Everyday ATM Debit MasterCard?
The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening.
Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.
Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.
Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (02) 888-791-88. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.
Your card will expire 5 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.
This will follow the existing turnaround time:
Don’t know how to activate? Click here.
PRIMARY ID | SECONDARY ID |
ACR / ICR | Barangay Certification |
Digitized Persons with Disabilities (PWD) ID | City Health Card / Health Certificate Card |
Driver's License | Company ID - Shall be classified as Primary ID for Security Bank employees and subsidiaries |
GSIS e-Card | DSWD Certification |
Integrated Bar of the Philippines | GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)] |
Maritime Industry Authority (MARINA) ID | NBI Clearance |
NCDA ID | OFW ID |
Passport | OWWA ID |
Philippine Identification (PhilID) Card | Pag-IBIG Loyalty Card |
Postal ID (PVC Plastic Card) | Digitized/PVC PhilHealth Insurance Card ng Bayan (PHICB) |
PRC ID | Police Clearance |
School ID | Postal ID (Paper-based card) |
Senior Citizen Card | Seaman's Book |
Special Resident Retiree's Visa (SRRV) ID | Solo Parent ID |
SSS Card | Tax Identification Number (TIN) |
Unified Multi-Purpose ID | |
Voter's ID |
Additional identifications (IDs) or documents may be required by our branch based on the interview and the type of account to be opened. The Bank reserves the right to decline account opening request based on its evaluations.
Dormancy (starts on the 25th month) -per month | 350 |
Charge for Falling Below Min. Bal - per month | 300 |
Early Closure Fee (within 30 days) | 300 |
Card Replacement Fee | 150 |
Interbank Withdrawal Fee(BancNet/Megalink) | 10 |
For further inquiries, please call the Security Bank hotline at 887-9188.