Money Builder Savings Account
High-interest savings account with bonus rates and flexible placement terms!
What is Money Builder?
Money Builder is a high-interest savings account open to individuals, sole proprietors, and corporations. You’ll receive a monthly and a quarterly bonus interest if no withdrawals are made in a certain period.
This account is perfect for those:
- Who need a higher-yielding account but don’t want to be locked in
- Looking for a savings account with flexible terms
- Who want to start saving for their long term goals
If you’re in the market for a savings account with reasonable opening & maintaining balance, higher interest rates (with bonuses tailored to your lifestyle), and no lock-in period, then Money Builder might just be the one for you.
At a Glance
| Opening Balance | PHP 10,000 |
| Maintaining Balance | PHP 10,000 |
| Balance to Earn Interest | PHP 10,000 |
| Base Interest Rate (p.a.) | 0.10% |
| Monthly Bonus Interest Rate (p.a.) | 0.25% (effective August 1, 2020) |
| Quarterly Bonus Interest Rate (p.a.) | 0.15% (effective August 1, 2020) |
How does it work?
Requirements
ID/Documentary Requirements
| For Resident Citizen, Non-resident Citizen and Resident Alien | 1 primary valid ID or 2 secondary valid IDs Click here for the list of valid IDs |
| For Non-resident Alien | Passport or Alien Certification of Registration (ACR) I – Card |
How to open an Account
- Go to the Account Opening Online or Human Switch Kit.
- Accomplish the form by filling out all the required fields.
- Wait for confirmation text message.
- Go to the indicated branch and submit the required item.
Get the most out of your savings
Bonus interest rates
Get additional earnings with interest rates of up to 1%.
Low min balance
Open an account for
as low as P10,000.
Easy account opening
Get your Everyday Card and SB Online Access on the same day you opened it!
Easy account access
Track your savings through any Security Bank branch, ATM, or Online Banking.
Apply for an account today! Choose how you want to apply:
Make banking transactions more convenient with Online Banking
Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.
Hear from our clients
“My SB Money Builder lets me save up for my kid’s tuition without worrying about withdrawing cash every now and then.”
Sam G.“Security Bank’s online application saved me a ton of time! It only takes a few minutes—it’s easy and intuitive.”
Chris D.
Frequently Asked Questions
Who can open a Money Builder account?
Anyone can open this high interest account as long as minimum requirements are met.
Does it come with an Everyday ATM Debit MasterCard?
Yes.
Bonus Interest Rates:
Monthly Bonus – 0.25% (effective August 1, 2020)
- Account must have completed one calendar month
- Account must not have any withdrawal within a calendar month
Quarterly Bonus – 0.15% (effective August 1, 2020)
- Account must have completed one calendar quarter
- Account must not have any withdrawal within a calendar quarter
What is an Everyday ATM Debit MasterCard?
Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale and online purchases both locally and abroad.
What are the benefits of the Everyday ATM Debit MasterCard?
The Everyday ATM Debit MasterCard entitles you to the ff. benefits:
- Discounts and perks from partner merchants (www.securitybank.com/promos/)
- No annual fee
- Free renewal of the card upon expiry
- Free withdrawal from ANY Security Bank ATM
How do I avail discounts and perks from partner merchants?
Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.
How long will it take to receive and activate an Everyday ATM Debit MasterCard?
The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening.
Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.
Can I use my Everyday ATM Debit MasterCard in other banks’ ATMs?
Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however that certain withdrawal fees and charges apply.
What do I do if my Everyday ATM Debit MasterCard gets lost or stolen?
Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (02) 888-791-88. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.
When does my Everyday ATM Debit MasterCard expire? How can I renew it?
Your card will expire 3 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.
When can I activate my account in Digibanker and SBOL?
This will follow the existing turnaround time:
- Digibanker – 2 to 3 days upon enrollment
- Security Bank Online – Within 24 hours upon enrollment
Don’t know how to activate? Click here.
List of Valid IDs
| PRIMARY ID |
| Passport |
| Driver's License |
| PRC ID |
| Digitized Voter's ID |
| GSIS e-Card |
| SSS Card |
| Senior Citizen Card |
| Unified Multi-purpose ID |
| ACR / ICR |
| Integrated Bar of the Philippines |
| School ID |
| NCDA ID |
| Postal ID (PVC Plastic Card) |
Fees and Charges
Fees and Charges
| Dormancy (starts on the 25th month) -per month | 350 |
| Charge for Falling Below Min. Bal - per month | 300 |
| Early Closure Fee (within 90 days) | 200 |
| Card Replacement Fee | 150 |
| Interbank Withdrawal Fee(BancNet/Megalink) | 10 |
For further inquiries, please call the Security Bank hotline at 887-9188.
