eSecure Online Savings Account
Reward yourself with higher interest rates and customizable saving goals with low maintaining balance.
Overview
eSecure Savings (eSS) is a higher-earning savings account for existing Peso Casa clients that is designed to get you more from your savings:
- Get higher interest rates to grow your savings faster.
- Manage your accounts anywhere through Security Bank Online.
- Open up to 10 accounts and monitor progress for each of your savings goals.
| Maintaining Balance | PHP 500 |
| Balance to Earn Interest | PHP 5,000 |
Higher Interest Rates with eSecure Savings
| Tier | Interest Rates* (p.a.) |
| 5,000-49,999 |
0.065% (0.0675% effective March 1, 2022) |
| 50,000-99,999 | 0.065% (0.0675% effective March 1, 2022) |
| 100,000-999,999 |
0.0700% |
| 1M-4.999M |
0.0740% |
| 5M and UP |
0.0740% |
*for more than one withdrawal within a month, the interest rate of your eSecure Savings account will be at 0.0675%
Requirements for Opening an eSecure Online Savings Account
ID/Documentary Requirements
| For Resident Citizen, Non-resident Citizen, and Resident Alien | 1 primary valid ID or 2 secondary valid IDs. Click here for the list of valid IDs |
| For Non-resident Alien | Passport or Alien Certification of Registration (ACR) I – Card |
4 Steps to Open an Account through our Mobile App
- Log in to your Security Bank Online account.
- Go to Accounts and select eSecure Savings.
- Click open eSS account.
- Complete the online form and click submit.
Get the most out of your savings
Higher interest rate
Interest rates higher than a regular savings account.
Scheduled transactions
Schedule recurring payments and deposits.
Set saving goals
Open up to 10 online savings accounts.
Completely online
Conveniently manage your account online.
Ready to grow your savings faster? Open up to 10 accounts with us for as low as ₱500 only.
Make banking transactions more convenient with Online Banking
Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.
Hear from our clients
“eSS lets me keep track of my saving goals without the need for a money saving app. It’s simple, convenient and rewarding!”
Riley D.“It’s one of those features that set Security Bank from other local banks. It demonstrates their commitment to seamless online banking.”
Sean L.
Frequently Asked Questions
What happens if my deposit balance falls below the minimum requirement?
If your deposit balance falls below the minimum requirement for two (2) consecutive months , you will have to pay a service charge of P300 per month.
Who can open an eSecure Savings account?
Anyone with an existing Security Bank Easy or All Access account are allowed to open this high interest yielding account.
Can I make an over-the-counter deposit or withdrawal?
No, you may only deposit or withdraw your funds to your eSecure Savings account by means of Fund transfer using your SBOL account.
Will I get charged any fees for paying bills through my eSecure Savings account?
Payments can be done through the eSecure Savings account without penalty as such transactions are not considered as withdrawals.
Will paying bills through my eSecure Savings account affect my interest rates?
Payments can be done through the eSecure Savings account without penalty as such transactions are not considered as withdrawals.
Will I get charged any fees for closing an account?
Fees won’t be charged once you decide to close your eSecure Savings account.
Can I transfer funds to third-party accounts?
Transfers to third-party or non-enrolled accounts in Security Bank Online are not allowed.
What will happen to my balance once I close my account?
The remaining balance shall be moved back to your mother/source account.
What happens if I withdraw more than once per month?
The interest rate will go down to 0.10% for the current month and will return to the original rate the following month.
Table of Fees and Charges
| Dormancy (starts on the 61st month) – per month | 30 |
| Charge for Fall Below maintaining balance – per month | 300 |
| OTC Deposit Fee | 100 |
For further inquiries, please call the Security Bank hotline at 8-887-9188.
List of Valid IDs
| PRIMARY ID | SECONDARY ID |
| ACR / ICR | Barangay Certification |
| Digitized Persons with Disabilities (PWD) ID | City Health Card / Health Certificate Card |
| Driver's License | Company ID - Shall be classified as Primary ID for Security Bank employees and subsidiaries |
| GSIS e-Card | DSWD Certification |
| Integrated Bar of the Philippines | GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)] |
| Maritime Industry Authority (MARINA) ID | NBI Clearance |
| NCDA ID | OFW ID |
| Passport | OWWA ID |
| Philippine Identification (PhilID) Card | Pag-IBIG Loyalty Card |
| Postal ID (PVC Plastic Card) | Digitized/PVC PhilHealth Insurance Card ng Bayan (PHICB) |
| PRC ID | Police Clearance |
| School ID | Postal ID (Paper-based card) |
| Senior Citizen Card | Seaman's Book |
| Special Resident Retiree's Visa (SRRV) ID | Solo Parent ID |
| SSS Card | Tax Identification Number (TIN) |
| Unified Multi-Purpose ID | |
| Voter's ID |
Additional identifications (IDs) or documents may be required by our branch based on the interview and the type of account to be opened. The Bank reserves the right to decline account opening request based on its evaluations.