Any existing customer of Security Bank OR a Security Bank Employee without NTB acquisition as part of their KRA.

The referral is given 30 days to fully fund their account. The basis for the reward will be what was funded within this period.

As many times as you want!

Gold Circle
As the referrer, you can receive PHP5,000 for every successful referral you make.

Wealth
As the referrer, you can receive up to PHP115,000 for every successful referral you make.

The more successful referrals you have, the higher your reward! Only referrals submitted via the online form in this website will be considered for the promo.

Gold Circle
Qualified referrals can receive PHP5,000 under the Gold Welcome Rewards promo and an additional PHP35,000 under the Gold Circle CASA Kicker promo if they meet the PHP3 million tier requirement.

Wealth
Qualified referrals can receive PHP115,000 under the Wealth Welcome Rewards promo and an additional PHP650,000 under the Wealth CASA Kicker promo if they meet the PHP50 million tier requirement.

The Referrer, for every successful Referral conversion, and the Referral successfully converted into NTB Security Bank Gold Circle client, shall both receive the rewards in two (2) scheduled tranches with corresponding amount and milestone as follows: 

For the additional cash incentive, the Cash Rewards is released in three (3) scheduled tranches with corresponding required customer (Referral) milestones:  

No, only new Security Bank retail customers are considered as eligible referrals. 

Yes, you need to be at least 18 years old to refer or be a referral as this is the minimum age to be a primary CASA account holder.

The rewards shown are net of tax as SBC shoulders the expanded withholding tax of the customer.

1. Overview: The Security Bank Gold Circle Welcome Rewards Promo (“GCWR Promo”) is open only to clients of Security Bank Corporation (“Security Bank”) who qualify under the criteria outlined below and are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations, and policies from participating in and/or qualifying for the Gold Circle Welcome Gift Program.

2. Promo Period: The Promo shall run from February 1 to March 31, 2026, and extended until April 15, 2026.

3. Eligibility Requirements: The Referrer/s and the Referral/s of this Program are subject to the following

   eligibility requirements:

   a) The Referrer:

   i) Must be one of the following:

   (1) an Existing to Bank (“ETB”) customer of Security Bank OR

   (2) a Security Bank Employee without NTB acquisition part of their KRA. Specifically, the following are excluded from participating: Region Head, Area Head, Business Manager, Branch Channel Manager, Customer Advisor, Sales Associate, Sales Officer, and Branch Relationship Officer

   ii) Should obtain the written consent of his/her Referrals to disclose and share the Referral/s’s personal information such as name, phone and mobile number, email address, and other contact information to Security Bank.

   iii) Once a person has been referred under this Promo, neither the Referrer nor the Referral may refer each other for purposes of this Promo.

   b) The Referral:

   i. Must be a New to Bank (“NTB”) Security Bank CASA Account Holder who enrolls to Gold Circle and maintains the required Total Relationship Balance1 or “TRB” or its equivalent for third currency products.

   NTB customers are defined as customers who open their first Checking Account and Savings Account (CASA) within the Promo Period. He/She must not have a CASA up to 12 months prior to the start of the campaign. He/She must be the primary account owner of the newly opened account to qualify.

   NOTE: For Foreign Currency Accounts, Foreign Denomination will be converted into Philippine Peso (PHP) using foreign currency conversion rate of the first banking day of the succeeding month. (i.e. For placements made from January 1 to 31, 2026, foreign currency conversion rate by February 2, 2026 shall be applied).

   ii. Must be the Primary Account holder of the newly opened account

   iii.  Must have a Tax Identification Number (TIN) issued by the Bureau of Internal Revenue (BIR). If the Referral is a Resident Alien (RA) or Non-Resident Alien (NRA), the Referral must submit a one-time TIN provided by the BIR to participate in this promo for withholding tax purposes.

4. Participation: A Referrer and/or Referral may participate in this promo given the following requirements are met:
   a) Referrer

   i) Submits their information through the online Referral form within the promo period – such as Full Names of the Referrer and the Referral, Contact Information of the Referrer and the Referral, Referrer’s TIN Number (for withholding tax purposes), Declaration and Data Privacy Consent, and other pertinent information deemed necessary by Security Bank

   b) Referral or NTB Client

   i) He/She opens his/her first account with Security Bank during the promo period.

   ii) He/She enrolls to the Gold Circle Program within thirty (30) days of account opening during the promo period by accomplishing the opt-in form either online or through any Security Bank branch.

   iii) He/she deposits fresh funds2 of at least PHP500,000 within their month of account opening. The funds can be deposited in any account owned as a primary account holder and included in the computation of TRB.

   iv) The basis for the reward shall be whatever the client has funded within the 30-day funding period. Reward will not scale up even if funding increases.

5. Qualification: The Referrer and the Referral/New-To-Bank (“NTB”) shall be qualified to receive rewards if the following requirements are met:

   a) Referrer:

   i) He/she submits a referral form through the official promo webpage

   ii) His/her referral meets all Referral requirements

   iii) Referrers must refer a Referral within thirty (30) days of the Referrals Account opening date

   b) Referral/New-To-Bank:

   i) He/she opens his/her first account with Security bank during the promo period

   ii) He/she successfully upgrades to Gold Circle up to 30 days from account opening within the promo period

   iii) He/she meets the Gold Circle minimum TRB requirement of PHP500,000 as the primary account holder at the time of awarding the Cash Rewards.

   iv) He/she deposits fresh funds to his account owned as the primary account holder within thirty (30) days (“Funding Period”).

   v) shall maintain their funds for the next twelve (12) calendar months (“Monitoring Period”).

6. Rewards: The Referrer (for every successful referral conversion) and the Referral successfully converted into NTB Security Bank Gold Circle member, shall both be entitled to receive cash rewards depending on their reward tier which shall be credited to their respective active primary PHP Checking or Savings Account (CASA) with Security Bank Respectively

   Total Relationship Balance in Fresh Funds Rewards Tier	NTB Rewards	Referrer Rewards
   Php 500,000 – Php 999,999	–	PHP3,000
   Php 1,000,000 – Php 2,999,999	–	PHP4,000
   Php 3,000,000 – and above	Php 5,000	PHP5,000

   • For NTBs with no referrer, the client will still receive the listed cash incentive should mechanics be met.

   • Rewards Tier shall be based on Total Fresh funds for up to 30 days after their onboarding or date of account opening.

7. Release of Rewards: The Referrer, for every successful Referral conversion, and the Referral successfully converted into NTB Security Bank Gold Circle client, shall both receive the rewards in two (2) scheduled tranches with corresponding amount and milestone as follows:
   

   Tranche	Referrer Rewards	Referral Rewards	Milestone	Schedule
   1st tranche	30% of Tiered Rewards	30% of Tiered Rewards	a. Opens their first account b. Upgrades to Gold Circle Membership within 30 days of Account opening c. Deposits fresh funds within 30 days of Account opening. d. Maintains Fresh Funds for at least 1 Month.	On the 2nd month from the date of onboarding or account opening
   2nd tranche	70% of Tiered Rewards	70% of Tiered Rewards	Maintains Fresh Funds of more than or equal to their reward tier in their First CASA Account for up to 12 consecutive months	On the 14th month from the date of the onboarding or account opening

   a. To be eligible for the disbursement of the 2nd tranche, the 1st tranche milestone must be achieved.
   b. Rewards are non-transferrable.
   c. Rewards are not convertible to rewards points or to any other form of reward.
   d. Crediting shall be done on a client level in which he/she is the primary account holder of a PHP Checking or Savings Account (CASA) with Security Bank.
   e. No cash credits are allowed to be awarded to a bank account where the client is a secondary account holder.
   f. Customer must maintain their Gold Circle membership for the duration of the campaign until the last awarding date. Withdrawal from Gold Circle will disqualify customer from receiving further rewards.

8. To illustrate:
   

   Timeline	Month (for illustration)	Referrer Rewards	Referral/NTB Rewards	Awarding Schedule
   Month 0	Feb-26	Referall/NTB opens their first CASA Account and Upgrades to Gold Circle
   			Deposit fresh funds to meet a minimum of PHP500,000 in total Fresh Funds TRB.
   Month 1	Mar-26		First Mainitaining Period.
   Month 2	Apr-26	Awarding of 1st Tranche
   Month 3	May-26		Second Maintaining Period
   Month 4	Jun-26
   Month 5	Jul-26
   Month 6	Aug-26
   Month 7	Sep-26
   Month 8	Oct-26
   Month 9	Nov-26
   Month 10	Dec-26
   Month 11	Jan-27
   Month 12	Feb-27
   Month 13	Mar-27	Qualification of 2nd Tranche
   Month 14	Apr-27	2nd Tranche		2nd Tranche

9. Bank Policies: All participating products are subject to existing policies and procedures of Security Bank including but not limited to the following:
   a. All accounts opened during the Promo Period shall be subject to existing Know-Your-Customer (KYC)/account opening policies.

   b. Accounts closed within 30 days of the account opening shall be subject to corresponding early closurepenalty fees.

   c. All existing product eligibility criteria shall apply unless otherwise specified.

10. Cases: In cases of multiple registrations of a single Referral and submitted through different Referrers, the Referrer of the registration which was submitted first shall be recognized as valid and eligible to receive the Program reward.

11. Interactions: The Program is valid in conjunction with Gold Circle CASA Kicker.

12. Data Privacy: By participating in the Program, the Referrer and the Referrals/NTB expressly grant authorization for the transfer, disclosure, and communication of personal and account information to and from Security Bank, participating merchants, service providers, and pertinent third parties. This authorization is granted for the explicit purposes of marketing and promotion, as well as for verification, checking, validation, and fulfillment.

13. Force Majeure: In the event that Security Bank is prevented from awarding the cash credits or proceeding with the Program due to any unforeseeable event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), or any federal, state, or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or any other cause not reasonably within the control of Security Bank (each termed a “Force Majeure” event or occurrence), Security Bank reserves the right to modify, suspend, or terminate the Program.

14. Fraud: Any fraud, abuse, misrepresentation, or collusion by the Referrer with another individual, whether directly or indirectly, to amass Referrals with the aim of maximizing cash credits, or any unauthorized activities associated with the registration of Referral/s, the use of referral links, participation in the Program, or redemption of cash credits may result in the disqualification of the Referrer and/or the Referral from the program. Additionally, Security Bank reserves the right, at its discretion, to impose sanctions, including but not limited to, the suspension or cancellation of banking privileges, closure of accounts in Security Bank, or the forfeiture of cash credits. This action shall be taken without prejudice to any legal measures that Security Bank may pursue.

15. For inquiries and comments, please call our 24-Hour Customer Service hotline at (632) 8888-791-88 or email us at [email protected]. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

¹ Total Relationship Balance (TRB) is the consolidated balance of a client’s holdings in deposits and investments with Security Bank. It includes all Peso and US Dollar Term Deposit Products including Peso and US Dollar Time
Deposits, Special Premium Build Up Savings account, and Long-term Negotiable Certificate of Deposits (LTNCD), securities (primary issuance and secondary trading) booked or sold through Fixed Income Securities Division (“FISD”), Swap Investments booked or sold through FISD, UITF/Feeder Fund/DIMA/IMA bookings (primary issuance and secondary trading) booked or sold through Trust Division.
² Fresh funds refer to funds which are newly deposited to Security Bank or newly booked in an investment and exclude those funds which are transferred or withdrawn from one product type to another or a different product type, or from a Security Bank affiliate to Security Bank or from the name of an existing accountholder/s to the name of a different parties, regardless of any interruption in the period of the transaction/s.
³ Crediting of rewards shall be on a client level in which he/she is the primary Peso Savings or Current bank account accountholder. No cash credits are allowed to be awarded to a bank account where the client is a secondary bank account holder. There is a 2% Creditable Withholding Tax for Filipino Citizens and 20% Creditable Withholding Tax for Resident Aliens (RA) and Non-Resident Aliens (NRA) under the Program cash credits rewards, which shall be shouldered by Security Bank

DTI Fair Trade Permit No. FTEB-246954 & 246942 Series of 2026.

1. Overview: The Security Bank Gold Circle CASA Kicker Rewards Promo (“Gold CK Rewards”) is an incentivized upgrade program for select customers of Security Bank Corporation (“Security Bank”) who join the Gold Circle within the promo period.

2. Promo Period: The Promo shall run from February 1 to March 31, 2026, and extended until April 15, 2026.

3. Eligibility: The Promo is open to New-To-CASA (“NTC”) customers who will enroll to become a Gold Circle member and maintain the required Total Relationship Balance1 or “TRB” of PHP500,000, or its equivalent for third currency products.

   NTC customers are defined as customers who open their first Checking Account and Savings Account (CASA within the Promo Period. He/She must not have an active CASA up to 12 months prior to the start of the campaign. He/She must be the primary account owner of the newly opened account to qualify.

   NOTE: For Foreign Currency Accounts, Foreign Denomination will be converted into Philippine Peso (PHP) using foreign currency conversion rate of the first banking day of the succeeding month. (i.e. For placements made from January 1 to 31, 2026, foreign currency conversion rate by February 2, 2026 shall be applied).

4. Participating Products: For purposes of the Promo, the participating CASA products are: GoalSetter, formerly eSecure Savings (eSS), Easy Savings, and All Access.

5. Participation: A customer may participate in the promo given the following requirements are met:

   a. He/She opens his/her first savings or checking account (CASA) with Security Bank during the promo period.

   b. He/She enrolls to the Gold Circle Program within thirty (30) days of account opening during the promo period by accomplishing the opt-in form either online or through any Security Bank branch.

   c. Client deposits fresh funds2 of at least PHP500,000 within thirty (30) days of account opening. The funds can be deposited in any retail savings or checking account owned as a primary account holder.

6. Mechanics: A customer will be qualified to receive Cash Rewards if all the following conditions are met:

   a. Customer opens their first savings or checking account (CASA) during the promo period.

   b. Customer successfully upgrades to Gold Circle up to 30 days from account opening within the promo period.

   c. Customer has a minimum Total Relationship Balance1 (TRB) of PHP500,000 as the primary account holder at the time of awarding the Cash Rewards.

   d. Customer deposits fresh funds of at least PHP500,000 to primary CASA within their month of account opening and maintains their balance for the next twelve (12) calendar months (“Monitoring Period”). Specifically:

   i. Reward tier shall be based on their Total Outstanding Balance for the month they opened their first CASA account.

   ii. The Total Outstanding Balance shall be computed across all retail CASA accounts with customer as the primary account holder.

   e. Customer shall maintain their funds for the next twelve (12) calendar months (“Monitoring Period”).

   f. Customer shall be awarded in tranches based on their achieved milestones. To illustrate:

   Timeline	Month (for illustration)	Milestone	Awarding Schedule
   Month 0	Feb-26	Open their first CASA account
   		Deposit fresh funds to meet a minimum of PHP500,000 in total Fresh Funds TRB.
   Month 1	Mar-26	First Mainitaining Period.
   Month 2	Apr-26		1st Tranche
   Month 3	May-26	Second Maintaining Period
   Month 4	Jun-26
   Month 5	Jul-26
   Month 6	Aug-26
   Month 7	Sep-26
   Month 8	Oct-26
   Month 9	Nov-26
   Month 10	Dec-26
   Month 11	Jan-27
   Month 12	Feb-27
   Month 13	Mar-27	Qualifies
   Month 14	Apr-27		2nd Tranche

7. Rewards: Qualified customers shall enjoy a reward up to Php 35,000 in Cash Credits to be awarded in Tranches based on the following Criteria:

   Tranche	Reward	Conditions
   1	30% of Tiered Rewards	a. Opens their first CASA Account b. Upgrades to Gold Circle Membership within 30 days of Account opening c. Deposits fresh funds of at least Php 500,000 within 30 days of Account opening to their first CASA Account d. Maintains Fresh Funds of at least Php 500,000 in their First CASA Account for up to 2 consecutive months
   2	70% of Tiered Rewards	Maintains Fresh Funds of more than or equal to their reward tier in their First CASA Account for up to 12 consecutive months

    

   Rewards
   Fresh Funds Deposited and Maintained	Tranche 1	Tranche 2	Total Incentive
   PHP500,000	1,500	3,500	5,000
   PHP1,000,000	3,300	7,700	11,000
   PHP3,000,000	10,500	24,500	35,000

   *Rewards Tier shall be based on Total Outstanding Balance for the month they opened their first CASA account.
   **Total Rewards starting at PHP 10,000 are net of tax.

   a. Only fresh funds placed in deposit accounts where the client is the primary account holder will be considered in determining the reward.

   b. Customer must achieve the previous tranche to be eligible for the succeeding tranches.

   c. Qualified customers will only be credited once for each tranche.

   d. Qualified customers shall receive a confirmation advisory after the crediting of the reward.

   e. Qualified customers must have an active Peso-denominated CASA account as the principal account holder for crediting of the cash reward.

   f. Customer’s information with the bank must be complete and up-to-date to receive their cash reward.

   g. Customer must maintain their Gold Circle membership for the duration of the campaign until the last awarding date. Withdrawal from Gold Circle will disqualify customer from receiving further rewards.

8. Awarding Schedule: The Cash Rewards is released in three (3) scheduled tranches with corresponding required customer milestones:

   Opens Account and Upgrades to Gold Circle	Deposit to Qualified CASA from	Monitoring Period	Award Tranche	Awarding
   		Maintains their balance from		Date
   Feb 2026	Feb 1, 2026 – Feb 28, 2026	Mar 1 – Mar 31, 2026	1st Tranche	On or before Apr 30, 2026
   		Apr 1 to Mar 1, 2027	2nd Tranche	On or before Apr 30, 2027
   Mar 2026	March 1, 2026 – March 31, 2026	Apr 1 to May 31, 2026	3rd Tranche	On or before May 31, 2026
   		Jun 1 to Apr 1, 2027	4th Tranche	On or before May 31, 2027

9. The Promo is in conjunction with 2026 Gold Circle Welcome Gift.

10. The Gold Circle Welcome Gift is non-transferable and not convertible to any other form of reward.

11. All participating products are subject to existing policies and procedures of Security Bank including, but not limited to the following:

    a. All accounts opened during the promo period will be subject to existing Know Your Customer (“KYC”)/account opening policies.

    b. Accounts closed within 30 days of the account opening will be subject to corresponding early closure penalty fees.

    c. All existing product eligibility criteria shall apply unless otherwise specified.

12. Data Privacy: By participating in the Gold Circle Welcome Gift campaign, the client expressly grants authorization for the transfer, disclosure, and communication of personal and account information to and from Security Bank, participating merchants, service providers, and pertinent third parties. This authorization is granted for the explicit purposes of marketing and promotion, as well as for verification, checking, validation, and fulfillment in relation to this campaign.

13. Force Majeure: In the event that Security Bank is prevented from awarding the cash credits or proceeding with the Promo due to any unforeseeable event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), or any federal, state, or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or any other cause not reasonably within the control of Security Bank (each termed a “Force Majeure” event or occurrence), Security Bank reserves the right to modify, suspend, or terminate the Promo.

14. Fraud: Any fraud, abuse, misrepresentation, or collusion by the customer with another individual, whether directly or indirectly, or any unauthorized activities associated with the registration, the useof referral links, participation in the Promo, or redemption of cash credits may result in the disqualification of the customer from the Promo. Additionally, Security Bank reserves the right, at its discretion, to impose sanctions, including but not limited to, the suspension or cancellation of banking privileges, closure of accounts in Security Bank, or the forfeiture of cash credits. This action shall be taken without prejudice to any legal measures that Security Bank may pursue.

15. In case of dispute with respect to client’s eligibility, coverage of dates, fulfilment, etc., Security Bank’s decision shall prevail. All questions or disputes regarding client’s eligibility for the Program shall be resolved by Security Bank.

16. For inquiries and comments, please call our 24-Hour Customer Service hotline at (632) 8888-791-88 or email us at [email protected]. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

    ¹ Total Relationship Balance (“TRB”) is the combined balance across the customer’ accounts and investments with Security Bank, including the Average Daily Balance (ADB) of Checking and/or Savings
    accounts, Outstanding balance of Time Deposits and Long Term Negotiated Certificate of Deposit (“LTNCD”), Principal amount of Trust Investments, Acquisition value of Derivative Products, Fixed Income Securities Distribution (“FISD”) Products, and SB Equities investments, and the Annual Premium Equivalents of FWD Insurance Products.
    ² Fresh funds refer to funds which are newly deposited to Security Bank or newly booked in an investment and exclude those funds which are transferred or withdrawn from one product type to another or a different product type, or from a Security Bank affiliate to Security Bank or from the name of an existing accountholder/s to the name of a different parties, regardless of any interruption in the period of the transaction/s.