Job Description

About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney’s most prestigious industry awards in 2021—Best Bank in the Philippines.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As an Underwriter Staff, you are responsible for evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit or lending money. You are also responsible to recommends for approval or approves qualified loan applications.

How you’ll contribute

• Adheres to the bank policies/procedures/standards, the bank’s organizational thrusts, and top management’s/ExCom/BOD directives in the performance of assigned tasks.
• Executes the Credit Operations Manual based on the assigned loan product
• Review credit profile, recommends or issue credit approvals, identify credit risk, and establish mitigants of assigned loan products such as Credit Cards (CC), Auto Loans (AL), Home Loans (HL), and Small Business Loans (SBL).
• Perform underwriting and loan approvals based on approved credit authority.
• Assist Team Leader on credit items, non-credit related items/special assignments, as the need arises.

What we’re looking for

• Bachelor’s degree in the field of Business Management, Accountancy, or any related course.
• Preferably with two (2) years of relevant experience
• With underwriting skills and analytical skills
• Good oral and written communication skills
• Can perform tasks with less supervision

Fresh Graduates are welcome to apply!