Job Description

About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney’s most prestigious industry awards in 2021—Best Bank in the Philippines.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As an Operations Specialist, you will handle the implementation of Consumer Loan transactions, which includes timely and accurate processing and delivery of loan releases, payments, and after-sales services in accordance with the approved terms and conditions, bank policies, procedures, accepted accounting principles, regulations of Bangko Sentral and other government agencies.

How you’ll contribute

• Maintains and affirms that both general and subsidiary ledgers are matched thru proper review, balancing, and monitoring in coordination with sales, branches, MIS, and FINCON to ensure that daily transactions are properly accounted for and prevent audit exceptions.
• Ensures that Promissory notes/Disclosure Statement (PNDS) and other vital documents are prepared, notarized, and transmitted to Custodian and concerned Units within the agreed turn-around-time (TAT) to comply with the agreed SLA.
• Ensures that repricing schedules are religiously being monitored and prepared accurately and are being sent to concerned units within prescribed TAT to comply with the agreed SLA.
• Handles processing of consumer loan products based on approved instructions, procedures, and guidelines to book, release proceeds, post payments, and do necessary reconciliation and account of loans within prescribed TAT.
• Maintains timely rediscounting of loans with BSP By ensuring all necessary documents are properly prepared, endorsed, and applied to BSP rediscounting facility, and concerning lending, units are advised accordingly once approved.

What we’re looking for

• Bachelor’s Degree in Business Administration, Commerce, Finance or Banking, or any related field
• Knowledgeable in lending products and operations
• Must have a good analytical ability, proactive, and possesses a continuous improvement mindset

Fresh graduates are welcome to apply!