Job Description

About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As a Loan Operations Officer, you will be in-charge of monitoring the bank’s loan exposure limits, maintenance of databases relevant to reports and preparation/submission of internal/external reports on bank wide credit risk exposures. The monitoring/reporting would be for the regulatory compliance and for the top management to use these for the decision making and strategic planning.

How you’ll contribute

• Prepares regulatory and top management reports (CREDEX-Form 6, MSME & LCR by consolidating/tagging the customer, collateral and loan information to comply with the BSP requirements and provide the top management report analytics.
• Prepares credit exposures classified by industry, book type, security and regulatory limits (i.e. Single Borrowers Limit (SBL), DOSRI and group) by Gathering/consolidating all the necessary info to come up with the reports on a daily/monthly/ quarterly basis to ensure that the bank exposures are still within the limits set by the BSP and top management.
• Reviews confirmation of balances by gathering/consolidating the loan exposures from different source/booking units to comply to the requirements of external auditors.
• Reviews release of collaterals by checking the status of individual or group’s exposures to ensure that the account has no other past due exposures before releasing the lien.
• Reviews Deposits maintained checking the completeness of loan transactions secured by deposits/placements to comply to the CAR requirements of BSP.
• Reviews Customer and collateral data mining Gathering of info from appraisal reports, database from source units and Credit Proposals (CP) -as these will be used in the preparation of various internal /external reports.

 

What we’re looking for

• Bachelor’s Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking
• At least 1-2 years experience in Accounting/Audit/Tax Services, Banking, Leasing/Financing Institutions
• Knowledge on bank products and/or processes
• With MS Office skills, good written, oral and analytical skills
• Keen attention to details