Job Description

About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years, including Philippines’ Top Employer, named by Statista , and Best Bank for Diversity and Inclusion, awarded by Asiamoney.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300+ branches nationwide, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

 

 

The Role

As a Business Underwriter, you will be responsible for the evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit/loan.

How you’ll contribute

• Perform thorough underwriting application assessment approvals by endorsing qualified applications approving qualified borrowers
• Review credit profile and related information of borrowers, identify credit risk and establish mitigants of assigned loan products.
• Pro actively Executes the Credit Policy Manual/guidelines applying the assigned loan product with prudence and sensibility
• Strong Adherence and compliance to the Bank’s internal and external, policies/procedures/standards, b. Bank’s organizational thrusts, top management’s/ExCom/BOD directives in the performance of assigned tasks compliant with internal and external audit

What we’re looking for

• Graduate of Bachelor’s Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking or any field of study
• Must have at least 3 years of relevant work experience doing credit evaluation for consumer products
• With knowledge of credit policies and procedures, and risk management.
• Should have a background in credit analysis
• Equipped with effective written and oral communication.
• Able to communicate effectively with internal customers (stakeholders).
• Analytical, proactive, and detail-oriented.