Introducing Security Bank’s Business+ Bonus MAX Rewards — now enhanced to let you earn bigger rewards, choose flexible reward options, and enjoy a simpler opt-in experience.
Earn bonus rewards just by depositing fresh funds. Rewards are credited 1 month after quarter-end, and you can choose the reward option that suits your business needs:
Bonus Rewards via Pluxee eGC (Tax-Free)
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Higher reward value (PHP50k max.)
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Flexible use (download Pluxee PH)
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Ideal for those who want to maximize rewards or use for giveaway
Bonus Rewards viaCredit to Account (Cash)
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Fixed cash rewards (PHP35k max.)
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Automatically credited to your account
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Ideal for operational expenses
Bigger deposits = Bigger rewards
Promo Description
Open an account or grow your existing funds with us through depositing FRESH FUNDS*, and watch your FRESH FUNDS earn BONUS MAX REWARDS POINTS up to a maximum of PHP50,000 monthly (for Pluxee GC) or up to PHP35,000 monthly (for fixed Cash Rewards)!
This promo is exclusively for Business Banking customers.
| Tier | Required Fresh Funds Deposit | Monthly Earned Rewards Points (quarterly crediting) | Fixed Monthly Earned Cash Reward (quarterly crediting) |
| 0 | < PHP1M | No rewards points | No rewards points |
| 1 | PHP1M to < PHP2.5M | ~PHP500 – PHP1,300 (equivalent to 0.65% p.a. bonus rewards) | PHP1,000 |
| 2 | PHP2.5M to < PHP5M | ~PHP1,300 – PHP3,500 (equivalent to 0.90% p.a. bonus rewards) | PHP2,000 |
| 3 | PHP5M to < PHP7M | ~PHP4,500 – PHP6,500 (equivalent to 1.15% p.a. bonus rewards) | PHP5,000 |
| 4 | PHP7M to < PHP15M | ~PHP8,000 – PHP17,500 (equivalent to 1.4% p.a. bonus rewards) | PHP10,000 |
| 5 | PHP15M to < PHP25M | ~PHP20,500 – PHP34,000 (equivalent to 1.65% p.a. bonus rewards) | PHP20,000 |
| 6 | PHP25M and up | ~PHP39,500 – max PHP50,000 (equivalent to 1.90% p.a. bonus rewards) | PHP35,000 |
1. Period. The promo shall run from January 1 to November 30, 2026.
Phase 1: Jan to Jun 2026
Phase 2: Jul to Nov 2026 (auto-enrollment if client consents)
2. Product. Low-cost Peso Checking and Savings Account (PHP CASA) including BusinessPlus Account
3. Promo. 2026 Business+ Bonus MAX Rewards
The 2026 Business+ Bonus MAX Rewards (“Promo”) rewards Business Banking Segment (BBS) Clients who increase their Low-cost Peso Checking and Savings Account (PHP CASA) deposits including BusinessPlus Account through fresh funds and maintain higher Average Daily Balances (ADB) during the campaign period. Clients may only choose one (1) reward mode:
a. Bonus Rewards via Pluxee eGC (tax-free); or
b. Bonus Rewards via Credit to Account (fixed rewards) (net of applicable taxes).
4. Fresh Funds Definition.
Considered Fresh Funds (from OTHER BANKS only):
a. Cash deposits
b. Check deposits
c. Manager’s Check or Demand drafts
d. Local and international fund transfers
Not considered fresh funds:
a. Participation in other deposit promos with interest or reward mechanics (Premium Interest Rates, Better
Rewards etc.)
b. Internal transfers within Security Bank
c. Personal-to-business account transfers
d. Business-to-business transfers
e. Investment-to-business accounts
f. Hold-out, encumbered, committed balances or any special conditions
g. Loan proceeds
5. Baseline:
Existing Clients:
• Phase 1 Baseline = YTD ADB as of Dec 31, 2025
• Phase 2 Baseline = YTD ADB as of Jun 30, 2026
• Must increase YTD ADB to qualify (MTD ADB increase determines reward tier)
New Clients:
• Baseline = MTD ADB of month before onboarding
How to join?
It only takes a few easy steps to join Security Bank’s Business+ Bonus MAX Rewards promo:
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Click the “Join now” button to register your interest.
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Once you submit the online form, you will be given access to download the Terms and Conditions.
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Download the Terms and Conditions and fill-out the opt-in form. Make sure you select only one reward mode (choose either Pluxee eGC or Credit to Account) and check auto-enrollment to automatically enroll you to Phase 2 (July-Nov 2026).
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At the end of the form, write your BusinessPlus account details and affix your signature.
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Submit a hardcopy of the signed Terms and Conditions at your nearest branch to start earning bonus MAX rewards points!
No BusinessPlus Account yet? Apply today!
Apply nowFAQs
Can a I choose both Pluxee eGC and Credit to Account?
No. You must choose only one (1) reward mode.
Is Pluxee eGC taxable?
No. Pluxee eGC is tax-free. Credit to Account is taxable, but Security Bank shoulders the 2% WHT.
When are rewards credited?
Within 30 banking days after each quarter ends.
How will I receive Pluxee rewards?
Download Pluxee PH app and Register using the same mobile number & email on bank records
What happens if the account is closed mid-promo?
Rewards will be forfeited if the account is closed before reward crediting.
Am I automatically enrolled in Phase 2?
Yes, if you tick “Yes” on the opt-in form. No re-signing needed for Phase 2.
Can I opt out after joining?
You may opt out, but pending rewards will be forfeited.
How are fresh funds measured?
Based on ADB increase vs baseline:
- Existing clients: YTD ADB vs Dec 31, 2025 (Phase 1); vs Jun 30, 2026 (Phase 2)
- New clients: Baseline is the month prior to onboarding
Is there a cap on Pluxee rewards?
Yes. PHP150,000 per customer per quarter (PHP50,000/month for Tier 6).
Fine print
Terms and conditions
BUSINESS BANKING SEGMENT (BBS) BUSINESSPLUS BONUS REWARDS MECHANICS AND TERMS AND CONDITIONS
1. Promo Overview: The 2026 Business+ Bonus MAX Rewards (“Promo”) rewards Business Banking Segment (BBS) Clients who increase their Low-cost Peso Checking and Savings Account (PHP CASA) deposits including BusinessPlus Account through fresh funds and maintain higher Average Daily Balances (ADB) during the campaign period. Clients may only choose one (1) reward mode:
a. Bonus Rewards via Pluxee eGC (tax-free); or
b. Bonus Rewards via Credit to Account (fixed rewards) (net of applicable taxes).
2. Promo Period & Baseline and Fresh Funds Mechanics. The promo runs from January to November 2026. Rewards are based on the increase in YTD and MTD ADB based on below Phases:
a. Existing Customers (opened on or before December 31, 2025):
• Phase 1 run: January to June 2026
Baseline and Fresh Funds Mechanics: The baseline Average Daily Balance (ADB) shall be the participant’s Year-to-Date (YTD) ADB as of December 31, 2025. Participants must demonstrate an increase in YTD ADB versus the baseline to qualify. Failure to meet this requirement results in non-qualification, regardless of Month-to-Date (MTD) ADB movements. Upon qualification, MTD ADB increase during the promo period shall determine eligible fresh funds and corresponding bonus rewards.
• Phase 2 run: July to November 2026
Baseline and Fresh Funds Mechanics: The baseline Average Daily Balance (ADB) shall be the participant’s Year-to-Date (YTD) ADB as of June 30, 2026. Participants must demonstrate an increase in YTD ADB versus the baseline to qualify. Failure to meet this requirement results in non-qualification, regardless of Month-to-Date (MTD) ADB movements. Upon qualification, MTD ADB increase during the promo period shall determine eligible fresh funds and corresponding bonus rewards.
b. New Customers (opened after January 1, 2026):
• January 1 – November 30, 2026
The baseline ADB shall be the MTD ADB of the month immediately preceding on-boarding (or 1 month before the on-boarding month), with fresh funds required in addition to such baseline (e.g., a customer on-boarded in March 2026 shall have a February 2026 baseline; a customer on-boarded in August 2026 shall have a July 2026 baseline).
Example:
On-boarded in March 2026 -> Baseline ADB = February 2025
On-boarded in August 2026 -> Baseline ADB = July 2026
Customers may inquire about their indicative Bonus Rewards through their Branch of Account every 30th of the month. Final rewards will be confirmed at quarter-end.
3. Qualified Product. Low-cost Peso Checking and Savings Account (PHP CASA) including BusinessPlus Account
4. Eligibility & Enrollment.
a. Eligible Clients
• All BBS Existing-to-Bank (ETB) and New-to-Bank (NTB) clients with qualified PHP CASA products.
b. Not Eligible
• Non-BBS clients
• BBS clients migrated to other segments
• Closed, dormant, or restricted accounts
5. Automatic Enrollment for Phase 2 and Opting Out.
a. Clients who opt in during Phase 1 and consented “Yes” are automatically enrolled in Phase 2. No additional opt-in or signature is required for Phase 2.
b. The Client understands that opting out mid-promo will result in forfeiture of any pending rewards.
6. Redemption Channels.
Via Pluxee eGC:
a. Corporate Expenses – food, appliances, gift certificates, etc.
b. Employee Fringe Benefits – meals, medical, clothing, grocery, skincare, etc.
c. Incentives – for sales channels, dealers, brand ambassadors, etc.
d. Corporate Giveaways – holiday treats, raffle prizes, VIP tokens.
Note: View full merchant list here: https://merchantlocator.pluxee.ph/merchant
Via Credit to Account:
a. The Client must nominate the account number of the Low-cost CASA where the fixed cash reward will be credited to.
7. Fresh Funds Definition.
Considered Fresh Funds (from OTHER BANKS only):
a. Cash deposits
b. Check deposits
c. Manager’s Check or Demand drafts
d. Local and international fund transfers
Not considered fresh funds:
a. Participation in other deposit promos with interest or reward mechanics (Premium Interest Rates, Better Rewards etc.)
b. Internal transfers within Security Bank
c. Personal-to-business account transfers
d. Business-to-business transfers
e. Investment-to-business accounts
f. Hold-out, encumbered, committed balances or any special conditions
g. Loan proceeds
To be eligible for the reward, the BusinessPlus account must remain open and active until the end of the promo period or until the reward has been credited, whichever comes later. Closure of the account prior to reward fulfillment will result in forfeiture of the Bonus Rewards.
8. Reward Mode Selection. Customer to only choose one (1):
a. Bonus Rewards via Pluxee eGC (Bonus Rewards is via electronic gift certificate) (Tax-free)
Best if: You want maximum reward value and flexibility in using eGCs.
Note: Maximum Net Bonus Rewards via Pluxee eGC per customer per quarter is P150,000 or P50,000 per month (for Tier 6).
b. Bonus Rewards via Credit to Account (Fixed Cash Reward) (Bonus Rewards is via credit to account) (Taxable; SBC covers 2% WHT)
Best if: You prefer immediate cash for operations or expenses.
| Tier | Required Fresh Funds Deposit | Via Pluxee eGC | Via Credit to Account |
| 0 | < P1M | No rewards points | No rewards points |
| 1 | P1M to < P2.5M | ~P500 – P1,300 (equivalent to 0.65% p.a. bonus rewards) | P1,000 |
| 2 | P2.5M to < P5M | ~P1,300 – P3,500 (equivalent to 0.90% p.a. bonus rewards) | P2,000 |
| 3 | P5M to < P7M | ~P4,500 – P6,500 (equivalent to 1.15% p.a. bonus rewards) | P5,000 |
| 4 | P7M to < P15M | ~P8,000 – P17,500 (equivalent to 1.4% p.a. bonus rewards) | P10,000 |
| 5 | P15M to < P25M | P20,500 – P34,000 (equivalent to 1.65% p.a. bonus rewards) | P20,000 |
| 6 | P25M and up | P39,500 – P50,000 (equivalent to 1.90% p.a. bonus rewards) | P35,000 |
9. Rewards Crediting.
a. Via Pluxee eGC: Bonus Rewards will be credited to the customer’s Pluxee PH account and via Credit to Account: Bonus Rewards will be credited to the Nominated BusinessPlus Account within 30 banking days after the quarter ends.
b. If crediting date falls on a weekend/holiday, rewards will be credited on the next banking day.
c. If via Pluxee eGC, to receive rewards, the customer must:
i. Download the Pluxee PH app (App Store/Google Play)
ii. Register using the same mobile number and email address registered with the Bank
d. If via Credit to account, no actions needed.
10. Rewards Stacking: Rewards may be accumulated or redeemed any time within the validity period.
11. Rewards Stacking (via Pluxee eGC): Rewards may be accumulated or redeemed any time within the validity period.
12. Taxation. Via Pluxee eGC is non-taxable and via Credit to Account is net of taxes (the 2% tax shall be shouldered by Security Bank).
13. General. Clients participating in this Promo have the responsibility to review the terms and conditions governing the Promo, other opening and maintenance of accounts, including those on Data Privacy, as well as other terms and conditions governing deposit products, services, and/or facilities, and acknowledge that the terms and conditions may be amended from time to time.
14. Complaints Reporting. The Bank shall be notified in writing of questions/ errors related to the BBS BusinessPlus Bonus Rewards Promo (i.e. Bonus Rewards computation, crediting of bonus rewards etc.) within thirty (30) banking days after quarter-end. If no questions/ errors reported within the said period, the Pluxee GC crediting shall be considered final and correct and shall be binding upon the qualified customer.
All queries regarding this promo shall be directed to BBS Customer Care Hotline at +632 8887–9188 or 1-800-1-888-1250 (Toll Free for PLDT landline); Press # 6 for Business Banking or contact us at [email protected].
Security Bank Corporation is a regulated entity by the Bangko Sentral ng Pilipinas (BSP). In case you are not satisfied with how your concern was addressed, please feel free to refer the matter to Financial Consumer Protection Department of BSP through [email protected] or (+632) 8708 7087.