Financial Blog

Saving money–a phrase that oh so often elicits mixed reactions from those who read and say it. Some rejoice at the thought of their well-managed funds, while some cringe at the idea of putting away their hard-earned money for an indefinite period of time. Worse, some may run for the exits at the mere thought of inhibiting from spending. Whichever side you may be on this spectrum, the topic of proper saving is an important one to tackle.

We’ve compiled a list of articles that breaks down saving in different angles and forms. Whether you’re in it for new insight, tips and tricks, or just for a constant reminder that saving is the practical–and logical–choice, you’ve come to the right place.

1. 1. 7 Habits that are Costing You (and How Much You can Potentially Save) – We all have little rituals – everyday habits that complete our day. The smell of fresh newspaper as you browse through the news in the morning, or your daily piping hot Caffé Americano with a bagel. Money spent on these small habits could seem trivial by the day, but add them up to a year and the results might astound you. Check out the article and see how you can save up to P100,000 effortlessly.
   2. 4 Signs That You’re Saving Money Wrong (And How You Can Fix It) – Finally took the leap and started saving? Nice! It’s a huge step to take, but what if you’re not actually doing it the right way? There are habits under the guise of saving but end up costing you in the long run. Read the article to find out more about these habits and how you can fix them.
   3. “Why Is It so Hard for Me to Save?” – You want to start saving – and you eventually did – but every time you feel like you’re finally gaining ground, the resolve crumbles and all that’s left is the feeling of remorse. “Is it really this hard?” you ask. The answer lies in how you currently handle your money. Reflect on the phrases you’ll find inside the article to see if you have to look at saving in a different light.
   4. 5 Worst Money Mistakes That Millennials Make – Socially-conscious, tech-savvy, and bad at handling finances? Combined with impulsiveness and a now-or-never attitude, millennials are often given a bad rap when it comes to handling money. See if you can spot the following money mistakes and know how to turn them around.
   5. How to Protect Your Savings (Even from Yourself) – More often than not, a sudden itch to spend can easily deplete your money if not enough measures are taken to ensure its safety. The biggest threat of all? You. Read on to find out how you can safeguard your savings even better so you can finally leave the piggy banks and secret drawers behind.
   6. “What Should I Do with My Bonus?” – It’s that time of the year again. A joyous occasion where everyone is peachy and the world around you takes this rose-colored hue – bonus month. By then, we’d all be daydreaming about the gadgets we’ve been itching to buy, the tickets waiting to be booked, or that shiny new shoe begging to be brought home. Setting aside all these things, here are smarter ways to handle your bonus that won’t leave you feeling deprived.
   7. Budget vs Bonding: 4 Tips in Hanging out with Expensive Friends – Ever turned down a trip or a night out just because you’re trying to save money? We’ve all been that person at some point. Not everyone can keep up with every whim of an expense or the swipe of a card, so here’s how you can be practical without losing your friends in the process (after all those made-up excuses and bailing on them so many times).

Every big achievement starts out small, just like how building wealth comes from a childhood habit of filling up those colorful coin banks. Stay informed, be patient, resolved, and stay committed to your saving goals – you’ll thank yourself that you did.