I. Promo Offer
Qualified cardholders can enjoy the following offers during the month of the SM Store Quarterly Promo:
• PHP 500 SM Gift Pass for a minimum Straight spend of PHP 5,000. Max 1x redemption
• PHP 1,000 SM Gift Pass for a minimum single-receipt installment spend of PHP 10,000. Max 1x redemption
II. Promo Period
The promo is valid on the following dates:
• June 1-30, 2026
• August 1-31, 2026
• October 1-31, 2026
III. Promo Mechanics
• Eligible Cards
The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase. Below are the qualified card types:
- Gold Mastercard
- Wave Mastercard
- Next Mastercard
- Platinum Mastercard
- World Mastercard
Security Bank Classic, Complete Cashback Platinum, Corporate, and Debit Mastercard are excluded from the promo.
IV. Terms and Conditions
- The Cardholder can only qualify for the Promo once (1x) for each transaction type for each monthly run. Only the first eligible transaction will qualify for eGC.
- The redemption process for this campaign will be as follows:
- The eGC code will be sent to the qualified cardholder’s registered mobile number within 30 banking days after the end of the promo period.
- The cardholder must visit the Security Bank’s official website and search for SM Store Quarterly Promo
- To redeem, the cardholder must click the redemption button, and provide the unique eGC code (10-character key) sent via Giftaway and the mobile number where the code was received.
- Click on the redeem button to claim the eGC. eGC Terms and Conditions shall apply.
- All earned but unredeemed eGCs will expire and be deactivated sixty (60) calendar days after you receive the SMS with the eGC code from Security Bank. No extension on the validity of issued eGCs will be granted for those who fail to redeem during the specified period of sixty (60) calendar days upon issuance.
- The Promo is not transferable and is not convertible into cash or gift certificates.
- Credit cardholders may avail up to 3 months 0% ChargeLight Installment or Charge Now Pay Later options. 6- and 12-months options are available to select items only.
- To avail of the installment, the credit cardholder must use their Security Bank Mastercard credit card for a minimum single-receipt transaction of PHP5,000.
- 0% ChargeLight Installment or Charge Now, Pay Later is subject to bank approval and only valid if the monthly dues are paid in full.
- Payment deferral of 2-3 months for Charge Now, Pay Later varies depending on cardholder’s cut-off.
- The full amount of 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.
- A single purchase transaction requires only one approval. Splitting into smaller transaction sizes and consequently requiring multiple transaction approvals will not be allowed.
- All queries or issues arising from this promotion will only be accepted within sixty (60) calendar days after the last day of the promo period, after which, Security Bank will no longer accommodate disputes and/or requests. For inquiries or disputes, the cardholder may call the Security Bank Customer Service hotline at +632 8887-9188 or email [email protected].
- Terms and Conditions governing the issuance and use of Security Bank Mastercard shall apply.
*Cardholders in good credit standing are those with Security Bank MasterCard credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.


