FWD FutureSure Endowment plan
What is FutureSure Endowment Plan?
A life protection and savings plan offering 20 years of guaranteed life coverage, plus guaranteed payouts starting at the end of year 11 through year 20 to help secure a future‑ready tomorrow.
Benefits at a Glance
Guaranteed Life Protection
Your beneficiaries will receive 200% Sum Assured when the unexpected happens. This is applicable within the
Guaranteed Cash Payout
You will receive 10% of your chosen Sum Assured each year, starting at the end of the 11th year or you can choose to leave it to potentially earn non-guaranteed interest until maturity date.
Guaranteed Maturity Benefit
You will receive 100% of your Sum Assured at maturity date as long as the insured is alive.
Waiver of Premium
You may include this as an add-on benefit subject to applicable premiums.
If the insured is diagnosed with a critical illness or becomes permanently disabled or policy owner dies, no premiums will need to be paid, so your family remains protected.
Whatever your needs, FutureSure can work for you
Education
Build a future‑ready child. Use your payouts for tuition fees, enrichment classes, summer workshops, and activities that support your child’s all‑round development.
Retirement
A slow and peaceful retirement. Grow your retirement fund with the payouts to complement your pension, support long-term financial security, and enjoy greater comfort in the future.
Future Self Fund
Treat yourself! Use your payouts for travel, hobbies, or memorable experiences you’ve always wanted to try.
Gift of Protection
Give a gift that lasts beyond today. FutureSure lets grandparents build a guaranteed fund to support their grandchild’s education, early adulthood, or future dreams—when it matters most.
Want to know more about FutureSure?
Learn how FutureSure can help you prepare for what’s next.
Download our digital brochure below.
Frequently Asked Questions
FWD FutureSure Endowment Plan
What makes FWD FutureSure stand out?
FutureSure stands out as a simple, limited‑pay endowment that delivers strong life protection, guaranteed income and maturity benefit, perfect for customers who prioritize certainty.
What kind of goals is FWD FutureSure best for?
FutureSure is designed for customers who want certainty and discipline in preparing for important life goals. It works well as an education fund for children, a steady income source for retirement, or a future‑self fund for major milestones because it provides guaranteed payouts and a guaranteed maturity benefit, as long as the policy stays active.
Is FWD FutureSure more for protection or savings?
FutureSure combines both. It provides guaranteed life insurance protection throughout the policy term, while also helping you build guaranteed savings through regular cash payouts and a guaranteed maturity benefit. This makes it ideal for customers who want protection and predictable financial outcomes.
How is FWD FutureSure different from just saving in a bank or investing?
Unlike regular savings or investments, FutureSure offers life insurance protection and guaranteed benefits. Your payouts and maturity benefit are not dependent on market performance, giving you certainty, while also ensuring financial support for your loved ones if something happens to you.
What benefits does FWD FutureSure provide?
- Guaranteed Life Insurance Coverage equal to 200% of sum assured, plus any accumulated payouts with interest less any indebtedness, in case the Insured Person passes away before policy maturity date.
- Guaranteed Cash Payouts equal to 10% of sum assured given at the end of the 11th year and every year thereafter until the policy maturity date, as long as the Insured Person is alive and the policy is active during the payout dates. Payouts can also be left to accumulate and earn interest until the end of the policy.
- Guaranteed Maturity Benefit equal to 100% of sum assured, plus any accumulated payouts with interest less any indebtedness, given at the end of the 20th policy year, as long as the Insured Person is alive.
You may also enhance your plan with the optional Waiver of Premium Benefit, which waives future premiums if the Insured is diagnosed with a major critical illness, becomes permanently disabled, or if the policy owner passes away.
How long does FWD FutureSure provide insurance protection?
This plan provides life insurance protection for 20 years.
Who can purchase the FWD FutureSure plan, and who can be insured?
Individuals aged 18 to 99 years old are eligible to purchase the plan. Insurance coverage is available for anyone from 15 days old up to 50 years old.