Activation

Terms and Conditions 

1. The 2026 Security Bank Activation Promo with SB App Bonus (“Promo”) is open to inactive cardholders of select Security Bank Mastercard credit cards listed below, who receive the promotion advisory from Security Bank via SMS/Viber or Email. 
   • Security Bank Wave Mastercard
   • Security Bank Gold Mastercard
   • Security Bank Platinum Mastercard
   • Security Bank World Mastercard

   *Inactive cardholders are cardholders who haven’t activated their Security Bank credit cards

2. Promo period is from May 15, 2026 to July 31, 2026
   

   Activation	Spend Period	Awarding Period
   May 15, 2026, to July 31, 2026	30 days upon activation	30 days upon completion of the spend requirement

3. To qualify for this promo, the cardholder must do the following within the promo period
   • Receive a promotion advisory from Security Bank via SMS/Viber and/or email stating theireligibility to participate in the Promo.
   • Activate their newly approved Security Bank credit card within the indicated Activation Period through any of the following channels:
     • Security Bank Mobile App: Download or log in to the mobile application and tap “Activate Now” next to the credit card.

     • SMS: The cardholder using his or her duly-registered mobile number with Security Bank shall input the keyword appearing below together with the required information and send this to 2086 for Globe and TM or to 4629 for Smart and TNT subscribers.

       SBCARDS ACTIVATE Birthdate(MMDDYY)/Expiry Date(MMYY)/(Last four digits of your card)

       Example: SBCARDS ACTIVATE 052274/1223/6813

     • IVRS: Activate via Customer Service Hotline
       • Call (02) 8887-9188
       • Press 2, then 1, 5, and 4 to activate your credit card
   • Meet the minimum spend requirement within 30 days after card activation
4. A cardholder who meets the above requirement may only qualify for one activation promo at any given time. A cardholder who has been approved for multiple cards and/or qualifies for two (2) or more cards under different activation promos within the same period, shall qualify for only one (1) exclusive gift. The exclusive gift shall be applied to the first approved credit card. A cardholder who qualifies under another activation promo during the same Promo Period shall be disqualified from participating in this Promo.
5. By joining, the cardholder acknowledges and signifies that he or she has read, understood and agrees to the terms and conditions of the Promo.
6. Qualified Security Bank Credit Cardholders shall be entitled to receive the exclusive gift indicated below upon meeting all the requirements. The Redemption Period is thirty (30) calendar days upon receipt of the eGift Code (“eGC”).
   

   Card Type	Single Spend Requirement	eGift
   Wave	PHP5,000	PHP500 Universal eGC
   Gold	PHP5,000	PHP500 Universal eGC
   Platinum	PHP10,000	PHP1,000 Universal eGC
   World	PHP10,000	PHP1,000 Universal eGC

   Plus, get additional PHP200 universal eGC when cardholder activates via the SB App.

7. Only single-receipt purchases made using qualified Security Bank credit cards shall be eligible for inclusion in the Single Spend Requirement under this Promo. Only principal cardholders shall be eligible to participate in this Promo.
8. “Qualified Security Bank credit cards” refer to those card types expressly identified by the Bank as participating in the Promo.
9. All transactions must be posted within the spend period date to be tagged as qualified transactions. The following are NOT qualified transactions:
   • Cash Advances via ATM or over the counter
   • Balance Transfer / Ready Cash / Convert to ChargeLight
   • Recurring payments and utility payments enrolled in Bills Assist
   • Fees and Charges
   • Disputed Transactions
   • All types of gaming transactions and transactions generated from activities that involve a bet or a game of chance for money or other desired stakes.
   • Transactions with merchants specifically engaged in wholesale (e.g., warehouse clubs) and distributions (multi-level marketing)
   • Quasi Cash (This applied on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.)
10. For cardholders with the dual currency feature, the overseas spend will be computed based on Security Bank’s daily conversion rate provided, per merchant.
11. The redemption process for the Promo will be as follows:
    • The eGift code will be sent to the qualified cardholder’s registered mobile number, based on Security Bank’s records, within thirty (30) calendar days from the date the spending requirement is met.
    • The cardholder must visit Security Bank’s official website > navigate to Personal > Cards > Promos > Welcome Gift > Activation> then select “SBC Activation Promo with SB App Bonus”
    • The cardholder must click the redemption button, which will redirect to the Giftaway redemption site, and provide the unique eGift code along with the required personal information.
    • To claim the reward, the cardholder must click the Redeem button. eGC terms and conditions will be provided per merchant.

    The eGC code will be sent by Giftaway and cardholder will be responsible for providing personal information required to redeem. Cardholders agree that such information shall be subject to the confidentiality, data privacy, and security terms of Giftaway.

12. The personal information collected from the cardholder will be used by Security Bank and may be shared with third parties (including related companies, third-party service providers, and thirdparty sellers) for the purpose of completing the redemption process. By joining the Promo, the cardholder is deemed to have given their consent to the collection and sharing of personal information for the purpose mentioned.

    Furthermore, by participating in the Promo, the Cardholder agrees to receive SMS/text messages or emails related to the promotion, including but not limited to notifications confirming the earning or redemption of the code upon completion of a qualified purchase.

13. The eGC is non-transferrable, not convertible to cash, non-refundable, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use.
14. The Promo may be availed of only once. A cardholder who has already redeemed under the Promo is no longer eligible for another redemption. In the event that the principal cardholder is found to have made multiple or invalid redemptions, or has redeemed through fraudulent means, Security Bank reserves the right to charge the cost of the eGC to the principal cardholder’s Security Bank credit card.
15. All questions or disputes regarding the cardholder’s eligibility for promotion, redemption, coverage of dates and fulfillment, shall be resolved solely by Security Bank with the concurrence of DTI.
16. This Promo cannot be used in conjunction with other discounts, offers, privileges, and/or other ongoing promotions of Security Bank and is subject to the Terms and Conditions governing the issuance and use of Security Bank Mastercard credit cards.
17. If the cardholder already made a redemption under the Promo, then subsequently request for a card cancellation during the promo period, Security Bank shall have the right to charge the cost of the reward to the principal cardholder’s Security Bank credit card.
18. The cardholder should maintain his/her card account in good credit standing* for at least 24 months from approval. Otherwise, the cost of the eGift code will be charged back to the principal cardholder’s account.
19. Security Bank is not an agent of Giftaway and/or the participating merchant and makes no representation as to the quality of the goods and services provided.
20. All queries regarding this promo shall be directed to Security Bank Customer Service Hotline at +632 8887-9188 or contact us at [email protected].

*Cardholders in good credit standing are those with Security Bank Mastercard credit cards which are not on hold for being reported lost or stolen, whose accounts are not delinquent, not under investigation due to proven fraud, and those who have not violated any of the Mastercard Terms and Conditions.

Per DTI Fair Trade Permit No. FTEB-256764, series of 2026. Security Bank Corporation is regulated by Bangko Sentral ng Pilipinas https://www.bsp.gov.ph