PROMO ENDED

Earn PHP 90,000
in cash rewards instantly!

When you maintain PHP 5M for six consecutive months
as a Security Bank Wealth client

How to Qualify

To participate, you will need to:

  1. Become a Security Bank Wealth client by placing PHP 5,000,000 across any of our participating products the promo period.
  2. Open your first All Access or Easy Savings account and deposit at least PHP 500,000 in fresh funds within 30 days of account opening.
  3. Complete and submit the Promo Agreement and Hold Consent Form (PAF) once you have funded your account.
  4. Maintain your account balance for six (6) consecutive months.
  5. Receive your cash reward credited to your account in the second month based on your agreed deposit balance.

How to Become a Wealth client

To become a Wealth Client:

  • You need to place a total relationship balance (TRB) of PHP 5,000,000 across any of our products and give consent to become a Wealth client.

How to earn cash rewards

To earn the cash rewards after becoming a Wealth client:

  • You need to place at least PHP 500,000 in your newly opened All Access or Easy Savings account and maintain your account balance for six (6) consecutive months. The cashback reward will be calculated based on the amount that you keep in that account.
  • You can get up to PHP 90,000 in cash rewards if you put PHP 5,000,000 in your newly opened All Access or Easy Savings account.
Our BetterBanking promise
has been recognized
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Euromoney Private Banking Awards 2026
Philippines' Best for
High-Net-Worth
6th Consecutive Win
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Global Finance World's Best Private Banks 2026
Best Private Bank
in the Philippines

Important Notes

  • Reward Credit: Your cash reward will be credited to your account in the second month, based on the balance amount confirmed in your PAF.
  • Download the Promo Agreement Form (PAF)
  • Participating deposit products: Easy Savings account and All Access account.
  • Promo Period: April 16 to July 17, 2026.

Cash rewards are subject to terms and conditions.

DTI Fair Trade Permit No. FTEB-253925 Series of 2026.

Earn cash rewards up to 4.5% p.a.*
Tap the category of the rewards to view the rewards you will receive and its corresponding conditions and schedule.
Balance Tier
500,000 1,000,000 3,000,000 5,000,000
Cash Reward 6,500 14,500 49,500 90,000
Condition Fund within 30 days of account opening and maintain the required average daily balance (ADB) for six consecutive months.
*Based on a PHP90,000 net cash reward for maintaining PHP5,000,000 Average Daily Balance (ADB) for 6 consecutive months. For comparison purposes only versus 20%-taxed products; actual payout is a promo cash reward, subject to terms and conditions.

**Participating deposit products: Easy Savings account and All Access account. Rewards are subject to terms and conditions.
Balance Tier: 500,000
Cash Reward
6,500
Balance Tier: 1,000,000
Cash Reward
14,500
Balance Tier: 3,000,000
Cash Reward
49,500
Balance Tier: 5,000,000
Cash Reward
90,000
Condition
Fund within 30 days of account opening and maintain the required average daily balance (ADB) for six consecutive months.
*Based on a PHP90,000 net cash reward for maintaining PHP5,000,000 Average Daily Balance (ADB) for 6 consecutive months. For comparison purposes only versus 20%-taxed products; actual payout is a promo cash reward, subject to terms and conditions.

**Participating deposit product: Easy Savings account and All Access account. Rewards are subject to terms and conditions.
Here is when your cash reward will be released,
based on the milestones you complete
Milestone When it must be met
Deposit fresh funds and submit PAF Within 30 days of account opening
Maintain required ADB Months 1–6 (six consecutive months)
Cash reward credited Second month after account opening
Hold end date End of sixth consecutive month
Deposit fresh funds and submit PAF
When
Within 30 days of account opening
Maintain required ADB
When
Months 1–6 (six consecutive months)
Cash reward credited
When
Second month after account opening
Hold end date
When
End of sixth consecutive month
A welcome offer that
reflects your wealth

Already a Security Bank Wealth client?

Refer your friends and family and get cash rewards up to PHP 10,000!

Frequently Asked Questions

How long do I have to fund my account?

You have 30 days from onboarding or account opening to deposit your fresh funds. Your cash reward will be based on the amount you deposit within this period and what you indicate in your PAF.

What is the maximum reward I may receive?

The highest cash reward is PHP90,000. To receive it, you need to maintain an average daily balance (ADB) of PHP5,000,000 in your Easy Savings account for six consecutive months, subject to terms and conditions.

Is there an age requirement?

Yes. You must be at least 18 years old.

Will my rewards be subject to tax?

No. All cash rewards shown are net of tax. We cover the applicable expanded withholding tax on your behalf.

When will I receive my reward?

Your cash reward will be credited based on the schedule above, provided you have met each required milestone.

Fine print

Wealth Welcome Offer Terms and conditions
  1.  Overview: The Security Bank Wealth and Gold Circle Welcome Offer (“Welcome Offer”) is open only to clients of Security Bank Corporation (“Security Bank”) who qualify under the criteria outlined below and are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations, and policies from participating in and/or qualifying for the Welcome Offer.
  2. Promo Period: The promo shall run from April 16 to July 17, 2026.
  3. General Eligibility Requirements: The qualified clients of the Welcome Offer are subject to the following general eligibility requirements:
    a. Should not be incumbent Philippine government officials or employees, whether elected or appointed, corporate account and US persons – a citizen or lawful resident, Permanent Resident Card holder of the United States of America.
    b. Should not be individuals who are residents/nationals of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, Isle of Man, San Marino, Vatican, or other jurisdictions where this activity is restricted due to applicable laws and regulations or Security Bank policy.
    c. Must have a Tax Identification Number (TIN) issued by the Bureau of Internal Revenue (BIR). If the client is a Resident Alien (RA) or Non-Resident Alien (NRA), the client must submit a one-time TIN provided by the BIR to participate in this promo for withholding tax purposes.
  4. Specific Eligibility Requirements: To qualify for the Welcome Offer, a client must meet all the following:
    a. Be a “Qualified client,” defined as anyone who meets the criteria below:
    i. Clients with BetterBanking Number (BBN) creation date during the promo period,or
    ii. Clients with existing BBN but without a retail deposit account, or
    iii. Clients with BBN creation date of 2025 or earlier, who have PHP0 outstanding balance as of the last banking day of the previous year and have never been tagged to Wealth or Gold Circle.
    b. In addition to the above, the client must also satisfy both of the following:
    i. Must start a Wealth Management relationship or opt into Gold Circle with Security Bank within the Promo Period, and
    ii. Place and maintain a minimum CASA ADB of PHP 500,000 in fresh funds* funded within 30 days from onboarding or date of account opening, and maintain this for at least six (6) consecutive calendar months.
  5. Participating Products: For purposes of the Promo, the participating CASA product is: Easy Savings or All Access Account.
  6. Participation: Qualified clients who meet the minimum promo mechanics shall be credited automatically to the PHP CASA account where they are the primary account holder as indicated in the Promo Agreement and Hold Consent Form (“PAF”).
  7. Qualification: The customer may participate in this Welcome Offer if the following requirements are met:
    a. Customer fills out, signs, and submits the Promo Agreement and Hold Consent Form (“PAF”), declaring their cash incentive, needed fresh fund deposit for the chosen incentive, and segment tagging.
    b. The customer must fund their CASA within 30 days from BBN creation or account opening date to the indicated amount in their PAF.
    c. For joint accounts, all co-depositors must also sign the PAF.
    d. The reward, fresh fund requirement, hold period, and client tagging are deemed final upon submission of the signed form.
    e. Customer deposits fresh funds in any PHP CASA as the primary account owner and has the cash incentive equivalent placed on hold for the duration of the 6-month maintaining period indicated in the PAF.
    f. Pretermination provisions will apply.
    i. In the case of pretermination of the hold period, the customer authorizes Security Bank to debit, without further notice, the full value of the cash incentive from any account of the customer with the Bank. In case of insufficiency, the customer shall remain liable for the remaining amount.
    g. Disqualification: Any violation of the promo mechanics, withdrawal from Security Bank Wealth or Gold Circle during the Hold Period, and/or failure to maintain the funds will result in disqualification from the promo, and forfeiture of the rewards.
    h. Exemptions: In cases where the client fails to maintain and falls below the required ADB corresponding to their qualified rewards incentive at any time during the maintaining period, the Bank shall:
    a. Recompute eligibility based on the actual ADB tier maintained; and
    b. Apply a claw back equivalent to the difference between:
    i. The reward amount of the originally qualified tier; and
    ii. The reward amount of the actual maintained tier
      Illustrative Scenario:

     

    Scenario

    Qualified Tier (stated in PAF)

    Actual Maintained Tier

    Original Reward

    Recomputed Reward

    Clawback

    Client drops ADB

    Php 5,000,000

    Php3,000,000

    Php90,000

    Php49,500

    Php40,500

  8. Rewards: The customer shall receive a cash incentive based on the tagging and fresh fund deposit during the funding period, as indicated in the accomplished PAF.

    Tagging

     

    Gold Circle / Wealth

    CASA ADB, PHP

     

    500,000

    1,000,000

    3,000,000

    5,000,000

    NTB Reward, PHP

    6,500

    14,500

    49,500

    90,000

  9. Release of Rewards: The client shall receive the cash incentive based on the schedule below:

    Rewards

    Milestone

    Schedule

    Full incentive as indicated in Rewards

    Funded within 30 days from BBN creation or account opening date; cash reward equivalent on HOLD, and PAF submitted

    On the 2nd month from the date of onboarding or account opening

    Opens Account and Upgrades to Wealth/Gold Circle

    Deposit to Qualified CASA Submit PAF and Hold Amount

    Awarding Date

    Monitoring Period*

    Maintains their balance from

    Release of Hold

    Apr 2026

    April 1, 2026 – Apr 30, 2026

    On or before Jun 30, 2026

    May to Oct 2026

    Oct 2026

    May 2026

    May 1, 2026 – May 31, 2026

    On or before Jul 31, 2026

    Jun to Nov 2026

    Nov 2026

    Jun 2026

    June 1, 2026 – Jun 30, 2026

    On or before Aug 31, 2026

    Jul to Dec 2026

    Dec 2026

    To illustrate:

    Date

    Hold

    Milestone

    April 3, 2026

    Date of onboarding/ account opening

    April 20, 2026

    Deposited fresh funds of PHP5M, submitted PAF & placed on hold PHP90,000 (start date)

    May 2026

    1st

    On hold

    June 2026

    2nd

    On hold & credit of Php90,000

    July 2026

    3rd

    On hold

    August 2026

    4th

    September 2026

    5th

    October 21, 2026

    6th

    Hold End

  10. Bank Policies:All participating products are subject to existing policies and procedures of Security Bank including, but not limited to the following: a. All accounts opened during the promo period will be subject to existing Know Your Customer (“KYC”)/account opening policies. b. Accounts closed within thirty (30) days of the account opening will be subject to corresponding early closure penalty fees. c. All existing product eligibility criteria shall apply unless otherwise specified.

  11. Data Privacy:By participating in the Security Bank Wealth and Gold Circle Welcome Gift Promo, the customer expressly grants authorization for the transfer, disclosure, and communication of personal and account information to and from Security Bank. This authorization is granted for the explicit purposes of marketing and promotion, as well as for verification, checking, validation, and fulfillment in relation to this campaign.

  12. Force Majeure:In the event that Security Bank is prevented from awarding or proceeding with the Promo due to any unforeseeable event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), or any federal, state, or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or any other cause not reasonably within the control of Security Bank (each termed a “Force Majeure” event or occurrence), Security Bank reserves the right to modify, suspend, or terminate the Promo.

  13. Fraud:Any fraud, abuse, misrepresentation, or collusion by the customer with another individual, whether directly or indirectly, or any unauthorized activities associated with the registration, the use of referral links, participation in the Promo, or redemption of rewards may result in the disqualification of the customer from the Promo. Additionally, Security Bank reserves the right, at its discretion, to impose sanctions, including but not limited to, the suspension or cancellation of banking privileges, closure of accounts in Security Bank, or the forfeiture of rewards. This action shall be taken without prejudice to any legal measures that Security Bank may pursue.

  14. In case of dispute with respect to client’s eligibility, coverage of dates, fulfilment, etc., Security Bank’s decision shall prevail. All questions or disputes regarding client’s eligibility for the Program shall be resolved by Security Bank. Security Bank’s decision on all matters concerning eligibility, disqualification, chargeback, and reward fulfillment shall be final and binding.

  15. In case of inconsistency, the dates reflected in the accomplished PAF, as validated by the Bank’s records, shall prevail.

  16. For inquiries and comments, please call our 24-Hour Customer Service hotline at (632) 8888-791-88 or email us at [email protected]. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

*Fresh funds refer to funds which are newly deposited to Security Bank’s participating CASA products and exclude those funds which are transferred or withdrawn from one product type to another or a different product type, or from a Security Bank affiliate to Security Bank or from the name of an existing accountholder/s to the name of different parties, regardless of any interruption in the period of the transaction/s.

**Crediting of rewards shall be on a client level in which he/she is the primary Peso Savings or Current bank account holder. No cash credits are allowed to be awarded to a bank account where the client is a secondary bank account holder. There is a 2% Expanded Withholding Tax for Filipino Citizens and 20% Expanded Withholding Tax for Resident Aliens (RA) and Non-Resident Aliens (NRA) under the CASA Kicker Promo cash credits rewards, which shall be shouldered by Security Bank.

    DTI Fair Trade Permit No. FTEB-253925 Series of 2026.

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