Job Description

About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney’s most prestigious industry awards in 2021—Best Bank in the Philippines.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As a Project Risk Officer, you will help develop and implement a comprehensive risk management framework for the specific asset product for the Retail Bank, its subsidiaries and affiliates through policy creation and modifications, oversight of policy / procedures implementation, portfolio analysis, risk identification and assessment, as well as monitoring and controls of identified risks.

How you’ll contribute

• Performs regular reviews, analysis and monitoring of the Retail Credit products portfolio of the bank, its subsidiaries and affiliates through report generation, data analysis and limits monitoring to ensure pro-active identification of emergent risks as well as existing risks and opportunities to ensure quality Risk Management.
• Understand fundamental concepts of retail credit business through review of policies, guidelines and manuals and close coordination with business to be able to support growth of a profitable business supported by appropriate and adequate risk management controls / capabilities.
• Communicate effectively the overall performance and risk assessment of the Retail portfolio based on portfolio data, market information and economic factors to create awareness across management for proper business strategies and decision.
• Continuously Review, Assess and Implement Credit Policies and Procedure to ensure implementation of Risk Management framework and compliance to regulations.
• Establish proper planning of various tasks and responsibilities through time allocation, prioritization and calculated decision making to achieve optimal execution of job function.

What we’re looking for

• Bachelor’s / College Degree in Computer Science/Information Technology, Mathematics/Statistics, Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking, MIS or any related course
• Must have at least 5 years of relevant work experience
• Has background on Risk Management principles; Familiar with various Retail Credit products such as Cards and Loans; Knowledgeable in MS Excel, MS Access, SAS and R system.
• Highly Analytical; Skilled in Programming and Report Creation; Also has project management and presentation skills
• Able to communicate effectively with all levels of the organization and external parties; Has the ability to adjust to a dynamic environment; Good attention to details; Has the ability and willingness to constantly improve and automate current processes