0% ChargeLight Installment and CNPL

Terms and Conditions 

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase. Security Bank Classic, Corporate, and Debit Mastercard are excluded from the promo.
   • Security Bank Gold Mastercard 
   • Security Bank Next Titanium Mastercard 
   • Security Bank Wave Mastercard 
   • Security Bank Complete Cashback Platinum Mastercard 
   • Security Bank Platinum Mastercard 
   • Security Bank World Mastercard
2. Cardholders must use their Security Bank Mastercard to pay at partner merchants and make a purchase via 0% ChargeLight Installment or Charge Now, Pay Later. Tenor, offers, and minimum spend vary per merchant.
3. 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full. 
4. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off. 
5. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 
6. Terms and Conditions governing the issuance and use of Security Bank credit card shall apply. 
7. All queries regarding this promo shall be directed to Security Bank Customer Service hotline at +632 8887- 9188 or contact us at [email protected].
8. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.
9. Security Bank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to [email protected].

*Cardholders in good credit standing are those with Security Bank credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank- issued credit cards.