About Us
SBM Leasing, Inc. (Formerly Security Finance, Inc.) is a joint venture finance company of Security Bank Corporation and Marubeni Corporation of Japan.
The joint venture was established in May 2011.
We specialize in heavy equipment leasing and offer the following services: Direct Lease Facility, Sale and Leaseback Facility, Lease Syndication, Lease Sub-lease, Vendor Lease Programs, and Mortgage Loans.
Leadership
| Chairman | John Cary L. Ong |
| Directors |
Martin G. Ledesma (President and CEO) Joselito E. Mape Yusuke Yoshioka Makoto Yanagawa Rene T. Garrovillo (Independent) Loretta G. Mangilit (Independent) |
Loan Products
Maxima Machineries, Inc. Partnership Financing Program
- Up to 90% loan value
- Low down payment
- Worry free plus package
- With return of equipment option
- Refinancing Option
Loan Facilities
- Mortgage Loans
Finance Lease
- Direct Lease
- Sale and Lease Back
- Lease-sub-Lease
- Vendor Lease Program
Standard Terms and Conditions
Brand New
| Downpayment / Guaranty Deposit* |
20% of Unit Cost For as low as 10% for Komatsu Units |
| Lease/Loan Amount |
80% of Unit Cost Up to 90% for Komatsu Units |
| Minimum Term |
2 years for Lease 1 year for CHM Loan |
| Maximum Term | 5 years for both |
Brand New China Brand and Specialized Equipment
| Downpayment / Guaranty Deposit* | 30% of Unit Cost |
| Lease/Loan Amount | 70% of Unit Cost |
| Minimum Term | 2 years for Lease 1 year for CHM Loan |
| Maximum Term | 3 years for both |
Downpayment/Guaranty Deposit for specialized equipment may require higher quality depending on the type of equipment/asset
Used / China Brand
| Downpayment / Guaranty Deposit | 30% of the appraised value |
| Lease/Loan Amount | 70% of the appraised value |
| Minimum Term | 2 years for Lease 1 year for CHM Loan |
| Maximum Term | 3 years for both |
Higher downpayment/guaranty deposit may be required for highly specialized equipment
What You’ll Need to Apply
Eligibility
- Registered business with the Department of Trade and Industry or Securities and Exchange Commission
- Business should be registered as either Sole Proprietorship, Partnership, or Corporation
- At least 3 years in operation
- Must exhibit profitable operations
Documentary Requirements
- Completely filled out application form
- Clear copy of valid IDs (government photo-bearing) of borrower, co-borrower, signatories of the loan
- 3 years Income Tax Return (ITR) and Audited Financial Statement (AFS)
- Valid Business Permit and Licenses
- Other documents may be required depending on your line of business
Contact Us
For inquiries regarding our products and customers concern:
Head Office
Address: 5th Floor Security Bank Centre, 6776 Ayala Avenue, Makati City
Contact Nos:
-
(632) 8887-9188 (SBC Trunkline)
-
(632) 8867-6738 (SBC Trunkline)
-
(632) 8867-6788 (SBC Trunkline)
Email: [email protected]
Foreclosed Vehicles and Equipment
Get high quality and affordable repossessed assets to boost your operations.
Frequently Asked Questions
Finance Lease vs Chattel Mortgage
| PARTICULARS | FINANCE LEASE | CHATTEL MORTGAGE | ||||
| Asset Ownership | SBM Leasing, Inc. | Borrower | ||||
| Accounting | On-Balance Sheet | On-Balance Sheet | ||||
| Documentation | Finance Lease Agreement | Deed of Chattel Mortgage w/ Promissory Note | ||||
| Equity | Guaranty Deposit | Down payment | ||||
| Account Termination | Deed of Sale to transfer ownership to client/Lessee | Release of Mortgage | ||||
| Chattel Fees | None | Computed based on loan amount | ||||