Retail Treasury Bonds (RTBs)

Overview

Retail Treasury Bonds (RTBs) are medium to long-term investments issued by the Philippine government. They form part of the Government's program to make securities available to small investors.

See other Fixed Income Securities:

If you want to learn more about Retail Treasury Bonds, you can read our in-dept article here or go to the Bureau of the Treasury website by clicking here.

Terms of Offering

Looking for a secure medium-term investment? This is for you.

Issuer Philippine Government through the Bureau of the Treasury (BTr)
Maturity Date 3 Years from Issue Date
Issue & Redemption Price At par (or 100% of face value)
Interest Rate Prevailing Market Rate (Subject to 20% final withholding tax except to tax-exempt institutions)
Interest Payments Quarterly
Minimum Investment Php 50,000

Benefits of Retail Treasury Bonds

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Low-Risk Investment

Retail Treasury Bonds are medium to long term direct and unconditional obligations of the Republic of the Philippines.

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Higher-yielding Investments

They offer fixed quarterly interest income compared to other financial instruments.

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Pay Frequent Cash Flows

Interest payments will be made quarterly, compared to regular Treasury bonds for which interest is paid semi-annually.

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Liquid

They can easily be bought or sold in the secondary market through PDEX accredited brokers like Security Bank.

Purchasing RTBs:

  1. Investors will be required to open a peso account or designate an existing peso account with the Selling Agent where interest and principal payments will be made
  2. Investors must submit to the Selling Agent the requirements for purchasing the RTBs
  3. At the time of purchase of the RTBs, the Selling Agent will issue an Acknowledgement Receipt / Official Receipt
  4. Investors will receive a Confirmation Advice to be issued by the Selling Agent a few days after the Issue Date.

Trading RTBs:

  1. After the public offer period, investors can buy the RTBs from the secondary market at prevailing market prices
  2. In case investors have to sell their RTBs prior to maturity, they may sell their RTBs through PDEX accredited Brokers like Security Bank. Sale through the secondary market shall be subject to prevailing market rates

Ready to Purchase Retail Treasury Bonds (RTBs)?

Please provide your request on the form to the right.

Frequently Asked Questions